General Info

[Engine Driver]

Actually we're all sending it to the same 300 lbs man sitting in his basement. LOL.

You are all sending it to Abuja, Nigeria.

I sent a couple of girls money too. It felt good at first, but it is not the solution to any problem. Pinays have no concept of savings, budgeting or a long term view. The hooking class we mix with or the desperate gold diggers on Tinder we come across are all poor candidates to help.

A chick I sent money to help with the rent spent it all on Christmas presents and didn't have enough for the bus fare to go home for NYE. She was expecting to get a few clients into her massage parlor, but heavy rain in Manila did not encourage foot traffic. Last I heard she was desperately looking for 150 pesos. Snip went the Whatsapp connection.

Another lady I sent money to spent it all in a day. She then asked for more money for blood pressure reduction tablets. She was about to have a preemployment medical and was worried about her elevated blood pressure. Snip went the Whatsapp connection.

Don't go looking for gratitude. Their view is that the foreigner is rich so he can pay.

[Issaquah]

You do realise that you are all sending money to the same girl, right?.

Actually we're all sending it to the same 300 lbs man sitting in his basement. LOL.

[Goferring]

When one is already giving money away, why worry about the cheapest way to do it?

Hahaha. So true. Shouldn't the additional fees just add to the Financial Domination satisfaction? 😁.

[Chocha Monger]

When one is already giving money away, why worry about the cheapest way to do it?

Exactly! If the money givers can afford to give away their money, the cost of giving it away should not matter. However, they are not actually giving money away. They are trying to buy approval and validation from their favorite hookers. Therefore, they wish to do so as cheaply as possible. We all know the sort of men who cannot say 'No' to women who they want to fuck when the sly leeches hit them up for some cash without ass.

[Bushes]

Western Union is suppose to be immediate. I had to wait from 15 minutes to 2 days. Go figure.

US money center banks with international wire transfer with no correspondence bank in between can take 1 hour to weeks.

First avoid all banks. Their fees and on going fees will eat on both ends and you will have very little money left. US name banks are no better for those who remember Citi pulling out of PI.

Brokerages usually are better. The only way to find out is to open an account and try several test transfers.

As a general rule, the US is the pits when it comes to sending outbound currency. Including the fees.

The Philippines use mostly Cebuanna or Palawan. Just show ID, phone number and pickup code and pick up cash. Like Western Union but cheaper. In general, keep it simple, look at the net value received. WU gets you the fees and FX and their net cash value received is very low.

Since this is basically a one shot deal for the original poster, I suggest he just befriends a pinay sending money home at western union and buy her a cup of coffee. He might know by the end of coffee if the money was picked up. The ethnic mostly Muslim changers probably are the best value.

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking. Expect commercial exchange rates and minimal fees. This makes a big difference to small transfers where traditional bank's high fees take a proportionally big chunk of your cash and on large transfers where the better FX rate kicks in.

Transferwise is widely used but you can Google for the many other options.

Cheers. G.

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

That was my first point about the girl's POV; they just want the final non zero number.

When one is already giving money away, why worry about the cheapest way to do it?

IMHO.

1. WU is the expensive option. But if the money is not theirs, the pussy looks at it as getting zero or getting something.

2. There are services more expensive than WU. But alternatively, there are services much cheaper. I vote the latter.

3. If one uses the big head occasionally, one might not need options 1 or 2. But if the little head takes control use option 2..

[Mr Enternational]

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

When one is already giving money away, why worry about the cheapest way to do it?

[Goferring]

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

Agreed. That's why I prefaced my post with transferring account to account.

It's not rare to hear of guys transferring to a sister or aunts account. Alternatively, any additional layer of convenience is going to cost extra fees.

I'd also agree with the poster that said if you are going to send money and it's a small amount (which I hope it is) is a dollar or two really going to make a difference?

Cheers. G.

[Mogwai]

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking.

