Hong Kong Club Reports

[Seins345]

I did it! Had a good time with a girl named Samantha / Rebecca (she said to me her name was Sam, but told Rebecca to the hotel guy so, who knows? She is a 21 year old girl from Monterrey and she looks like she does not has the best attitude if you don't have a conversation with her before. Anyways, I only really liked about 3 girls that night and decided to take Samantha for a drink. So at first she was a bit with her guard up but slowly we were talking about normal stuff like parties and stuff. Had some good insights about HK thanks to her. So HK seems to only pay them $1. 5 bucks per drink and all the money they make for arriba is for them. That explains a lot. I was not 100% sure I wanted to go with her so told her I would come back later if I did not find anyone else attractive.

Tried to find the other girls but could not. Had some of those 1 buck so so MILF hunters that come full aggressive mode grabbing your dick. Tossed 1 $ so she goes away. It was almost 11 so I had to go back and I decide to talk again to look for Samantha, I ask what does it include and at this point we are kind of buddies so she says whatever you want in a nice manner. I say let's go and we went upstairs. We keep chatting and I tell her it is my first time arriba and treats me OK, she even admits all girls in HK will put their timers on 15 minutes so they get a 20 tip for the other quarter. She puts the 30 for me. Cool.

Sex is OK although it is a mix of her faking it which is totally OK and understandable and what I believe some genuine "damn it feels good moments", I usually look at girls feet and hands as they are not aware enough to control that and by judging how she stressed the blanket she looked like she was genuinely enjoying it as well at some point. She also wanted me to choke her which was cool.

She wanted to finish with CBJ so I was like yeah well I can't promise anything and I couldn't. It was weird that she was asking me what are you thinking while she was giving me the BJ LOL. Anyways I finished by going doggie again and we ended up chatting about her future plans and stuff. Seems like she is at it again since her SD dumped her. Wished her luck and shared some final laughs. She is a nice person but I think you have to get to know her and ignore the ***** shields so she gets you are not judging her. After that she is very open and cool.

Thanks everyone for their input. Also qq, has someone has been with a tattoed blonde girl that looks like the rocker type? She has two bow tattoos in her legs, I would say yes but kind of not a fan of her ass, would be great if someone has had some experience with her and can share.

I will be in Tijuana Monday through Thursday next week. If any bros will also be in town and want to grab a beer while gazing at some blue collar ballet, shoot me a PM.

I will be here man, although I don't know how to PM. Would be great to hang with someone instead of going han-solo.

[WombatEd2]

Using a brokerage ATM card does not seem like a good idea. Just remember that brokerage accounts do not fall under FDIC regulations. So if someone were to skim your card then chances are you would not be reimbursed. Not entirely sure about fraud reimbursement. But you should investigate it. !!

Sorry, guys. I should have been more specific. My Schwab Bank debit card is issued not by the brokerage, but by Schwab's FDIC-insured bank.

[LovesToSploog]

I've had my card skimmed from the ATMs outside of Hong Kong back in July 2018, got an automated voice message from schwab about fraud, called Schwab and they confirmed it was skimmed and someone withdrew $100 in Texas. After I checked my account and the money was reimbursed.

Using a brokerage ATM card does not seem like a good idea. Just remember that brokerage accounts do not fall under FDIC regulations. So if someone were to skim your card then chances are you would not be reimbursed. Not entirely sure about fraud reimbursement. But you should investigate it. !!

[Hargow20]

Using a brokerage ATM card does not seem like a good idea. Just remember that brokerage accounts do not fall under FDIC regulations. So if someone were to skim your card then chances are you would not be reimbursed. Not entirely sure about fraud reimbursement. But you should investigate it. !!

Likewise. If you can live with a debit card, Schwab is one of the best ways to go. Good rates & no fees.

[WombatEd2]

My Charles Schwab debit card is great. I've used it in SEA, Europe, and all throughout Latin Americana. All the ATM fees are reimbursed at the end of each month.

I used it today at the one of two ATMs in Cascadas and I got the rate of 18.74. In SY, the rate was 18.59.

