Seeking Arrangements

[DramaFree11]

MW you and I been at this game a while. Warms my heart that the forum originator (u!) is still killing it with the ladies. I love that you have two regs and they completely meet your needs. They get what they want and you get what you want. And haters can hate all they want but those of us here know is it's about more than the money. These girls have a huge selection of men to choose from. And they chose you! It's not just dollars and cents. Or Yuan. You da man. And these ladies know it!

Actually come to think of it my London SB who I had ghosted got in touch via CashApp (sent me 1 clever girl) and said she wanted to reconnect if only platonically. Said she missed chatting with me. So we are back to chatting daily and may hookup when I am next in London (I explained why I ghosted her and we cleared the air). Anyhow that def seems living proof that its about more than $.

Guys, well said. What we get back in return, from the girls on SA, you can not put a price tag on. Banging hot young girls, in my fifties is a dream come true. I read these guys complaining about our lives, I just shake my head, they really do not know what they are missing. I use to argue with them, but no more just a big waste of time.

SA is an amazing experience especially in foreign countries.

[Elvis 2008]

Not all women care about age. Most of them looking for good life and easy money.

Came across this video, where a 63 yr old guy found a 23 year old SB on Tinder and they are together for 3 months. The SB ID so hot and still she is very down to earth and have no issues with age of her SD.

https://www.youtube.com/watch?v=6CoznXCSpgY&t=267s

Here is the two without the often nauseating commentary https://www.tiktok.com/discover/Cowb...-Angel?lang=en.

I have more to say about the commentator Paige Jennings than the couple, and she is a little better looking than I thought. LOL. She is here, https://twitter.com/rhrpaige.

This chick is narcissist like, and she is sticking out her ass everywhere, and it looks she has butt implants. It reminds me of an ex.

Any guy shelling out the kind of money for that gal Paige does not know what the hell they are doing. What is dumb about her is that she is pedaling these videos. She is an ex-stripper, and she is bringing a stripper attitude to the SB-SD game that is such a turn off. Every woman I have had that says they are good at something is at best average at it. I want the women who perform well and are humble about it.

I would make a comment about her going on too much about this couple's materialism but the couple's videos are promoting it.

Paige says, "I don't judge" when all she is doing is judging. The irony with Paige is when she gets away from herself she has some interesting things to say. All the guys who says we are too old should go to the 5 minute mark in the video. Yes, that is very often what dating guys her own age is like, and that is what having sex with them so often is.

Paige says the couple is not going to work out because of the hateful commentary. Maybe that is true, but the couple invites it. Their videos are not about sharing their life but rubbing in your face how much better they are than you. It is the social media equivalent of "look at me". They are inviting criticism.

The reason I do not think they are going to make it is because of the lack of respect they have for each other. With him, it is all about how hot she is and with her, it is all about the money and the fun. That is going to wear out after another few months and then it is if you really like spending time with the person. Maybe there is more there but I do not see it.

With the closet, this girl Willow takes up 90% of it and IMO she shows how selfish she is. My gal gave me half and I didn't say anything. My gal does not care if she flies first class, private jet, or middle row because her primary concern is being with me. Steve mentions that his gal loves doing the Netflix and chill thing and so does mine. That is what I want, and I think what most guys want, a woman who really likes being with you for you and not just what you can do for them. With this girl Paige, and I suspect this girl Willow, it seems like it is all you can do for them that is important.

[Steve 9696]

Two of my current SBs are Maya and Tea Gal.

Maya is someone I met several years ago. Long story short, we flirted, we hooked up, and then I became her BF / SD. Gave her a monthly allowance of $1200 per month. I was in heaven. She was super hot, great bod, and very, very GFE both in and out of the bedroom. But one day she got mad at me about something silly and dumped me. A little over two years later, she starts texting me suddenly, saying how she remembers our good times together. But I know she is desperate for money because she's been in and out of a job for the past two years due to China's zero Covid policies. And right now, she is only working part time, doing nails and eye lashes at a beauty salon. Well, surprise, surprise, we are now back together. Gee, I wonder why. And every time we meet (and this time I am going with PPM, as I now think montly allowance is a horrible idea), the sessions are great, can last for as long as I want them too, and it is very, very GFE, like old times.

