Printable View
[QUOTE=Tom Cruze]Hey guys,
I have a quick question I could use your help on: What is the best way to handle meeting chica from another city, e.g., from Bucaramanga? Fly her in on my dime, split the bill, or other approach?
Thanks[/QUOTE]
Split the bill? Jejejeje. No lo creo en Colombia.
The lesson there, is that it is much safer to go out in strange places with a wingman that can take care of you if things go wrong ...
Regards. BB.
[QUOTE=Tom 33]Split the bill? Jejejeje. No lo creo en Colombia.[/QUOTE]Okay, so I have a question for you more experienced guys with this situation.
Is it a given that if you pay for a chica's airfare into town she knows what she is getting into, i.e., your gonna bang her throughout her stay?
[QUOTE=Tom Cruze]Okay, so I have a question for you more experienced guys with this situation.
Is it a given that if you pay for a chica's airfare into town she knows what she is getting into, i.e., your gonna bang her throughout her stay?[/QUOTE]Nothing is ever a given there or antwhere else. She might be using you as a way to get to see family there.
[QUOTE=Tom Cruze]Okay, so I have a question for you more experienced guys with this situation.
Is it a given that if you pay for a chica's airfare into town she knows what she is getting into, i.e., your gonna bang her throughout her stay?[/QUOTE]
Under most circumstances, yes. However, she will not behave like your puta. You won't get her to suck and fuck on demand. You will have to schmooze her a little.
The answer above assumes that you know the girl and have spent some time with her in the past. If you are talking about an Internet novia, she might be a 14-year-old boy. All bets are off.
[QUOTE=Tom Cruze]Hey guys,
I have a quick question I could use your help on: What is the best way to handle meeting chica from another city, e.g., from Bucaramanga? Fly her in on my dime, split the bill, or other approach?
Thanks[/QUOTE]
Much easier just to go see her. If it doesn't work out with her, you can easily escape, explore the city, go back home.
It's just easier.
If this is a chica you met on the internet, and it's a first meeting, I'd definitely recommned you visit her. They are rarely what you expect.
Good luck amigo!
I agree.. just go see her. Truth is, chances are you may hit it off and yes you will be like novias and it should be a rather easy lay even if you have no game. Thing is, you may find that you wish you weren't with her 24/7 and wish you had the opportunity to explore with other chicas. Fly her in and you don't have that option. I agree with el Maestro Ricker, just go see her.
hmmmm... I met the love of my life online... cybercupido to be exact (don't tell Nibu). That was before I had the secret Ricker manual.
[QUOTE=Ricker]Much easier just to go see her. If it doesn't work out with her, you can easily escape, explore the city, go back home.
It's just easier.
If this is a chica you met on the internet, and it's a first meeting, I'd definitely recommned you visit her. They are rarely what you expect.
Good luck amigo![/QUOTE]
"CITIBANK Introduces Foreign ATM Fee
Those damned thieving banks are raising there levels of thievery again. The moment I have been dreading has arrived.
Citibank this week introduced a foreign ATM fee of Gs25,000($US5). I was using a VISA card from the US.
I was given a message announcing the charge and an opportunity to cancel, which I did. I then went to an ABM-AMRO and extracted money there. There was no message of a fee, the ATM operated in a normal fashion, so I assume there was none until I can check the account.
It looks like Citibank is leading the pack in robbery. I fear the other banks will follow. Avoidance of ATM fees is becoming an ever bigger issue. If I were to use my Wells FEEgo card(God forbid) to withdraw $US400(an amount still possible here) it would cost me:
Wells FEEgo: Foreign ATM=$5, International Transaction 3%=$12, Total=$17
Visa foreign currency 1%= $4
Citibank foreign ATM= $5
Grand total= $US26 to extract $US400!!! = 6.5%
At a time they are paying <1% per YEAR for checking interest.
And as the banks create greater monopolies, they get harder to avoid. Another classic example of robbing the little people. Thank the corporate imperialists in power"
Is this true in COLOMBIA as well? It must be,, but I was just there last week and it was still 1% at CITIBANK.
Who and what bank are people using to get money out? and at what rate is overall is the "best" for instance 500k pesos at a time?
When using ATM's in Colombia I use both my Compass and Wells Fargo ATM cards. I have found that Compass is better. I typically make all my withdrawals from a Davienda ATM(about 90% of the time)
With Compass I am charged no fees from the other ATM or by Compass. however 1% is taken out of the calcualtion, which is that 1% Visa fee.
With Wells Fargo I am charged $5.00 (only 1 time) and the rate is better sometimes for some odd reason than I get with my Compass ATM so I came to the conclusion that they either do not take out the 1% Visa fee. Or it could be that maybe one bank uses the rate at the end of the day while the other maybe uses the previous days or next days rate.
Regardless, if you do like me... which is take out the max on each withdrawal (500k pesos at Davienda) then Compass is the best bet as that comes out to the only fee being the 1% visa fee which is 5k pesos. If you use Wells Fargo then it's a $5 fee and like I said, I don't think I'm being hit that 1% fee. I tracked it for many months.
