Never use credit cards in Nigeria.
[QUOTE=DarsVeider;2040688]Money matters:
Bring Visa or Mastercard. AMEX will not be accepted.
Money withdrawal from ATMs is easy but you will get only the official bank exchange rate which is "quite bad" - better bring cash (USD or EUR) and exchange.
It either in on the "black market" or e. G. In the Four Points. Just an example:
1 EUR via ATM - 331 NGN, via Four Points - 384 NGN and via black market - 410 NGN.
Many times even my Master and Visa Card didn't work ("transaction declined") . So better bring enough cash to exchange..[/QUOTE]Never take credits cards to Nigeria, get prepaid reload able cards!
Nigeria is a hot bed of credit card fraud, so use pre paid cards if you must, even ATMs are rigged with number skimming devices and by the time you get home your credit card will be maxed out.
Last time I visited the only place I used my pre paid card was an ATM.
My card was cloned and used to make a booking for a hotel in Texas.
Thank god I had taken out all I put on the card.