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You did what you were supposed to do, always decline the conversion rate and it'll use the worldwide wholesale rate. If I remember correctly, accept the ATM fee and then decline the conversion rate.

Sounds great, thank you for the sage advice. I'll look thru that section now. I'm not trying to do anything crazy out there, but I'd like a guide / driver to watch my back. Thank you.

I don't think it's that crazy or outlandish of a request. To point out the other poster's comment about potentially being a target, yes that could be true but it's also true that you don't have to...

Can anyone help with recommending a really reliable, good security detail? Or driver / tour guide? I RTFF like 400 pages almost, but found no information on hiring security for a short-term trip....

Does anyone know how quickly they activate subscriptions?