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12-16-19 05:55 #10887
Posts: 381Originally Posted by BananaBoi [View Original Post]
Banks generally charge for sending money out, just the fees vary. Receiving banks also have fees but you can either elect to pay them from your account or not. If you don't then the fee just comes off what has been sent, so you wouldn't notice it.
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12-16-19 03:12 #10886
Posts: 1310Originally Posted by BananaBoi [View Original Post]
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12-16-19 00:42 #10885
Posts: 285More likely.
Originally Posted by Goyo61 [View Original Post]
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12-15-19 17:19 #10884
Posts: 334Getting Busted.
So prostitution is illegal. Anyone get busted for it before. What they haul you off to jail and you pay a fine? Just trying to manage the risk if it happens.
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12-15-19 15:14 #10883
Posts: 120Legit Male Spa
Found this place called "Seoul Barber Shop" while getting some dry cleaning done. It's near Asoke Station a little off Sukhumvit on Soi 15.700 Baht got me a hair wash, foot scrub, back massage, manicure and pedicure, face massage, face mask and a straight razor shave. The shave was not as good as Tew's in Siam but I was not disappointed as it was super close to my hotel. The ladies are cute but there is no happy business here, which was just fine by me.
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12-15-19 12:13 #10882
Posts: 6308Originally Posted by Kerrstar [View Original Post]
Your home bank should not be charging you money to transfer money, especially if your account has sufficient funds to handle withdrawals of $10-12 k per month.
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12-15-19 11:59 #10881
Posts: 12856Originally Posted by EihTooms [View Original Post]
Transferwise has multiple techniques of paying. Transfer firstly to TW account is the most cost effective. No credit fee or Eftpos fee.
Before I used a bank to transfer in my home currency, since their exchange rate was woeful, and Thai bank gave a better exchange rate. Overall I do better with TW, but possibly neither of those is best for transfer of a very small amount, and neither was instantaneous. Transfer to Bangkok Bank takes a day or 2.
For small money instantaneous I can use Western Union. I found a Thai video and groceries shop catering especially for Thais to use WesternU in home county that had a much lower xfer fee than normal. I would only go that path in emergency. Not totally convenient.
Bit Coin might be the answer eventually if buy and sell overheads can be low (I don't know what they are) since xfer is digital and instantaneous, and assumes bitcoin valu is reasonably stable (ha ha).
I have heard of companies with lower overhead than Transferwise, but also reports of them being unreliable.
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12-15-19 09:10 #10880
Posts: 381Originally Posted by EihTooms [View Original Post]
Currencyfair allow you in add a line in as a reference to show where the money is coming from.
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12-15-19 08:53 #10879
Posts: 381Originally Posted by Syzygies [View Original Post]
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12-15-19 04:07 #10878
Posts: 5452Originally Posted by LittleBigMan [View Original Post]
In the previous ACH method, BofA only charged $3.00 USD for doing essentially the same thing TransferWise does (a 3-day domestic bank to bank transfer). But it was Bangkok Bank's New York branch that took another $5.00 USD out of it to deposit it into my Thai account as a "Foreign Transfer." My Thai account then took another 200 baht out of it, apparently to make the USD to THB exchange, not sure why else.
If TransferWise could figure out a way to flag and notify Thai banks that the money they deposit for us did indeed come from a foreign account and should be noted as such that would solve the issue and, BTW, greatly expand their retired expat customer market as well.
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12-15-19 04:00 #10877
Posts: 413Originally Posted by LittleBigMan [View Original Post]
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12-15-19 01:54 #10876
Posts: 3116Not an expert being so might not explain it properly here.
When it comes to TW, the reason their exchange rate is high because they aren't wiring money from your country to your Thai Bank. The Baht they are putting into your account is already here in another local account so once TW has confirmed your foreign funds they place the Baht into your account reason it doesn't come across as FTT, how it was done in the past not sure I heard a number of reasons but last year prior to the changes all my ACH transfers came across FTT.
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12-14-19 18:11 #10875
Posts: 5452Originally Posted by Syzygies [View Original Post]
New problem now is my wire transfer from BofA directly to my account in Bangkok Bank was returned because, according to an email I received from BofA, I need to enter a new "8 digit BIC/SWIFT code" for the recipient (me) since Bangkok Bank is no longer using the "12 digit BIC/SWIFT code". Except that I HAVE been using the "8 digit BIC/SWIFT code" as provided by Bangkok Bank, never the "12 digit" one. So I'll have to wait until Monday to go into my Bangkok Bank in person to try to work out what exactly is suddenly not right about the "8 digit BIC/SWIFT code" I have been using successfully for about 7 years now.
I am foreseeing at least two or three multi-hour visits to my bank and several meetings with at least 10 different bank managers, one at a time, to figure this out.
It's fun to solve all these weird new banking and money transfer issues in Thailand.
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12-14-19 14:39 #10874
Posts: 3116Originally Posted by AussieDoug [View Original Post]
Whenever I need to use my Debit card which is several times a month I plan ahead and use only the Aeon ATM, in Pattaya there are only two locations, Big see extra on Pattaya Klang or Pattaya Nua, inside the Lotus Mall, gives good rates and only 150 baht.
Unless an emergency I stay away from all the other Thai banks ATM, I stay away from the Bangkok Bank ATM now I noticed several times regardless of card they just provide you with the lower rate which is what they want it to be the crooks don't even provide you the notice or choice.
If you need to change money now at the Big see Extra in Pattaya, Pattaya Klang they just open a T. T. Exchange booth across from KFC, prior inside was on Bangkok Bank lower level, Friday rate, T. T. Offering 100 bills 30.20. Bangkok Bank 29.85.
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12-14-19 13:52 #10873
Posts: 265Originally Posted by LittleBigMan [View Original Post]
The buggers get you coming and going, all banks are bastards.