General Info

[JjBee62]

We should be able to provide information and have discussions without name calling and throwing around insults. Most banks in the US charge an out-of-network ATM fee and a foreign transaction fee. Unless someone uses a bank that does not charge those fees, he must consider those fees when calculating the exchange rate. One of the posters here stated his bank fees are "brutal". It is possible that he could get a better rate from a cambio than the real rate from an ATM.

I have no idea what this statement means "As I do, I take out 2,700,000 divided by 900,000 and then look at your bank's website to see what you were debited". Why are you dividing by 900,000? The result is 3, but I don't understand how that relates to the exchange rate.

BTW, thanks for the information about finding the Colpatria/Scotia ATM's.

According to him, those particular ATMs allow 900 k max withdrawal per transaction, 2. 7 million daily limit. So he made 3 withdrawals of 900 k.

You're dead on with the rest. There are 4 basic fees with any foreign ATM transaction.

1. The ATM owner's fee for using their ATM. I think the highest I've seen is 15 k in Colombia. Your bank may reimburse this fee.

2. The exchange rate used for the transaction. This varies somewhat. The rate you receive is typically slightly less than the current rate.

3. Your bank's out of network ATM fee. Your bank may not charge this fee, or it may charge 4%. Your bank may have an agreement with the foreign bank to eliminate the fee. So, for example, you might get the fee at a Servibanco, but not get the fee at Colpatria-Scotia.

4. Your bank's foreign exchange fee. Once again, it may be zero, or 3%.

If you're using a credit card instead of a debit card there may be a cash advance fee.

#1 depends on the ATM you use. #2 may depend on either bank. #3 depends on your bank, but also may depend on the ATM owner. #4 depends on your bank.

If 10 different people, using cards from 10 different banks use the same ATM, they will likely end up with several different exchange rates. Just because 1 person is charged no fees doesn't guarantee everyone else will have the same experience. All banks are not equal.

[Fun Luvr]

Earlier this morning, at about 10 AM (1/2/2020). I used the trustworthy Colpatria / Scotia ATM, (there is a list of them on the Colpatria website) There were no ATM fees (as is NO fees at all for the dopes on this site who don't get what 'no fees' means. There were no 'conversion fees' meaning that you put your Visa / Mastercard in the ATM. As I do, I take out 2,700,000 divided by 900,000 and then look at your bank's website to see what you were debited. This morning I received 3277.13 pesos per dollar. Now if you are a genius and use a casa de cambio to exchange dollars for pesos my question is when you go there do you wear a dunce cap or do you just look dumb without the hat.

We should be able to provide information and have discussions without name calling and throwing around insults. Most banks in the US charge an out-of-network ATM fee and a foreign transaction fee. Unless someone uses a bank that does not charge those fees, he must consider those fees when calculating the exchange rate. One of the posters here stated his bank fees are "brutal". It is possible that he could get a better rate from a cambio than the real rate from an ATM.

I have no idea what this statement means "As I do, I take out 2,700,000 divided by 900,000 and then look at your bank's website to see what you were debited". Why are you dividing by 900,000? The result is 3, but I don't understand how that relates to the exchange rate.

BTW, thanks for the information about finding the Colpatria/Scotia ATM's.

[PirateMorgan]

Earlier this morning, at about 10 AM (1/2/2020). I used the trustworthy Colpatria / Scotia ATM, (there is a list of them on the Colpatria website) There were no ATM fees (as is NO fees at all for the dopes on this site who don't get what 'no fees' means. There were no 'conversion fees' meaning that you put your Visa / Mastercard in the ATM. As I do, I take out 2,700,000 divided by 900,000 and then look at your bank's website to see what you were debited. This morning I received 3277.13 pesos per dollar. Now if you are a genius and use a casa de cambio to exchange dollars for pesos my question is when you go there do you wear a dunce cap or do you just look dumb without the hat.

[Fun Luvr]

Additionally can anyone say if its better to bring usd or use ATMs (I'm not concerned about losing the usd or getting robbed).

Never mind the fees, just on a "exchange rate" comparison?