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

[Goferring]

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking. Expect commercial exchange rates and minimal fees. This makes a big difference to small transfers where traditional bank's high fees take a proportionally big chunk of your cash and on large transfers where the better FX rate kicks in.

Transferwise is widely used but you can Google for the many other options.

Cheers. G.

[Mogwai]

There are cheaper options to sending money and getting close to interbank rates, net all fees. Use your big head. All the clues are here.

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

[GDreams]

Guys and girls.

People have their way of doing things. Nothing is going to convince them otherwise, including me! I have my way in sending money, to whom, how much and when. No one here or anywhere else will tell different nor do I care what they think.

I have been duped and I have benefited greatly. I just received a message from a Cebu girl who I haven't heard from in 3 years. She has broken up with her boyfriend of 2 years. I had sent her 5 k years ago for her fathers medicine and lost contact with her. 5 k is nothing to me. Yesterday she sent me a photo of her with 2 friends, 18 yo and 19 yo slim babes and asked when I will be in Cebu? I asked if her 2 friends will be coming with her? She replied "if you like, they will come".

My way has worked for me. My way may not be your way, which is fine with me. Your way is of no concern to me.

Guys and girls take your lunch.

Precisely!

[Dg8787]

Guys and girls.

People have their way of doing things. Nothing is going to convince them otherwise, including me! I have my way in sending money, to whom, how much and when. No one here or anywhere else will tell different nor do I care what they think.

I have been duped and I have benefited greatly. I just received a message from a Cebu girl who I haven't heard from in 3 years. She has broken up with her boyfriend of 2 years. I had sent her 5 k years ago for her fathers medicine and lost contact with her. 5 k is nothing to me. Yesterday she sent me a photo of her with 2 friends, 18 yo and 19 yo slim babes and asked when I will be in Cebu? I asked if her 2 friends will be coming with her? She replied "if you like, they will come".

My way has worked for me. My way may not be your way, which is fine with me. Your way is of no concern to me.

Guys and girls take your lunch.

[Red Kilt]

It's refreshing to see that you finally acknowledge something to criticize about the Philippines. And since your evidence is a sample of one, I'm sure Mr. E and CM appreciate your joining their world of sweeping generalizations.

I never said it was "evidence".

Careful readers will note I said "anecdote" which can be anything, even a fable.

[Pute Nut]

From my understanding you guys are saying because you send money the chick will have a threesome, etc. with you and meet up with you and let you bang her up to a week respectively.

Threesome? Likely not, didn't ask, and I don't need that, one sweet tight pussy does it for me. Bang me a week? Hell yeah.

So are you assuming or telling us that these same chicks would not follow these same paths if you do not send money? If so, then what makes you say they will not?

It's hypothetical, guess I would have to pay her more after that week, and she would probably spend it quickly. At a total CPF of <1000 pesos I don't sweat this too much, it works out very cost effective in the end.

[Chocha Monger]

As if it would have made a difference. Some guys just prefer being used. If they knew about each other, they would just all probably try to outdo the other with their generosity in attempts to win over sole financial responsibility of the 40 year old divorcee with 2 kids.

Very true! Some mongers just love it when their favorite Filipina hooker uses them up. It makes them feel important and wanted. They know that the hooker is pimping them, putting them to work and earn money for her. However, it gives them pleasure much like a husband who enjoys it when his wife cuckolds him, and seeks out such situations for emotional gratification. These donor mongers are happy to be just one of many earners in the Pinay hooker's stable competing for her approval with ever-growing cash transfers. One can often see these sad lonely fellows trying to outdo each other with compliments to the object of their desire on her social media profile. In their homelands, these lads learned that the way into women's hearts is to impress them with money. Unfortunately, their meagre incomes cannot win the favors fair young women in the West. Hence, they send their money to the Philippines, where they can play peso millionaires. It is ridiculous from the point of view of reasonable men but the doting lover boys are entitled to blow their social security checks and make fools of themselves if they so please.