Tea Gal serves tea in a tea house, and I met her about three or four years ago. She giggled at all my jokes, and so I got her contact and chatted her up for a week or two and then asked her to be my GF. She asked me what that entailed, and I explicitly told her it is a PPM arrangement. Well, she absolutely scoffed at that. I kept begging, and eventually she deleted my contact. I keep sending her friend requests to re-add my contact, but she ignores them. About a year goes by, and one day she suddenly accepts my friend invitation and we are chat buddies again, but I soon start asking her to my GF again and and keeps scoffing at it. But then, she too is in and out of work during China's zero Covid policies. Then a few days ago, she texts me and asks me why I have not texted her lately. I simply asked if we can meet at my apartment (I am currently renting an apartment to take gals to), and, as usual, she says no, but after some back and forth, she finally agrees as long as I am gentle, nice, and kind. I said sure. Next day, we meet, and wow, it was worth the wait gentlemen. Mid-20's, pretty face, fun personality, and an amazing bod. And it was very, very GFE.

And now, I text back and forth with them all day, every day, just talking about stuff. I am planning / hoping that I can meet them about 3 times per month, each. That should be enough for me.

Am I lucky to have Maya and Tea Gal? Yes. But are they my GF / SB because I can provide for them? Yes to that too.

MW you and I been at this game a while. Warms my heart that the forum originator (u!) is still killing it with the ladies. I love that you have two regs and they completely meet your needs. They get what they want and you get what you want. And haters can hate all they want but those of us here know is it's about more than the money. These girls have a huge selection of men to choose from. And they chose you! It's not just dollars and cents. Or Yuan. You da man. And these ladies know it!

Actually come to think of it my London SB who I had ghosted got in touch via CashApp (sent me 1£ clever girl) and said she wanted to reconnect if only platonically. Said she missed chatting with me. So we are back to chatting daily and may hookup when I am next in London (I explained why I ghosted her and we cleared the air). Anyhow that def seems living proof that it’s about more than $£€¥.

[Steve 9696]

Not all women care about age. Most of them looking for good life and easy money.

Came across this video, where a 63 yr old guy found a 23 year old SB on Tinder and they are together for 3 months. The SB ID so hot and still she is very down to earth and have no issues with age of her SD.

https://www.youtube.com/watch?v=6CoznXCSpgY&t=267s

That is totally not unusual at all. I am nearly that age and my home SB / mistress was 24 when we met and now 25. She doesn't see age at all that I can tell. She unabashedly introduces me to her friends as "my boyfriend Steve" and I hang out and play pool and smoke / drink with them from time to time. She's of course a gem but I don't think it's that uncommon.

I read an article in Wired a couple years ago that said about 50% of women want to date their own age (+10) and 35% don't really care too much about age and 15% strongly prefer a much older / wiser (and richer no doubt) man. No question most good SBs either look past or don't see the 35 year age gap as an issue.

[Pk099]

Not all women care about age. Most of them looking for good life and easy money.

Came across this video, where a 63 yr old guy found a 23 year old SB on Tinder and they are together for 3 months. The SB ID so hot and still she is very down to earth and have no issues with age of her SD.

https://www.youtube.com/watch?v=6CoznXCSpgY&t=267s

Yeah, MW, we have been brain washed on that score probably because we were turned down by the hotties when we were younger. At that time the studly muscled men had all the women or said they did and did not want things to change, but things did change as women got older. I and I suspect we were slow to recognize the change.

I was reading this book, The Evolution of Desire: Strategies of Human Mating by David Buss, and the author polled women to see what they wanted, and you know what they really wanted: someone who can provide them resources, has status / is educated, and is older.

There are some primitive impulses with age that have to be overcome. The ideal age for women is 3 to 10 years older per the survey, but I think if a woman felt like you had adequate resources that could change. Ideally a woman wants a guy who can help raise kids even if they do not come out and say it and if you are old but look young and healthy, I think you could get by.