As for the example you copy and pasted??? Can't vouch for it. Granted I have not experimented with this in the last 4 months. But for the last 4 years this has been my experience.
I was considering getting a Citibank card thinking I would not be charged anything (solely because I really just do not like Compass Bank... for other reasons). However, if I am going to be hit with fees on top of the 1% customary Visa fee, I will not. Based on your post, it sounds like that is the case. Anyone else use Citibank that can fill us in.
[QUOTE=MiamiHeatLuver]"CITIBANK Introduces Foreign ATM Fee
Those damned thieving banks are raising there levels of thievery again. The moment I have been dreading has arrived.
Citibank this week introduced a foreign ATM fee of Gs25,000($US5). I was using a VISA card from the US.
I was given a message announcing the charge and an opportunity to cancel, which I did. I then went to an ABM-AMRO and extracted money there. There was no message of a fee, the ATM operated in a normal fashion, so I assume there was none until I can check the account.
It looks like Citibank is leading the pack in robbery. I fear the other banks will follow. Avoidance of ATM fees is becoming an ever bigger issue. If I were to use my Wells FEEgo card(God forbid) to withdraw $US400(an amount still possible here) it would cost me:
Wells FEEgo: Foreign ATM=$5, International Transaction 3%=$12, Total=$17
Visa foreign currency 1%= $4
Citibank foreign ATM= $5
Grand total= $US26 to extract $US400!!! = 6.5%
At a time they are paying <1% per YEAR for checking interest.
And as the banks create greater monopolies, they get harder to avoid. Another classic example of robbing the little people. Thank the corporate imperialists in power"
Is this true in COLOMBIA as well? It must be,, but I was just there last week and it was still 1% at CITIBANK.
Who and what bank are people using to get money out? and at what rate is overall is the "best" for instance 500k pesos at a time?[/QUOTE]
I use CapitalOne for both credit and debit transactions. For the debit transactions, I have a money market account that pays around 5% interest. You can also write 5 checks on that account per month. Neither type of transaction costs anything. There is no 1% foreign transaction fee nor is there a flat fee. The exchange rate approximates the Interbank rate.
The debit card belongs only to the Plus network. So far I have been able to use the card at Bancafe(recently purchased by Davivienda), BBVA, and AV Villas. I have seen other ATMs that advertise the Plus network. Some of those do not accept my card.
Here is a fairly definite source for information related to ATM and Forex Fees:
[url]http://www.flyerguide.com/wiki/index.php/Credit/Debit/ATM_Cards_and_Foreign_Exchange[/url]
Anyone tried opening a local bank account and using [url]http://xe.com/fx[/url]
It wouldn't be worth it for a short term stay, but for more than a couple of weeks, it could be a bit of a winner, you'd just withdraw money from your local card rather than your foreign one.
[QUOTE=Tom 33]I use CapitalOne for both credit and debit transactions. For the debit transactions, I have a money market account that pays around 5% interest. You can also write 5 checks on that account per month. Neither type of transaction costs anything. There is no 1% foreign transaction fee nor is there a flat fee. The exchange rate approximates the Interbank rate.
The debit card belongs only to the Plus network. So far I have been able to use the card at Bancafe(recently purchased by Davivienda), BBVA, and AV Villas. I have seen other ATMs that advertise the Plus network. Some of those do not accept my card.[/QUOTE]How Much Money can you take per transaction?
And how much is the max money you can take each day.
Thanks Tom Tom
Glad to know you are back in pussyland.
Kukulkan
[QUOTE=Blunderer]Anyone tried opening a local bank account and using [url]http://xe.com/fx[/url]
It wouldn't be worth it for a short term stay, but for more than a couple of weeks, it could be a bit of a winner, you'd just withdraw money from your local card rather than your foreign one.[/QUOTE]
Don't even think about trying to open a Colombian bank account unless you have a VISA.
ok, So after talking to a CITIBANK supervisor on the phone for a half hour and being clear as day with him, he gave me a list of countries that charge a 1% fee for withdrawing money or some branches will charge ZERO fees. He told me it really depends on the branch. SO not believing anything anybody tells me on the phone, I GO IN TO THE BRANCH and wait in line to speak to a Customer service rep, NOW she seems to concur, that it really depends on the individual branch and she is not aware of ANY CITIBANK % hikes in the near future as well. AND this seem to concur with my bank statement where I have withdrawn MANY pesos at the CITIBANK'S on Ave Poblado for NO CHARGE.. the one at the Blockbuster and the one a little North of Oviedo Mall on the main calle Poblado.. NOW she said for sure the best exchange rate always would 9 out of 10 times be at CITIBANK and she could not confirm IF THE EXCHANGE FEE was built into the transaction, but it didnt seem so since the exchange was right on and pretty good!
10-09 ATM CASH WITHDRAWAL
Cra 43 A No1A Sur49 Medel $ 50.20
10-09 ATM CASH WITHDRAWAL
BCO INDUST. COLOMBIANO POBLAD $ 148.65
10-09 ATM CASH WITHDRAWAL
Cra 43 A No1A Sur49 Medel $ 250.82
10-09 ATM CASH WITHDRAWAL
Cra 43 A No1A Sur49 Medel $ 401.64