General Info

[Soapy Smith]

Can we get club rates based on our ISG Club membership?

KG for President. Oops. He's Canadian and Canada has a Parliament and Prime Minister.

[WestCoast1]

There are a lot of guys on here with questionable claims, but this has to be the worst. Filipinas don't enjoy traveling. Have you ever lived in this country?

Let me defend Sammon here a bit. I think its questionable taking a girl you don't know well for traveling for more than about 2 days. A number of gents have written on the board over the years running into problems. Yes of course pinay enjoy traveling, but not in all circumstances. You want to take her away for a week's fun / sun / water fun at a resort might turn bad. You find (even after many online conversations) that you don't know this girl well, and she does not know you. She is fine with an afternoon at the beach, but if she doesn't swim, then getting into the water might be out. You're thinking 6 days of this, she's thinking 1 afternoon. You might find that she's wildly into her cell phone, FB, and youtube (not so much you). Better hope the Internet connection is not slow as she will have nothing to do; she will be happy part of the trip and bored a good chunk. Better a shorter stay with her on your first trip. Have had traveling vacay's with chicas turn out well, others not so well. I now never travel with a girl I haven't spent a good chunk of time with, for I need to have a good conversational relationship with her in person (not calculable with online chat only; people are different in person than they are online).

[BrainDrain]

There are a lot of guys on here with questionable claims, but this has to be the worst. Filipinas don't enjoy traveling. Have you ever lived in this country?

To be fair it is his apparent experience and for him it didn't work out.

[ImAGuy]

Taking a girl on vacation is not all that cracked up to be. Unless you live in Philippines and have a long time GF it is a waste of time. Unlike western girlfriends Phillipine girls do not enjoy much of beach or sightseeing. Definitely not the girls who open their legs for money. I have taken few. Never felt closeness comparated to my American girlfriends who I took all over the world and had great fun.

I think it comes from their basic insecurity in life which puts a break in their enjoyment. Yes, they are great in bed. In spite of Philippines is surrounded by water everywhere girls do not know swimming. Little things on the beach and water scares them. They are not into enjoying the beach daytime and enjoying the bars and nightlife at night. I have taken Thai girls who are better company. As per philippine girls they are mostly homebodies. They would rather stay in the hotel Room, fuck and watch movies. Also girls say they do not want to get dark staying on the beach.

Knowing all these if you want to take a girl for beach vacation go ahead. Like others suggested negotiate first. Their first priority is money.

I have not gone alone to any of the vacation places. But reading through the reports the picking is slim at best.

There are a lot of guys on here with questionable claims, but this has to be the worst. Filipinas don't enjoy traveling. Have you ever lived in this country?

[Mr Enternational]

Taking a girl on vacation is not all that cracked up to be. Unless you live in Philippines and have a long time GF it is a waste of time. Unlike western girlfriends Phillipine girls do not enjoy much of beach or sightseeing. Definitely not the girls who open their legs for money. I have taken few. Never felt closeness comparated to my American girlfriends who I took all over the world and had great fun.

I think it comes from their basic insecurity in life which puts a break in their enjoyment. Yes, they are great in bed. In spite of Philippines is surrounded by water everywhere girls do not know swimming. Little things on the beach and water scares them. They are not into enjoying the beach daytime and enjoying the bars and nightlife at night. I have taken Thai girls who are better company. As per philippine girls they are mostly homebodies. They would rather stay in the hotel Room, fuck and watch movies. Also girls say they do not want to get dark staying on the beach.

Knowing all these if you want to take a girl for beach vacation go ahead. Like others suggested negotiate first. Their first priority is money.

I have not gone alone to any of the vacation places. But reading through the reports the picking is slim at best.

Like you said, this must only pertain to chicks that you pay. Because I have been on trips with several normal chicks and they love it. (That is why I told him to look for a chick on a dating site.) Afterwards they come with a list of places that they want me to take them. Only thing for me is it gives me a headache trying to plan out all that shit. You have to take planes, taxis, buses, and boats to the places that I want to go scuba diving. My next trip will be with the college professor that I am seeing. I already told her that she would have to plan it out.

All the chicks that I go with seem to know how to swim. When they come on the dive boat they do snorkeling while I am under. If they don't come out with me then they like to go island hop to check out the beaches, and they already have the tourist stuff that we will do together planned. At one resort in Cebu it was hell to talk my girl into using the waterslide at the pool. Then when she finally gave in, I could not pull her away from it after she saw how much fun it was. When I am being lazy and wanting to stay in the room, they are the ones making me get up and out.