The dollar has been taking a hit in the past two weeks. Right now, on xe.com, it is 3252.15/1 and going down. I did a search of "money exchange in Medellin" and looked at all the places which have a website. The rates go from 3140 to 3190. Only Money Max and Unicambios have 3190.

When I am in Medellin, I always use ATM's. The rate is very close to the xe.com rate of one or two days prior.

[CzarNicholas]

The rates vary from office to office. If you're bringing dollars to exchange, it's best to shop around.

Typically, the best exchange rate is through the ATM. However, the fees charged by the ATM owner and by your bank can change that. Many banks charge a foreign currency fee, along with a fee for using an out of network ATM.

They are brutal, I rather bring a fat roll of $100's.

[JjBee62]

Additionally can anyone say if its better to bring usd or use ATMs (I'm not concerned about losing the usd or getting robbed).

Never mind the fees, just on a "exchange rate" comparison?

The rates vary from office to office. If you're bringing dollars to exchange, it's best to shop around.

Typically, the best exchange rate is through the ATM. However, the fees charged by the ATM owner and by your bank can change that. Many banks charge a foreign currency fee, along with a fee for using an out of network ATM.

[CzarNicholas]

Additionally can anyone say if its better to bring usd or use ATMs (I'm not concerned about losing the usd or getting robbed).

Never mind the fees, just on a "exchange rate" comparison?

[LeyenLouvain]

Lets see if others have some information as to its availability and cost.

It seems to be mainly recommended for gay men, drug-injectors, and prostitutes. Even if it is not recommended for mongers, we should probably be suggesting it to the chicas who ever do condomless anal.

The price seems to vary widely across the world, am not sure whether chicas would be allowed to order it from India.

[Septimius]

seeking.com

I've never used it in any country so I'm a n00 b: the.

1) Is it worth it? Do you get better quality girls as opposed to traditional methods, or same quality girls but it's just an extra option?

2) If I go down this road, what should I expect? Is it the same sort of amount of cash for play I would expect to pay for a girl on mileroticos or more? What do the girls expect from us gringos?

I actually signed up for it recently at a hefty 80 something a month. In the states it's definitely a different game altogether but I have managed to bang one chick so far off of it and the only thing I have done for her is buy her cheap dinners and take her to the movies one night. I look for the younger less experienced girls that don't know the game. The ones that have been around for a while will milk you for everything. Anyway I found many girls in Colombia that are straight up con artists. But you have to be smart about it all and not let yourself get played. One clear red flag is when they ask for money before meeting. I met this one bad ass chick on there who said she was flying up here to visit. The day before she asked for a few dollars so she could do her hair and nails for me. She even sent me a picture of the so called plane ticket I asked her if that shit really worked on people?? She got super rude and insulted by it all. I have a list of about 10 girls that I plan to visit while down there in 4 weeks. I will report back and let you know how it goes with the chicks from Seeking. I like Tinder and Facebook way better but I like to try different avenues.

Its very expensive $2750 per 30 days.



(I would be careful buying anything this important in Latin America) I had a pharmacist at a chain pharmacy in Tijuana tell me not to buy rx drugs from his pharmacy ("they are not very good") he said with shame in his tone, if I could cross the border go get it there.

He explained there isn't any FDA or quality control, I was really sick and he was being a nice guy instead of just taking my money.

I have no idea about this drug but one drug I purchased in Colombia was definitely under dosed or possibly had none of the active compound in it. Anyone who has tried Modafinil will tell you that 400 mgs is quite a hefty dose and should have done something. But I got nothing. If they are willing to counterfeit a drug like this, then who knows what else may also be counterfeited.

[JjBee62]

Great question, I plan on researching this in the coming weeks.

I just had my regular blood work up done, getting it done about every 6 months and nock on wood am good and also have had long conversations with my general MD doctor back in LOS Angeles and he highly recommends as a safety precaution.

I have learned that you can even take it a few days before you plan on getting into risky behavior.

Lets see if others have some information as to its availability and cost.

The Tall Man.

Any drug a doctor highly recommends I try to avoid. They're recommending the drug because it is necessary to treat your condition, or.

Go spend some time hanging out at your doctor's office. Eventually you'll see the other reason why certain drugs get highly recommended.

