General Info

[PaulInZurich]

About bicycle, now we know about UK sky team way to win.

Only brits could have believed that they don't dope at Sky, just like Americans in the Armstrong years. For anybody with a passing interest in cycling it was clear from the beginning.

[Sirioja]

For those who can't control, Zeus, Cleo and Aphrodite are open for club services, History and Westside for direkt zimmer, History with many Globe girls with many silicon, but I find really easy to control claimed addiction, I just miss ski but after real cat Kathrin Zettel who stopped, thanks to Katarina Linsberger, my little sunshine on this Winter, making me dream. I also enjoy free ride tour of course. About bicycle, now we know about UK sky team way to win.

[BigBuddy69]

It is absolutely not well known that she worked for the stasi since it's very probably one of your usual fake news:

https://m.dw.com/en/east-german-stas...-spy/a-4265402

But once again you're twisting the truth like you always do. So many guys here are living in a fantasy world, it must be a terrible burden to maintain it day by day.

[HammerTime96]

I agree that Angela Merkel has the final word in the EU, that Germany is driving policy. Every other country in the EU is playing second fiddle.

Yes, the EU-SSR is dominated by Merkel and Angela has all 'her' people throughout the EU bureaucracy, including Ursula von der Leyen who cheated on her doctorate scripture, yet Merkel is just the 'sock puppet' for the globalists that control her.

Merkel is most likely blackmailed by the globalists and the big-industry pharma lobbyist like who probably have her Stasi file, because isn't it strange that the Stasi file of Merkel has 'disappeared' and that nobody is allowed to ask questions about this? It's an open secret that both Angela (born Kasner) Merkel and her father Horst Kasner (nicknamed "Red Kasner") have worked for the Stasi, as was well explained by German opposition member Oskar Lafontaine in a popular German talkshow Anne Will in 2008: https://www.youtube.com/watch?v=xrgd8B5fhNw.

Translation: ". You have elected a glowing young communist, a (ideologically) convinced glowing young communist as Chancellor. Do you even understand that? Because Frau Merkel was, *applause* yes, Frau Merkel was FDJ functionary for propaganda and agitation, that could only be done by (ideologically) convinced young communists, and she was allowed to study in Moscow, something only allowed for people following the party lines..[/QUOTE]Just imagine that, millions flee communist East Germany, looking for freedom, but Merkel's father moves in the opposite direction towards a communist dictatorship? And they want people to believe that Merkel is not a hard-core dictatorial communist? / sarc.

"Merkel's challenger publishes his Stasi files" https://www.thelocal.de/20130823/51551/ as an obvious troll to provoke Merkel to release her own Stasi file. LOL!

As always, most problems in Europe stem from Germany and their social-economic engineering fetish and their lust to control the world, be it through Marxism or through naziism. Germans should just build cars and for the rest their country needs to be broken up like the French occupied parts of NRW and Saarland after WW1, and the way the Allies carved up Germany after WW2. For the rest, Germans need to shut the fuck up! Oh yes, and open up those damn FKK clubs! LOL!

[Sirioja]

I agree that Angela Merkel has the final word in the EU, that Germany is driving policy. Every other country in the EU is playing second fiddle.

You just see from your small Switzerland ready for anything for money, when we can't disagree when she just tries to protect her citizens, after 72 000 deaths, when Germans like safety, and until elections for after her, who will take risk for virus playfield?

[PaulInZurich]

Angela was the first to ask EU to keep ski resorts closed, not to make clusters, France and Italy followed, and all 3 didn't like Switzerland behavior attracting tourists and UK with mutant, all for money. I was surprised about more than 9300 deaths for 8,5 millions citizens, in a rich country, when virus kill more poor than rich.

I agree that Angela Merkel has the final word in the EU, that Germany is driving policy. Every other country in the EU is playing second fiddle.

[Sirioja]

My point was that German authorities were saying the same thing for both France and Switzerland.

They warned against unnecessary tourist trips to France due to the high number of infections, same like for Switzerland. Which is kinda different from "Germany forbid their citizens to go to Switzerland."

Angela was the first to ask EU to keep ski resorts closed, not to make clusters, France and Italy followed, and all 3 didn't like Switzerland behavior attracting tourists and UK with mutant, all for money. I was surprised about more than 9300 deaths for 8,5 millions citizens, in a rich country, when virus kill more poor than rich.

[PaulInZurich]

When I m not France, but just one citizen, so many Germans love France, coming to spend holidays or to live for our quality of life, same like many UK. Among older Germans, some seem like feeling guilty about history. Be sure, if I think Swiss administration are robbers, when they robbed me, but I don t forget all my time spent in Switzerland, mostly in Wallis, or my girlfriend for 1 year in Neuchtel and met her family, I like Swiss people, I don t find them arrogant as I often heard in Germany. But all is not green in Switzerland. I was surprised cocaine was for free for girls in some ZH clubs. Good, girls don't pay entry at Amesia when they didn't make business.

My point was that German authorities were saying the same thing for both France and Switzerland.

They warned against unnecessary tourist trips to France due to the high number of infections, same like for Switzerland. Which is kinda different from "Germany forbid their citizens to go to Switzerland."

[Sirioja]

Germany forbids their citizens to go to Switzerland just as much as they forbid their citizens to go to France.

https://www.auswaertiges-amt.de/de/a...herheit/209524

Maybe Germans don't like French either.