And you know where looks ranked on the scale for what women want? #7. I have often thought that women may have wanted to not show an older man to their younger female friends but often once women got to know me that really was not an issue. Actually a lot of them liked what I had to say because it was not the usual immature BS they and their friends so often hear.

With men, yes looks and health are like #1 through 5 on the list but actually the reason we pick out the most attractive women has to do with health and bearing children. The two most notable qualities I remember are facial symmetry and the right waist to hip ratio, and that ratio was true among all men of all cultures and the symmetry was true for all age ranges.

Most of us probably started with strippers and WGs like I did and graduated to women / SBs who really wanted to hang around me after the deed was done. I was shocked when I mentioned being the BF with one of my SBs and she considered it. I thought she was so out of my league.

Another common mistake guys make is confusing SBs with WGs. Do you know those flings married women have with the Chippendale types? Well, it turns out they are not Chippendale types but women looking for a better deal, and the men they cheat with are men they are actually interested in dating / being married to. Interestingly, unlike men, the women have no guilt when looking for an upgrade BTW.

So maybe there are the P4 P women who are solely interested in money when meeting, but I think other guys underestimate how well we men sniff those types out. If you have been successful with money, you know those who are just looking at you as a paycheck.

A real SB is interested in your being their husband / BF no matter what they say. They will deny it especially if you are married but this guy's research shows something else. And that is why the sex is so much better. There is trust and genuine affection in the relationship.

If women are really interested in resources first, and they are, seeking allows for cutting out the BS. Where else am I going to meet a stunning woman for a 30 minute to 2 hour interview where I can see if she is compatible with me and what I want? Where else have I met beauty contestant winners, lawyers, doctors ETC who cause other men to cream in their pants when they see them?

One poster in the Medellin moron forum said that he thought men were saps using seeking / SA to find the woman of the dreams because he knew better. The seeking women are all P4 P WG types. He had never ponied up the $100 but somehow he knew all about the women on the site, and he felt the poster below really screwed up.

Yes, another poster actually was sad for this guy Davv.

Once you accept what women really want and tune out all the fools, it is easy to believe that you can find these women. MW, you are a good provider of resources. Why wouldn't the women want you?

[Midwestern]

If women are really interested in resources first, and they are, seeking allows for cutting out the BS. Where else am I going to meet a stunning woman for a 30 minute to 2 hour interview where I can see if she is compatible with me and what I want? Where else have I met beauty contestant winners, lawyers, doctors ETC who cause other men to cream in their pants when they see them?

Once you accept what women really want and tune out all the fools, it is easy to believe that you can find these women. MW, you are a good provider of resources. Why wouldn't the women want you?

Two of my current SBs are Maya and Tea Gal.

Maya is someone I met several years ago. Long story short, we flirted, we hooked up, and then I became her BF / SD. Gave her a monthly allowance of $1200 per month. I was in heaven. She was super hot, great bod, and very, very GFE both in and out of the bedroom. But one day she got mad at me about something silly and dumped me. A little over two years later, she starts texting me suddenly, saying how she remembers our good times together. But I know she is desperate for money because she's been in and out of a job for the past two years due to China's zero Covid policies. And right now, she is only working part time, doing nails and eye lashes at a beauty salon. Well, surprise, surprise, we are now back together. Gee, I wonder why. And every time we meet (and this time I am going with PPM, as I now think montly allowance is a horrible idea), the sessions are great, can last for as long as I want them too, and it is very, very GFE, like old times.

Tea Gal serves tea in a tea house, and I met her about three or four years ago. She giggled at all my jokes, and so I got her contact and chatted her up for a week or two and then asked her to be my GF. She asked me what that entailed, and I explicitly told her it is a PPM arrangement. Well, she absolutely scoffed at that. I kept begging, and eventually she deleted my contact. I keep sending her friend requests to re-add my contact, but she ignores them. About a year goes by, and one day she suddenly accepts my friend invitation and we are chat buddies again, but I soon start asking her to my GF again and and keeps scoffing at it. But then, she too is in and out of work during China's zero Covid policies. Then a few days ago, she texts me and asks me why I have not texted her lately. I simply asked if we can meet at my apartment (I am currently renting an apartment to take gals to), and, as usual, she says no, but after some back and forth, she finally agrees as long as I am gentle, nice, and kind. I said sure. Next day, we meet, and wow, it was worth the wait gentlemen. Mid-20's, pretty face, fun personality, and an amazing bod. And it was very, very GFE.