Likewise. If you can live with a debit card, Schwab is one of the best ways to go. Good rates & no fees.

[LuvMexicanas]

I will be in Tijuana Monday through Thursday next week. If any bros will also be in town and want to grab a beer while gazing at some blue collar ballet, shoot me a PM.

[TomJackin]

What are some good credit card for Tijuana with no fees?

My Charles Schwab debit card is great. I've used it in SEA, Europe, and all throughout Latin Americana. All the ATM fees are reimbursed at the end of each month.

I used it today at the one of two ATMs in Cascadas and I got the rate of 18.74. In SY, the rate was 18.59.

[ScatManDoo]

WombatEd wrote this post in July 2016, when HK's rate was 16:1 and the peso was hovering around 18.5:1. Effectively, WombatEd is saying it is better to pay $74 pesos for a beer than paying $64 pesos. When questioned, he doubled down, tripled down, and quadrupled down while insisting he was correct. Can any board member please explain to me how Hk's rate, 2.5 pesos under market, is good for management and bad for the monger? First monger to provide a valid explanation of WombatEd's logic will receive 1 arriba, 1 bucket of beers, and 1 bucket of ficha beers ($230 usd retail value) with my compliments.

Is it really going to be this simple?

The next time that you go inside of Hong Kong Bar, do yourself a favor. Look around. Are the tables filled with Mexican Nationals spending their pesos? Or are their tables filled with United States citizens spending US dollars?

The Hong Kong Bar in recent years offers an "in house" exchange rate that is terrific if you want to spend pesos.

Similarly their exchange rate is horrible if you come in there, with your dollars, ready to spend them.

So once again?

Can any board member please explain to me how Hk's rate, 2.5 pesos under market, is good for management and bad for the monger?

HK's non-market exchange rate is good, daresay great, for a business filled with customers spending United States Federal Reserve notes, usually called dollars.

HK's non-market exchange rate is bad, some say fucked up, for the customers of that business, at least for the majority of their customers, who arrive with dollars they expect to spend there.

Yeah, I guess it was that easy!

[LoganDrills]

At Hong Kong, is it possible to get girls at a discounted price in exchange for only blowjobs? There are several girls that I have no particular interest in fucking, but would nonetheless appreciate getting a good blowie from. LOL.

[WombatEd2]

RasahGhoul asked: "Where's the best place to exchange your dollars? I've read the ATM next to Adelitas, but hows the exchange at Hong Kong for the 16 x 1?

To which I replied "If you're going to 'exchange your dollars', 16 x 1 is a bad rate. ".

Even back then, buying pesos at 16 per dollar was a bad idea. I don't know about today, but back then HK used to skew its tipo de cambio, with the result that those who pay in dollars pay more than those who pay in pesos.

And that is what ClamSlammer has been trying to dispute for three years, now. I'm thrilled to see how much meaning I've added to that boy's life! (grin).

[WombatEd2]

When WombatEd wrote his post it was at 16:1 when market was 18.5:1, or now it is 18:1 when market is 18.7:1, it is advantageous for the monger. But WombatEd is saying the opposite, that is "great" for the owners of HK. Unless the owners of HK hate money, how can it be "great?" They are losing a shit ton of money by posting their in-house rate so far below market.

Sir, you consistently misquote me and misinterpret what I said. People who don't know what they're talking about might do well to talk less.

[LovesToSploog]

I have a Barclaycard Uber credit card: 4 points back for food, 3 points for travel, 2 points back for online shopping, 1 point back everything else. $100 cash back for that first $500 used. No foreign fees, no annual fees.

Second is Schools first rewards credit card: 1. 5 points back everything, no foreign fees, cash back with no penalties for the first few withdrawals. $100 cash back with first purchase. No annual fees.

I believe the CapitalOne SavorOne is similar to the Barclaycard credit card but the points back for Barclay is better. I don't have this one since they keep rejecting me back for some stupid reason.

Then you got the premiums credit cards like Chase Sapphire reserve which has a lot of perks if you travel a lot but they do have an annual fee of $300 I believe.

