German FKK Clubs - Lounge and chat area

[Ararat]

That was a bit of an exaggeration. While Spanish is prevalent in US territories close to the border and in South Florida, English is still by far the predominant language. You would have no issues in Miami speaking only English outside of areas that are not poor, immigrant neighborhoods.

The 'problem' with Miami is most areas are poor immigrant areas unless they're rich immigrant areas. Latin Americans are perhaps two thirds of the resident population and Haitians are a significant part of the black population. Miami Beach has lots of Jews.

So whilst I would agree with you about being able to use English everywhere I still would question how integrated you would be without Spanish or being Jewish (or Haitian.).

Granted, my experiences with Miami are mostly from Miami Beach and Brickell but even there Spanish is the de facto dominant language. YMMV of course.

[Escape Artist]

Well you can tell her she is wrong. The American Rescue Act of 2031 increased the income cap. Also I have determined you are wrong about ACA not covering the cost of insurance in full. I am posting a link that says a lot of things related to it but supposedly the cost of a silver plan for everyone making less than 150% of the federal poverty level is covered according to the Kaiser institute. I personally see no need for a silver plan so the the number is higher than 150%.

https://www.kff.org/health-reform/is...rollment-2022/

Im sure there are better articles or links to prove what I say but this one would get someone started.

My claim:

To get free insurance at the federal level, that generally means an income of less than $13,000 and that only started during the pandemic.

Your article says this:

The dollar amount of premium tax credits increased and now fully cover the cost of enrolling in the benchmark silver plan for consumers with income up to 150% FPL.

So the difference is that free insurance covers individuals making less than $20 K.

For individuals above 150%:

ARPA also extended eligibility for premium tax credits to reach people with income over 400% FPL ($51,520 for a single person in 2022, $87,840 for family of 3). Now these consumers must contribute no more than 8.5% of income

This means no free insurance for anyone making anywhere near the $40 K mark and certainly not the $100 K that you also claimed.

There is no reference to the Bronze plan because nothing has changed with it.

Too many false claims and misinformation.

[BobNSuzy]

I was being somewhat polite as I am completely sure you are fabricating. Even asked the hospital social worker / case manager and she's calling bullshit on the claim. And even during the 2 years of pandemic, there was no rise in income cap besides normal inflationary increases. Grace period for paying premiums were extended. Special enrollment periods were created for people who lost insurance due to job loss. But no huge rise in cap and no new free insurance, only free covid related care.

Well you can tell her she is wrong. The American Rescue Act of 2031 increased the income cap. Also I have determined you are wrong about ACA not covering the cost of insurance in full. I am posting a link that says a lot of things related to it but supposedly the cost of a silver plan for everyone making less than 150% of the federal poverty level is covered according to the Kaiser institute. I personally see no need for a silver plan so the the number is higher than 150%.

https://www.kff.org/health-reform/is...rollment-2022/

Im sure there are better articles or links to prove what I say but this one would get someone started.

Not only is my health insurance free they send me a refund on my free health insurance if the insurance company makes too much money.

They pay me to have insurance.

[The Cane]

In the US a man can have a lot of sex if he is a celebrity (Elvis Presley, Wilt Chamberlin, Charlie Sheen) or a porn star (John Holmes, Ron Jeremy, Peter North). In my 20's I realized I could not be a celebrity so thought of being a porn star. Decided to go for an interview but chickened out at the last minute, thought about my family, relatives, etc.

The things we can learn about others here. I never thought about being in porn, but what I did think about was how I could fuck as many hot girls as they were, especially in the ass hahaha! You made the right decision. And, we both found other ways hehehe!

[Turgid]

The USA will put people in jail for sex, and thus it is cheaper to have sex in Germany at 50 euros each as compared to the USA.

Loot at the case of Ron J. Who in the porn industry was prosecuted 20 years after the fact!

In the US a man can have a lot of sex if he is a celebrity (Elvis Presley, Wilt Chamberlin, Charlie Sheen) or a porn star (John Holmes, Ron Jeremy, Peter North). In my 20's I realized I could not be a celebrity so thought of being a porn star. Decided to go for an interview but chickened out at the last minute, thought about my family, relatives, etc.

[Escape Artist]

I think I have answered my own question with this. If you say not everyone can qualify for it being free, then lack of an income cap would only increase their subsidy to a level which doesn't pay for their insurance in full. I still don't completely believe that.

All one has to do is consider the logical bullshit sniff test. Claim that annual income under $50 K affords free ACA marketplace health insurance while median individual income in USA is $44 K. Yeah, if that were the case, we wouldn't be having so many low income people who are uninsured.

[Mr Ho]

Ethiopian / Eritrean, Somalian, and even Kenyan (Rift Valley) Africans are quite different than Nigerian, Ghana, or Cameroonian (Sub-Saharan) Africans. For my taste, some of the most beautiful faces in the world come from Ethiopia and Eritrea. Some of those women have the most perfect facial bone structures with bright eyes. The tendency to have larger teeth however can sometimes mess it up.

Yes, Ethiopian, well some of them have more structured face that is more to my liking! They look kind of half white and half African girl, but their skin tone bit darker, the stunner level one maybe hard to find of such type, but I will keep my eyes open for it!

As I mentioned, I only went with one African mixed stunner one time, she was half German white and half African nation somewhere that I do not remember, but wow she was a exotic beauty! The same go with half arab and half white! I must say half white half something do bring out top exotic stunner that their face is beyond this world beauty sometimes!