And now, I text back and forth with them all day, every day, just talking about stuff. I am planning / hoping that I can meet them about 3 times per month, each. That should be enough for me.

Am I lucky to have Maya and Tea Gal? Yes. But are they my GF / SB because I can provide for them? Yes to that too.

[Dos Lunas]

SA is a pain in the ass trying find a good match and can take a while but when it happens it's amazing. Found a newbie and we met quickly which is key. During the meet and greet she seemed genuine and sincere and looked good. Thin with a nice ass for a MILF from Sinaloa.

However she had the flu so we didn't do anything and confirmed our chemistry and connection for a definite 2nd meet at a hotel.

A week later we met in centro on Revo and 4th at the baristi cafe, my ground zero for meetups, and I took her to the Pueblo Amigo hotel. For the next 2 hours we had the most decadent passionate sex I've had in months.

It was full on DFK, BBBJ, DATY, true GFE and PSE. She has the smoothest olive skin with hazel eyes, thin waist, and an amazing irresistible ass.

It's been harder and harder to find these gems in SA Tijuana to agree to my program for 2 hours X $200 but when it happens it's exquisite.

Forgot to add a pic of my recent trip report for the visuals.

[Dos Lunas]

SA is a pain in the ass trying find a good match and can take a while but when it happens it's amazing. Found a newbie and we met quickly which is key. During the meet and greet she seemed genuine and sincere and looked good. Thin with a nice ass for a MILF from Sinaloa.

However she had the flu so we didn't do anything and confirmed our chemistry and connection for a definite 2nd meet at a hotel.

A week later we met in centro on Revo and 4th at the baristi cafe, my ground zero for meetups, and I took her to the Pueblo Amigo hotel. For the next 2 hours we had the most decadent passionate sex I've had in months.

It was full on DFK, BBBJ, DATY, true GFE and PSE. She has the smoothest olive skin with hazel eyes, thin waist, and an amazing irresistible ass.

It's been harder and harder to find these gems in SA Tijuana to agree to my program for 2 hours X $200 but when it happens it's exquisite.

[XViking]

Remember girls are submissive and will largely follow your lead even if that lead is to the hotel room.

Sure, but do not give her the gift / allowance before you are in the hotel room. Just in case.

[AmericanPi]

Great post.

Spot on. It really underscores the tension between living in the present and preparing for the future. It's not a simple algorithm.

You can shoot to die broke only if you have no wife and children that you want to pass onto.

The other issue is that it is not an easy skating to the location of the puck. You don't know when you might die exactly. Spend too fast, you will go broke too soon and spend the last years of life as a hobo or worse yet forced to get back to work into a job not suited for your skills and at a pay much less than what you could make. Japan is already in this situation. A number of retirees are being forced to get back to work or partial work to pay for living expenses as they are living too long and their finances are broke.

If you are too conservative in your spending habits, you will die with money left in the bank as you stated astutely..

[Zizou23]

Do you guys send pictures to seeking girls before meeting? If yes, what if the girl expose you on of the are we dating the same guy FB group?

[Pessimist]

I admire the dedication and planning, GFE. Does your planning include dying of Covid, being hit by a truck, or nuclear war with Russia? How about a little closer to home, divorce? Or how about a criminal investigation? We are paying for sex which is illegal right? All the people who do financial planning have it all mapped out and give you words like responsible and pat you on your back for doing so. They talk about your average 11.22% return in the stock market and how to save ETC.

The European perspective is a little different having been through wars. Mark Faber is a Swiss economist who wrote the book Fool's Gold. What he described was that since the year 1000 if you had a 5% return on the equivalent of a penny, you would have more money than is in existence today. If you are living in the USA, what you are seeing is a level of growth and peace not known in the history of the world before. The notion that this is going to stay the same is crazy but the people selling you on "retirement" are doing just that.