[Kabul Guy]

Taking a girl on vacation is not all that cracked up to be. Unless you live in Philippines and have a long time GF it is a waste of time. Unlike western girlfriends Phillipine girls do not enjoy much of beach or sightseeing. Definitely not the girls who open their legs for money. I have taken few. Never felt closeness comparated to my American girlfriends who I took all over the world and had great fun.

....

I have not gone alone to any of the vacation places. But reading through the reports the picking is slim at best.

I have had better luck on vacation girls through SA than the other sites. Perhaps it is that these girls are looking for something more long term than PL, Tinder etc. So they are willing to provide more of a GFE experience or perhaps just the luck of the draw.

[Sammon]

I promise a report in the end, but for now, and since I was unable to see them all answered through Rtff, I have some questions I would like to put.

- After Angeles I will go to some islands for some days, I still have not decided, Palawan top choice of the moment, but advices will be welcomed. My question is, an Angeles girls will be easy to convince to such a trip without demanding absurd values? Go to a beautiful Island, with beaches would seem the dream of many girls all over the world, but these girls are at home, they probably don't value this too much.

Perhaps I simply go alone and try my luck in the Islands.

In very small places and planning to go to a beach and swim even the question where I keep money and documents will be an issue.

Thanks in advance.

Taking a girl on vacation is not all that cracked up to be. Unless you live in Philippines and have a long time GF it is a waste of time. Unlike western girlfriends Phillipine girls do not enjoy much of beach or sightseeing. Definitely not the girls who open their legs for money. I have taken few. Never felt closeness comparated to my American girlfriends who I took all over the world and had great fun.

I think it comes from their basic insecurity in life which puts a break in their enjoyment. Yes, they are great in bed. In spite of Philippines is surrounded by water everywhere girls do not know swimming. Little things on the beach and water scares them. They are not into enjoying the beach daytime and enjoying the bars and nightlife at night. I have taken Thai girls who are better company. As per philippine girls they are mostly homebodies. They would rather stay in the hotel Room, fuck and watch movies. Also girls say they do not want to get dark staying on the beach.

Knowing all these if you want to take a girl for beach vacation go ahead. Like others suggested negotiate first. Their first priority is money.

I have not gone alone to any of the vacation places. But reading through the reports the picking is slim at best.

[EihTooms]

Can we get club rates based on our ISG Club membership?

Haha. Might be able to if we choose someone of good moral character to administer and set up the plans. Hmmm.

[EihTooms]

I got a card years ago so that I could get the discounts around town. I just had to go to the Mercure Hotel behind The Avenue on a Sunday morning at 8 am to sign up. The lifetime membership fee was 400 baht. I haven't been back since, but I don't know if anyone (restaurants) still gives us discounts. I need to check the we site to find out. Hell, I don't even know what the website is!

Don't you still get the monthly Pattaya City Expats Club newsletter emailed to you? I've been getting it for years. Since before I moved to Thailand. But rarely read it anymore. Maybe you didn't sign up for it in the beginning. I don't think I can post the link but their website came up first when I put in a Google Search with that name.

[Kabul Guy]

Since you mentioned Thailand, you might check out a site and a monthly newsletter at Pattaya City Expats Club. Look for the article or ad for expat insurance. The "club" part of it is simply a way for members of that club to get a group rate on their expat health insurance......

Can we get club rates based on our ISG Club membership?

[BrainDrain]

- After Angeles I will go to some islands for some days, I still have not decided, Palawan top choice of the moment, but advices will be welcomed. My question is, an Angeles girls will be easy to convince to such a trip without demanding absurd values? Go to a beautiful Island, with beaches would seem the dream of many girls all over the world, but these girls are at home, they probably don't value this too much.

My three Philippines beach holidays I have taken girls from AC. For me, it's nicer going off on a holiday together with someone I like. In each case I am going with a girl I've met at least twice before. I choose a girl that can be neutral and understands there is no relationship. As I have known the girls before they know that sex is expected. Two of the girls had bar jobs were they just took extended leave. The first time I took a girl for two weeks I sent her money for clothes, preparations and transport P10 k. During the time away obviously I paid for everything and when she left I gave her another P10 k. Another was a sponsored student who was happy to skip some classes.

- Laptop security, in Angeles most hotels have safes big enough to keep the laptop safe, but if you go to a small place in a remote islands those kind of services will not be available, despite that perhaps in those places thiefs are less common and maybe the bringing the laptop is not such a risk. An opinion would be welcomed.

In very small places and planning to go to a beach and swim even the question where I keep money and documents will be an issue.

Well in my experience I adopt an attitude of only carry what I can afford to lose. Laptop physical good and the data should be stored in the cloud, password protections etc. Passports although inconvenient can be replaced. Money don't carry too much and certainly don't flash the cash. I carry different cash access methods and store cash in different locations so I don't lose everything. I have scans of documents in my cloud storage.