It's been several years. My doctor at the time was a rather notorious player. Dated a lot of his patients, including an ex GF of mine. While I was waiting for my appointment a super hot woman, carrying a briefcase walked in. She was wearing business attire, but the way she wore it made it look like high dollar slutwear; slitted skirt, tight blouse and heels just a bit too high for the office.

She walked up to the counter and was obviously well known. Before the receptionist could do more than greet her another girl walked in, just as beautiful, dressed in the same style, with a briefcase. The receptionist knew her too and the girls knew each other. They were both ushered back to an exam room to wait for the doctor.

My appointment didn't start until almost an hour late and no other patients were called until the 2 girls came out. I won't try to guess what transpired, but I did find out they were both pharmaceutical reps. They get paid a lot of money to convince doctors that certain drugs should be prescribed whenever possible. I'm pretty sure, after 30 minutes with them, that doctor would have prescribed rat poison if they suggested it.

At least 10% of patients experience 1 or more of the side effects: vomiting, diarrhea, headache, blood in urine and my favorite, changes in the size, shape and location of fat deposits on your body. All to prevent contracting HIV from risky behavior. Sounds like you're not going to be feeling good enough to engage in any risky behavior.

"You need to hold real still while I'm hitting your backdoor bareback. Otherwise you'll knock over my puke bucket."

[Bango Cheito]

Great question, I plan on researching this in the coming weeks.

I just had my regular blood work up done, getting it done about every 6 months and nock on wood am good and also have had long conversations with my general MD doctor back in LOS Angeles and he highly recommends as a safety precaution.

I have learned that you can even take it a few days before you plan on getting into risky behavior.

Lets see if others have some information as to its availability and cost.

The Tall Man.

I have a friend on it. He pays about 1 million pesos a month for his supply. It's a grey market thing here and not generally available at your local pharmacy.

I personally think it's too expensive and the side effects (sometimes severe digestive problems) to be way too severe for it to be worth it.

These, days you're better off treating HIV than you are dealing with the severe IBS etc. That can come from taking this stuff.

[GeneHickman]

Great question, I plan on researching this in the coming weeks.

I just had my regular blood work up done, getting it done about every 6 months and nock on wood am good and also have had long conversations with my general MD doctor back in LOS Angeles and he highly recommends as a safety precaution.

I have learned that you can even take it a few days before you plan on getting into risky behavior.

Lets see if others have some information as to its availability and cost.

The Tall Man.

Are you all looking to bareback these chicas, because AFAIK BBBJ is quite low risk for transmission of this virus, and with condoms you should be fine for the other activities. I think many here do BBBJ and I am not aware of anyone that has had issues with it. Just curious why the interest in this pill.

[CzarNicholas]

Great question, I plan on researching this in the coming weeks.

I just had my regular blood work up done, getting it done about every 6 months and nock on wood am good and also have had long conversations with my general MD doctor back in LOS Angeles and he highly recommends as a safety precaution.

I have learned that you can even take it a few days before you plan on getting into risky behavior.

Lets see if others have some information as to its availability and cost.

The Tall Man.

Its very expensive $2750 per 30 days.

My insurance pays all but $10, ask your MD any questions, my only advice is do not buy it online from India China et al?

That shit is pure garbage.

(I would be careful buying anything this important in Latin America) I had a pharmacist at a chain pharmacy in Tijuana tell me not to buy rx drugs from his pharmacy ("they are not very good") he said with shame in his tone, if I could cross the border go get it there.

He explained there isn't any FDA or quality control, I was really sick and he was being a nice guy instead of just taking my money.

[The Tall Man]

Truvada / tenofovir, when taken daily, protects against HIV.

How available / costly is it in Colombia?

Great question, I plan on researching this in the coming weeks.

I just had my regular blood work up done, getting it done about every 6 months and nock on wood am good and also have had long conversations with my general MD doctor back in LOS Angeles and he highly recommends as a safety precaution.

I have learned that you can even take it a few days before you plan on getting into risky behavior.

Lets see if others have some information as to its availability and cost.

The Tall Man.

[LeyenLouvain]

Truvada / tenofovir, when taken daily, protects against HIV.

How available / costly is it in Colombia?