And has Warren Buffett retired? Hell no. Why would you retire if you skip to work every day and love what you do like he does? People who retired die on average 3 years sooner than people who keep working. I do not plan on retiring. I plan on cutting back and doing the parts of my job I enjoy the most. If you are looking forward to retirement, then you probably hate your job.

And there is the notion of having $2 million in T bonds with a 5% return and getting $100,000 a year. Well, that is assuming the dollar does not go to shit and inflation is not horrific but even still, does that mean you die with $2 million in the bank? So other people are going to benefit from your hard earned work and not you? Is that what you want? I don't. I want to use my own hard earned money on myself.

When Stephen Pollan wrote the book, Die Broke, he thought it would sell a handful of copies, and it sold tons. The sequel Live Rich is worth reading too.

This is from Amazon: America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process:

Quit Today.

No, don't tell your boss to shove it. At least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line.

Pay Cash.

You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible.

Don't Retire.

Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss.

Die Broke.

It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.

End of link.

When you think of retirement, you put yourself into this mindset that today you are miserable but long term the sacrifice will be worth it because it will be nirvana later. That is bullshit. Yes, at times, I regret spending money on the hooker who is a loser and spending four figures at a strip club. That stuff is pleasurable in the moment but you often feel badly when you are done. And you could say the same about spending money on drugs. How do you feel when you are done? In contrast with the strippers and hookers, I enjoyed myself with the sugar babies sexually and just hanging out with them, and I have no regrets. They made me happy and vice versa.

To me, if I have enough to pay my expenses and my overall balance sheet is growing, that is all I care about. As long as that is happening, why not spend the rest on what makes me happy?

You can shoot to die broke only if you have no wife and children that you want to pass onto.

The other issue is that it is not an easy skating to the location of the puck. You don't know when you might die exactly. Spend too fast, you will go broke too soon and spend the last years of life as a hobo or worse yet forced to get back to work into a job not suited for your skills and at a pay much less than what you could make. Japan is already in this situation. A number of retirees are being forced to get back to work or partial work to pay for living expenses as they are living too long and their finances are broke.

If you are too conservative in your spending habits, you will die with money left in the bank as you stated astutely.

The last few years of your life are hard to model accurately. Your expenses and desire to spend do not scale linearly. By several calculations, healthcare spend rises very non linearly in the last years. Especially if you have serious diseases like cancer or need skilled home, nursing room, hospice care. Also, you may not have the same desire to fuck and splurge and gain the same enjoyment from other activities as you did when you were younger. Already in my mid 40's I enjoy alcohol much less than I used to, and work stress and other issues mean it also gives much more heartburn. Not worth it except an occasional drink with Co workers or at business events. I wonder if my sex drive slows down as well. Probably has already. The anticipation of fucking a new SB or walking into an FKK to bang a few is not the same as when I was in 30's.

Finally, even the money management is not an easy task. You can obtain 5% only on the short term bonds if you buy today. In 3 months you have to roll it again at whatever rates prevailing then. If you go out farther on the duration curve, you can lock in rates but at lower levels. If you get lucky and inflation is less than expected your long term bonds will appreciate but if you are unlucky and inflation is higher than expected, your holdings will lose value if you sell them. You can hold them till maturity and collect the guaranteed coupon but obviously since inflation is higher than expected in this scenario, the real value of your coupon is not what it was supposed to be. You can also of course buy stocks but they have a totally different risk profile altogether including being substantially less when you need to cash out.

I agree with trying to work as long as you can. It is good for health (assuming you are not a manual worker and your physical health impacted due to heavy lifting etc; I doubt too many Sugar daddies are in this category) and keeps you motivated in life for more than just money. The status you have in life, the satisfaction of keeping the brain sharp and competing with younger folks is not something you can understinate.

[AmericanPi]

I've been financially fortunate in my life. I make more than I ever thought I was going to, and when I run models on my investments it seems clear that I will retire early with more money than I can responsibly spend in my life.