Other times, I stick to my white stunner girls collections from west to eastern europe though LOL!

Oh I fucked the best and will be keep on fucking the best looking girls around the world LOL! This is not just the hobby, it is the life style LOL!

[Escape Artist]

If you are so sure of that then it must get increased after a certain age which is certainly welcomed.

I was being somewhat polite as I am completely sure you are fabricating. Even asked the hospital social worker / case manager and she's calling bullshit on the claim. And even during the 2 years of pandemic, there was no rise in income cap besides normal inflationary increases. Grace period for paying premiums were extended. Special enrollment periods were created for people who lost insurance due to job loss. But no huge rise in cap and no new free insurance, only free covid related care.

[Mr Ho]

That was a bit of an exaggeration. While Spanish is prevalent in US territories close to the border and in South Florida, English is still by far the predominant language. You would have no issues in Miami speaking only English outside of areas that are not poor, immigrant neighborhoods.

USA should speak English as that is universal language and maximum consider the language of Native indian people, but that is not logical, so just English is fine as that is set language for USA and should be for the world!

The biggest mistake of this world in recent history for USA to lose the grip of Strong America policy! USA should be the domination of the world and USA is fair enough nation if they respect the nation and trust the nation, but lately USA is USA anymore with all this softcore bullshits!

US military should run the congress!

[Mr Ho]

Germany was under sanctions from World War I. The times were tough in Germany until after World War II wherein Germany rebuilt back better and paved their streets with gold, abolished speed limits on same, and made it a haven for the hobby. All of Germans production and economy went into a short 4 day workweek, cars with messed up lugnuts, free healthcare, and free defense courtesy of the USA.

Of course modern day Germans have reaped the benefit from staying the course in Germany throughout tough times.

Well Germany should be number 4 in the world, it is USA first then Japan second till here as Trump said and this is what Washington DC is thinking, then I would throw in UK as second, but economically it is smaller than Japan by about 20%, so UK third, then after should be Germany, but German always do crazy ideal like going to close to China and messed up and realize they should be back to more west, then they go near Russia then they messed up now again and they want to be back with west again, I mean German always try some stupid shit with Red nations, which is real? As it never will or never worked!

[BobNSuzy]

This is just a side note but if the federal government did away with the income cap for two years doesn't that mean everyone got it for free that was enrolled for those years? That is something you see on the website to determine I did not fabricate it.

I think I have answered my own question with this. If you say not everyone can qualify for it being free, then lack of an income cap would only increase their subsidy to a level which doesn't pay for their insurance in full. I still don't completely believe that.

[BobNSuzy]

There is no subsidy that pays $700 per month for a single person. And if $700 per year, that will not cover the cheapest Bronze plan of $150 per month which is $1800 per year. Meanwhile the average Bronze plan starts at $330 per month. Unless someone lives in a state with heavy state subsidies which there only a few (Massachusetts, Hawaii, Maryland, Connecticut, New Jersey, California,) then they are not getting 100% subsidized ACA health insurance without a disability or has a family with adult dependents when making above the federal poverty line. Some states may even temporarily subsidize a mother's health insurance during hardship, but certainly a single man making anything close to $50,000 per year will at least pay over $50 per month and that is being very generous with my estimate. Even back as a 29 year old graduate student with zero health problems who claimed $32,000 in part-time income, I was paying $125 per month after getting exercise and nonsmoker credits.

Something about these claims seem very suspicious.

This is just a side note but if the federal government did away with the income cap for two years doesn't that mean everyone got it for free that was enrolled for those years? That is something you see on the website to determine I did not fabricate it.

[BobNSuzy]

There is no subsidy that pays $700 per month for a single person. And if $700 per year, that will not cover the cheapest Bronze plan of $150 per month which is $1800 per year. Meanwhile the average Bronze plan starts at $330 per month. Unless someone lives in a state with heavy state subsidies which there only a few (Massachusetts, Hawaii, Maryland, Connecticut, New Jersey, California,) then they are not getting 100% subsidized ACA health insurance without a disability or has a family with adult dependents when making above the federal poverty line. Some states may even temporarily subsidize a mother's health insurance during hardship, but certainly a single man making anything close to $50,000 per year will at least pay over $50 per month and that is being very generous with my estimate. Even back as a 29 year old graduate student with zero health problems who claimed $32,000 in part-time income, I was paying $125 per month after getting exercise and nonsmoker credits.

Something about these claims seem very suspicious.

If you are so sure of that then it must get increased after a certain age which is certainly welcomed.

[Pistons]

So, what do you all think of The Great Reset (ref wef), and the plan to have people have sex in the metaverse by 2030 instead of in the real world? Also mentioned by Ray Kurzweil in the past.

Think they can make that deadline?

Basically, we need to be chipped by then. Willingly or not. Cause a full dive simulation is the only logical thing that can / will work. Ala the matrix.

I am currently watching Westworld (great show) on hbo, and I love the setting. But it is interesting plotlines here. Will it all be about control like in westworld?

[The Cane]

There is no statute of limitations on sex crimes which basically means a girl from 30 years ago can allege a rape and you can be locked up in the USA based on fake allegation.

My God you could at least just do a little bit of research before posting!

https://www.rainn.org/state-state-gu...es-limitations