2006 General Reports

[Kenn]

erioapartments.com is another SCAM....... every photo they have on their website came from my website www.ez-riorentals.com . They actually have the balls to advertise my 4 of my own apartments as bring for sale, which they are NOT..


I have had these assholes, under different names, shut down twice before but now I will have to do it again........

[Off Road]

Has anyone dealt with http://www.erioapartments.com ?

Are they legit?

Thank you

I have no idea if it is legit or not. BUT.. the prices seem low and the deposit request does not seem right. Once you select a property you pay a deposit to the seller called a sinal, which is normally about 10%.

What I do is hire a 3rd party person, not the broker, to represent YOU in the transaction, typically an attorney, who can check out the current deed and any leins on the property. It is simple to buy something, but not so simple to ensure that the title is clean and clear.

[Off Road]

I have several friends without a permanent visa who opened bank accounts. When I got my CPF the guy at the bank offered me to open a Conta Poupanca.

Do you recall which Bank?

[Royalflush]

Has anyone dealt with http://www.erioapartments.com ?

Are they legit?

Thank you

[Sperto]

You can not open any kinda of bank account in Brazil without a permanent visa.

I have several friends without a permanent visa who opened bank accounts. When I got my CPF the guy at the bank offered me to open a Conta Poupanca.

[Mr Enternational]

If you have a CPF and no permanent residency you can still open a Conta Poupança, but propably not a Conta corrente.

You can not open any kinda of bank account in Brazil without a permanent visa. Last March, the guy at Banco do Brasil in Copacabana told me that I only needed to go to the main branch downtown and bring a Brazilian friend who has bills in their name and they can sign for me. Well I get up very early the next morning and meet my trusted friend downtown. We probably waited an hour just for the lady to tell me that it does not matter that I have a CPF, or a friend with me, but I could not open an account without permanent residency. So I have just stuck with my regular HSBC internet account that I opened in March. When I opened it I was told that there was a 1% charge for currency conversion but I have used it in many countries and haven't even seen any kind of fees charged, not even for using a non-HSBC ATM.

[Rio Bob]

If you have nothing to do check out this funny video of Arnold in Rio many years ago filmed by Playboy.

http://www.devilducky.com/media/38195/

[El Greco]

Thank you very much sir.

El Greco

[El Greco]

opening any type of bank or credit account in the US requires a social security number. you need to be a legal resident or citizen to get one.

in brazil, one needs a CPF number.

I don't know what are the requirements now due to the "patriot act" but that was not the case before.
I opened an account in New York with only my passport and a Greek utility company monthly statement proving that I am staying abroad.
I have to fill a "W" something form, sent to me by the bank, every 2-3 years so I am not taxed in the USA.

For Brasil you need a CPF and a permanent residence visa.

El Greco

[El Greco]

Of course I am familiar with the requirements for opening a normal current account, CPF, residential status but I found this response perplexing.

While in Rio I tried to open an account with HSBC, Citi, Bradesco and Bank of Boston. They all required a permanent visa which I don't have. So I gave up the idea.

For ATM's I am using my Greek bank cards mainly on HSBC, Banco do Brasil and Citi branches who give 1.000 reais per day.
My Greek bank charges me 4:40 euros per transaction

El Greco

[Delecti]

Does anyone out there know what the extradition laws are for Brazil to the US? I have committed no crimes nor plan to, just curious. Thanks. (If this offends your sensibilities, then you need to wake up to the current state of things in the USA judicial system). Believe me, if you don't know this, the police are not your friends, and my father, whom I dearly love, was in law enforcement.

Yes, Brasil will extradite to the US. Not on all crimes, but serious stuff. Take a look at the two pilots that hit the Brasilian jet in the corporate ERJ. They had to agree to waive extradition back to Brasil and return upon request in order to get their passports back and to be allowed to leave Brasil. I don't think extradition would take place for non-violent, low dollar crimes, because it wouldn't be worth the diplomatic headaches to go through the procedures. But murder, sexual assualt, drugs, etc. They will!

[Sperto]

Sorry WRONG.. A CPF number is not enough for a Foreigner to open a bank account in Brail.... Without permanent residency you will NOT be able to open a Bank account in Brazil..

If you have a CPF and no permanent residency you can still open a Conta Poupança, but propably not a Conta corrente.

[Trippleecks]

Chingon.... in brazil, one needs a CPF number.

Sorry WRONG.. A CPF number is not enough for a Foreigner to open a bank account in Brail.... Without permanent residency you will NOT be able to open a Bank account in Brazil..

[Sperto]

I never really thought about it until yeasterday, when making a withdrawal at Citibank they always charge R$ 6 as a convenience fee. That's 6 minutes in a cabina...

The same thing I noticed with HSBC, but not always.

When making several withdrawals/ATM on the same day at different banks I always get the best rate at Banco do Brasil and Banco Bradesco and a slightly worse rate at HSBC and Citibank

[Bubba Boy]

Actually for foreigners you do not need a social security number to open a bank account in the US. Just a passport is necessary. I have an account with Bank of America and I am not a US resident or citizen and in fact only spend a couple of weeks a year in the US.

Having said this, when you go into a branch in the US and try to open an account they will look at you like you have 2 heads. The manager had to be called in my case, but he sorted it out in a few minutes. I opened the account with US$1000, average balance is only about $10k , so it is just a normal account.