What are some good credit card for Tijuana with no fees?

[ClamSlammer]

They are making your dollar weaker.

Hypothetically, let's assume that a beer is 18 pesos, and they are using an 18:1 conversion. You will be able to buy it for a dollar. If they decide to implement a 16:1 conversion, suddenly you will be 2 pesos short of the beer. Which might not sound like a big deal, but after many transactions, this difference will start to add up, against the monger's favor.

If they went the other way, and made it 20:1, now it will be in your favor, because now, your dollar will be able to buy that same beer but with 2 p left over. Hope this helps, brother!

Thank you for your effort but you too are confused. Your example would be true at most businesses in Tijuana, which base their prices on pesos. You're assuming HK bases their prices in pesos as well, which is not true. We must never forget that HK's pricing is based on dollars and floating peso. Most businesses in Tijuana do the opposite. For example, Oxxo, Soriana, Pemex, along with the vast majority of businesses base their prices in pesos and float the dollar. Discerning which currency is floated is critical to determining whether a particular exchange rate is favorable or not. If the peso is floated, a low exchange rate is favorable to the consumer. If the dollar is floated, a high exchange rate is favorable to the consumer.

Oxxo bases their prices in pesos and floats the dollar. Let's say a six pack of Tecate Roja costs $100 mn at Oxxo. They float the dollar at 17, which is lower than market. You have a choice, pay $100 mn or $5. 88 usd. Let's say your bank offers pesos at 19:1. Then $5.88 usd = $111.72 mn. It would be favorable to pay $100 mn, since $5.88 usd equals $111.72 mn. So when a business floats the dollar, a low exchange rate benefits the business and is unfavorable to the consumer. Everything being equal, let's say Oxxo floats the dollar at 20:1. Then you can pay $100 mn or $5 usd. Your bank will give you $95 pesos for that $5 usd at 19:1. So would you rather pay $100 mn or $5 which is equal to $95 mn? Of course you would rather pay $5. So in the case of a dollar-floating business with a high exchange rate, it is favorable for the consumer to pay in dollars.

When a business floats the peso, the opposite is true. A low exchange rate favors the consumer, and a high exchange rate favors the business. HK and pretty much all Zona bars charge in dollars and float the peso. Right now, most have it at 18:1. Banks offer pesos at around 19:1. Casa de cambios offer around 18.5:1. Both are above HK's rate of 18:1. So right now, today, you can pay $4 usd or $72 mn for a beer at HK. Your bank will give you $76 mn for your $4 usd at 19:1. So $4 usd = $76 mn. Would you rather pay $4 usd ($76 mn) or $72 mn? Of course you would rather pay $72 mn.

[Deleted by Admin]

[Pippen128]

I'm 110% aware of this, Clam was using Wombat's example from 2016 hence the 16 to 1 and 18.5 to 1 example, he just wants an explanation to this logic. I also use Charles Schwab to get money at the ATMs in mexican banks when I need money to use in tijuana, in addition I have two credits cards with no foreign fees that give me good exchange rates. Just like you I only use dollars to feel up women in the bars, not sure where I went wrong in my explanation.

What are some good credit card for Tijuana with no fees?

[LovesToSploog]

I'm 110% aware of this, Clam was using Wombat's example from 2016 hence the 16 to 1 and 18.5 to 1 example, he just wants an explanation to this logic. I also use Charles Schwab to get money at the ATMs in mexican banks when I need money to use in tijuana, in addition I have two credits cards with no foreign fees that give me good exchange rates. Just like you I only use dollars to feel up women in the bars, not sure where I went wrong in my explanation.

First off, there is no 16 to 1 exchange rate. Read my prior post. DO NOT exchange US dollars in HK, because the rate will be 18 to 1. HK uses that rate when someone is using pesos to pay for their drinks. As said, if you exchange your dollars before you enter Mexico, the rate will be higher, like 18.70. Thus using the rate you got out in town and paying in pesos in the club, you have the money advantage!

Why is this concept so difficult to understand?