Once I realized this years ago my perspective on this little hobby changed. And life. People save to retire so they can be free one day. But I realized that I have another cost in my life. The opportunity cost of time. Nobody rewards you for over saving. And you can't take it with you.

The biggest regret in life will surely be not doing the things you wanted to do. And I want to do this. So I do whenever I can.

The only thing that throttles me is being married. I have to keep the cash outflow to a below the radar level. Which is still quite high. But here's the interesting part. I don't wish my wife were out of the way. Actually I think the one thing standing between me and self destruction is having someone I need to be attentive to and responsible to. I'd otherwise just spend every 4 weeks in Thailand doing stupid shit and ruining my body.

I suspect others of you are in the same boat as me.

I admire the dedication and planning, GFE. Does your planning include dying of Covid, being hit by a truck, or nuclear war with Russia? How about a little closer to home, divorce? Or how about a criminal investigation? We are paying for sex which is illegal right? All the people who do financial planning have it all mapped out and give you words like responsible and pat you on your back for doing so. They talk about your average 11.22% return in the stock market and how to save ETC.

The European perspective is a little different having been through wars. Mark Faber is a Swiss economist who wrote the book Fool's Gold. What he described was that since the year 1000 if you had a 5% return on the equivalent of a penny, you would have more money than is in existence today. If you are living in the USA, what you are seeing is a level of growth and peace not known in the history of the world before. The notion that this is going to stay the same is crazy but the people selling you on "retirement" are doing just that.

And has Warren Buffett retired? Hell no. Why would you retire if you skip to work every day and love what you do like he does? People who retired die on average 3 years sooner than people who keep working. I do not plan on retiring.

[Elvis 2008]

For me, in the beginning, I just couldn't believe that I could pay someone to massage my little brother until I came, I couldn't believe I could pay someone to get naked with me in the sack, I couldn't believe I could pay someone to let me bang them. And many of these someones were either young or attractive, or both. It was amazing. I was probably addicted.

Yeah, MW, we have been brain washed on that score probably because we were turned down by the hotties when we were younger. At that time the studly muscled men had all the women or said they did and did not want things to change, but things did change as women got older. I and I suspect we were slow to recognize the change.

I was reading this book, The Evolution of Desire: Strategies of Human Mating by David Buss, and the author polled women to see what they wanted, and you know what they really wanted: someone who can provide them resources, has status / is educated, and is older.

There are some primitive impulses with age that have to be overcome. The ideal age for women is 3 to 10 years older per the survey, but I think if a woman felt like you had adequate resources that could change. Ideally a woman wants a guy who can help raise kids even if they do not come out and say it and if you are old but look young and healthy, I think you could get by.

And you know where looks ranked on the scale for what women want? #7. I have often thought that women may have wanted to not show an older man to their younger female friends but often once women got to know me that really was not an issue. Actually a lot of them liked what I had to say because it was not the usual immature BS they and their friends so often hear.

With men, yes looks and health are like #1 through 5 on the list but actually the reason we pick out the most attractive women has to do with health and bearing children. The two most notable qualities I remember are facial symmetry and the right waist to hip ratio, and that ratio was true among all men of all cultures and the symmetry was true for all age ranges.

Most of us probably started with strippers and WGs like I did and graduated to women / SBs who really wanted to hang around me after the deed was done. I was shocked when I mentioned being the BF with one of my SBs and she considered it. I thought she was so out of my league.

Another common mistake guys make is confusing SBs with WGs. Do you know those flings married women have with the Chippendale types? Well, it turns out they are not Chippendale types but women looking for a better deal, and the men they cheat with are men they are actually interested in dating / being married to. Interestingly, unlike men, the women have no guilt when looking for an upgrade BTW.

So maybe there are the P4 P women who are solely interested in money when meeting, but I think other guys underestimate how well we men sniff those types out. If you have been successful with money, you know those who are just looking at you as a paycheck.

A real SB is interested in your being their husband / BF no matter what they say. They will deny it especially if you are married but this guy's research shows something else. And that is why the sex is so much better. There is trust and genuine affection in the relationship.