Enjoy your travels.

[Mr Enternational]

Since you mentioned Thailand, you might check out a site and a monthly newsletter at Pattaya City Expats Club. Look for the article or ad for expat insurance. The "club" part of it is simply a way for members of that club to get a group rate on their expat health insurance. You are never required to attend meetings or anything like that. LOL. I doubt you even have to show up in person to set up the insurance plan since the fellow administering it for the group will email all the necessary paperwork. Maybe there is a 400 baht per year membership fee.

I got a card years ago so that I could get the discounts around town. I just had to go to the Mercure Hotel behind The Avenue on a Sunday morning at 8 am to sign up. The lifetime membership fee was 400 baht. I haven't been back since, but I don't know if anyone (restaurants) still gives us discounts. I need to check the we site to find out. Hell, I don't even know what the website is!

[EihTooms]

I'm preparing to decamp from my US headquarters and spend a few years (perhaps more) moving around Asia. I'm not sure if I'm going to home base anywhere, but will certainly travel between Thailand, Indonesia and PI for the first 6 months to a year. I have been researching expat insurance. I want something (at least for now) that will cover me in any hospital in SEA and for short periods when I return to the US.

Cigna Global Silver seem the best for hospital coverage with a $235 a month premium for $1,000,000 annual coverage ($1,500 deductible). They offer an outpatient add on for $155 a month but I'm thinking give the cost of care in SEA I'd just self insure for that. Any experiences with Cigna or other options I should consider? I suspect all the protections I no have with insurance in the US that protect me from them denying claims won't exist and the is my biggest worry. If something expensive happens, they will find an excuse to decline.

Since you mentioned Thailand, you might check out a site and a monthly newsletter at Pattaya City Expats Club. Look for the article or ad for expat insurance. The "club" part of it is simply a way for members of that club to get a group rate on their expat health insurance. You are never required to attend meetings or anything like that. LOL. I doubt you even have to show up in person to set up the insurance plan since the fellow administering it for the group will email all the necessary paperwork. Maybe there is a 400 baht per year membership fee. I have forgotten. Anyway, the insurance policies you can sign up for the group rate through them are AXA, Pacific Cross and maybe some others. Not sure about the one you mentioned though. I haven't actually read one of those monthly newsletters in a long time.

I have had a policy with AXA and am now changing over to Pacific Cross through that "club". Like you, I did not opt for the OPD (Out Patient Department) coverage since I am prepared to be self insured (pay for it myself) when it comes to just going to a doctor to see about a sore throat or an upset stomach. It is the hospitalization I want to cover. I am 65 years old and my Value Plan B coverage with Pacific Cross as offered to members of that "club" costs less than $100 USD per month. 1,000,000 baht per year in hospitalization. I can renew it until age 90 and can continue to renew it after that under some circumstances.

Just passing that along for you to check out and compare. I just wanted to be covered for a few biggies and the policy I had with AXA and will have with Pacific Cross seems to be about right. Haven't actually had to use it over these past 6 years though.

BTW, the coverage is good in most Asian and other countries for the first 90 days of your stay while traveling in each country. But I don't think it works in the USA. I think finding one that will work everywhere in the world including the USA is going to be tricky. But I have not really shopped around all that much.

[Charm City Dave]

Note that private medical insurance is essential to cover visits to any of these 3 hospitals as they charge the proverbial "arm and a leg".

I'm preparing to decamp from my US headquarters and spend a few years (perhaps more) moving around Asia. I'm not sure if I'm going to home base anywhere, but will certainly travel between Thailand, Indonesia and PI for the first 6 months to a year. I have been researching expat insurance. I want something (at least for now) that will cover me in any hospital in SEA and for short periods when I return to the US.

Cigna Global Silver seem the best for hospital coverage with a $235 a month premium for $1,000,000 annual coverage ($1,500 deductible). They offer an outpatient add on for $155 a month but I'm thinking give the cost of care in SEA I'd just self insure for that. Any experiences with Cigna or other options I should consider? I suspect all the protections I no have with insurance in the US that protect me from them denying claims won't exist and the is my biggest worry. If something expensive happens, they will find an excuse to decline.

[Mr Enternational]

- After Angeles I will go to some islands for some days, I still have not decided, Palawan top choice of the moment, but advices will be welcomed. My question is, an Angeles girls will be easy to convince to such a trip without demanding absurd values?

I would think it pretty difficult to meet some random hooker that you want to spend time with like that. I would suggest checking out some dating sites and finding a normal chick that you can get to know beforehand that would like to take the trip with you.