When I m not France, but just one citizen, so many Germans love France, coming to spend holidays or to live for our quality of life, same like many UK. Among older Germans, some seem like feeling guilty about history. Be sure, if I think Swiss administration are robbers, when they robbed me, but I don t forget all my time spent in Switzerland, mostly in Wallis, or my girlfriend for 1 year in Neuchâtel and met her family, I like Swiss people, I don t find them arrogant as I often heard in Germany. But all is not green in Switzerland. I was surprised cocaine was for free for girls in some ZH clubs. Good, girls don't pay entry at Amesia when they didn't make business.

[BigBuddy69]

Germany forbids their citizens to go to Switzerland just as much as they forbid their citizens to go to France.
https://www.auswaertiges-amt.de/de/a...herheit/209524
Maybe Germans don't like French either.

Only the ones who misbehave and act like public enemies.

[Sirioja]

In this time when I really impress myself and not even able to find a wow escort among so many in Paris, met only twice a really charming Ukrainian on this year, but each time I hear Lili Wood singing: You want my money, I can t help smiling thinking WGs should sing this to their peste fish pimp. When I asked some if they don't have a so in love BF at home, most answered: what for? I have enough sex here and he would be more interested by my money. In France, we don t speak about money when meeting, I never did, not a criteria for choice.

[Mursenary]

I think we have a lot of brainiacs on ISG given that 80% to 95% of investors lose on the stock market.

Is that true? Do 85% of investors actually lose on the stock market? If so, why are there so many people regularly putting money in long term retirement plans that mostly invest in stocks and bonds. Perhaps you're talking about traders underperforming when compared to the growth of the entire market. But 85% lose money, as in net negative? I'm highly skeptical.

[The Cane]

I think we have a lot of brainiacs on ISG given that 80% to 95% of investors lose on the stock market.

I recently gained another $20,000 to my overall portfolio, then got back out again hehehe! I don't know that it's much about being a "braniac". You just have to start investing early and keep putting money in over a long horizon. And as time goes by, start getting more and more conservative. But, you can't go 100% conservative and stay there forever either. You're going to always need some growth just to account for inflation. I hope I can retire one day. Then, I'm just going to butt fuck my life away LOLOLOL!

[Turgid]

I think we have a lot of brainiacs on ISG given that 80% to 95% of investors lose on the stock market.

[Mursenary]

Are the surging stock market and home prices seem the result of financial engineering by the Fed? All the financial and monetary stimulus and QE that has fueled this "artificial boom" has been going on for some time. The Obama administration doubled public debt. At the time he left office, it sat att $14 trillion. Four years later, the debt now sits at $27 trillion. Borrowing more money to service payments for existing debt is fine "for now". As long as investors are getting paid now, and continue to believe they will paid back in the future, they will keep buying more American debt. But nobody is able to predict if and when investors might lose confidence. American politicians will not commit political suicide by increasing taxes. If debt continues accumulating (which seems like the only likely scenario), and investors lose confidence, they will back off. Then the economy takes a hit, and then even more investors back off, potentially triggering the next global financial crisis.

Does the K-Shape recovery bode well for the politically stability in the future? If you are in your early 20's, you likely did not benefit from the surging stock market and home prices. Perhaps the whites from this younger cohort might benefit down the road if they get some inheritance from their boomer parents. But young Blacks, "Latinx", rustbelt Whites will have been left on the sidelines, and I suspect they may be the ones who will be the powder keg for civil unrest..

To be fair to Trump, your $27 T number included intergovernmental holdings while the number you quoted for Obama did not. The true debt after Obama was nearly $20 T. And Trump's number would have been under $25 T if it were not for over $3 T in COVID relief spending. That number play was how Clinton was able to say that he created a surplus. In actuality there was no real surplus during the Clinton years; he just "borrowed" from intergovernmental holds (money owed to social security and Medicaid).

Besides, I think debt is a little overplayed. American debt in itself does not paint the entire economic investment potential. One has to consider assets and GDP in relation to debt. As long as we carry our assets (military, government patents, territories, etc) and maintain an annual deficit to GDP ratio under 100%, we remain a viable "investment", so long as America remains the center for innovation. And current business trends in the US still makes us the strongest nation in the world for that. Perhaps largely due to our size, we still lead the world in most major disruptive innovation industries: genomics, robotics, energy, AI, and blockchain / FinancialTech.

In short, remember, investors are in it to make money and getting the principal back is not the motive. As long as we are solvent enough to pay interest by increasing GDP through innovation, America remains an attractive investment. Related to this is my skepticism of a market bubble as current generations (GenX and Millenials) pumps money into innovation rather than Boomers putting it into service and manufacturing. A pull back is inevitable as investors take profits but they will just turn around and put it back in to catch the next innovation wave.

However your point regarding social unrest may weigh in. The K recovery will surely make the sentiments worst. Risks is even greater these days as witnessed by the ease of organizing antiestablishment mobs. Wealth gaps and effects on civil unrest is a real danger. Therefore I believe the biggest threat will be the effects of increasing inflation in the coming years. That fuels my skepticism of ideas such as universal basic income and minimum wage increases.

That number of 43% leveraged is surprising although it shouldn't be. The ease and absorbent amount in which brokerages give me margin is plain ridiculous and irresponsible. Without knowledge of current income or credit history, I can instantly access nearly 100% of my equities value on margin. Some brokerages even offer rates as low as 2.5%!

For perspective, I was instantly given enough margin to buy a modest home for just 2. 5% interest! To make matters more dangerous, retail brokerage Robinhood allows you to make debit card purchases using the same margin allotment at the same interest rate! Compare that to 18-22% interest on most major credit cards or the 2. 5 to 3% mortgage rates given only after a very thorough credit and income verification process!