If women are really interested in resources first, and they are, seeking allows for cutting out the BS. Where else am I going to meet a stunning woman for a 30 minute to 2 hour interview where I can see if she is compatible with me and what I want? Where else have I met beauty contestant winners, lawyers, doctors ETC who cause other men to cream in their pants when they see them?

One poster in the Medellin moron forum said that he thought men were saps using seeking / SA to find the woman of the dreams because he knew better. The seeking women are all P4 P WG types. He had never ponied up the $100 but somehow he knew all about the women on the site, and he felt the poster below really screwed up.

6. Mariana (23) $100 When I arrived to medellin and sent her a message. I did not offer any money and she did not ask for anything. We met and had dinner. She was the most beautiful thing I've ever seen. She asked me for a one time payment of $100. I was obviously unsure but I wanted her so much that I accepted. We headed to my place and I was short the $ 100. I offered to pay later and she accepted. She offered GFE, BBBJ but no BBFS, I would have to wait for that until the 3rd date. She honored her word and I did not pay her any more money. We spent a whole week together and then another week, and again she did not mention any money. We eventually became so attached that I asked her to be my GF and she accepted. We deleted our SA profiles. We traveled to Cancun and Cartagena. We lived together, We dreamed of getting married and having kids. She met my parents and I met her whole family. 8 or so months later we broke up. It's ok if you mock me but I was so happy and it was so beautiful.

Yes, another poster actually was sad for this guy Davv.

Once you accept what women really want and tune out all the fools, it is easy to believe that you can find these women. MW, you are a good provider of resources. Why wouldn't the women want you?

[Elvis 2008]

I spend 2.5% of my income (or 3.5% of post tax). Guess I am being to conservative in spend and worried more than I should about post retirement cash flow.

I admire the dedication and planning, GFE. Does your planning include dying of Covid, being hit by a truck, or nuclear war with Russia? How about a little closer to home, divorce? Or how about a criminal investigation? We are paying for sex which is illegal right? All the people who do financial planning have it all mapped out and give you words like responsible and pat you on your back for doing so. They talk about your average 11.22% return in the stock market and how to save ETC.

The European perspective is a little different having been through wars. Mark Faber is a Swiss economist who wrote the book Fool's Gold. What he described was that since the year 1000 if you had a 5% return on the equivalent of a penny, you would have more money than is in existence today. If you are living in the USA, what you are seeing is a level of growth and peace not known in the history of the world before. The notion that this is going to stay the same is crazy but the people selling you on "retirement" are doing just that.

And has Warren Buffett retired? Hell no. Why would you retire if you skip to work every day and love what you do like he does? People who retired die on average 3 years sooner than people who keep working. I do not plan on retiring. I plan on cutting back and doing the parts of my job I enjoy the most. If you are looking forward to retirement, then you probably hate your job.

And there is the notion of having $2 million in T bonds with a 5% return and getting $100,000 a year. Well, that is assuming the dollar does not go to shit and inflation is not horrific but even still, does that mean you die with $2 million in the bank? So other people are going to benefit from your hard earned work and not you? Is that what you want? I don't. I want to use my own hard earned money on myself.

When Stephen Pollan wrote the book, Die Broke, he thought it would sell a handful of copies, and it sold tons. The sequel Live Rich is worth reading too.

This is from Amazon: America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process:

Quit Today.

No, don't tell your boss to shove it. At least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line.

Pay Cash.

You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible.

Don't Retire.

Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss.

Die Broke.

It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.

End of link.

When you think of retirement, you put yourself into this mindset that today you are miserable but long term the sacrifice will be worth it because it will be nirvana later. That is bullshit. Yes, at times, I regret spending money on the hooker who is a loser and spending four figures at a strip club. That stuff is pleasurable in the moment but you often feel badly when you are done. And you could say the same about spending money on drugs. How do you feel when you are done? In contrast with the strippers and hookers, I enjoyed myself with the sugar babies sexually and just hanging out with them, and I have no regrets. They made me happy and vice versa.

To me, if I have enough to pay my expenses and my overall balance sheet is growing, that is all I care about. As long as that is happening, why not spend the rest on what makes me happy?