Bogota Reports

[MarquisdeSade1]

Not actually. No single bank sets the rate. I wouldn't trust some of the banks. The system (interbank or whatever you call it) sets the rate.

Technically correct. Schwab is good because it gives you a rebate on the ATM fees. It is the best rate because all the rates are the same. I've tested multiple ATMs in multiple countries in multiple cities over the years. All the ATMs gives you virtually the same rate (minus the ATM fees, and if you don't accept the rip-off conversion).

Only rip-off banks will charge you 3%. That is the foreign exchange fee that numerous banks charge. Always READ the fine print.

Is there an american bank that doesn't charge the 3% on ATM cards? It was my impression that this was a standard fee for all banks.

I mostly use Chase, I'm not a big fan of Mr Diamond, I've used them many yrs, but its time for a divorce, I've seen enough of that scumbag!

[Zeos1]

Not actually. No single bank sets the rate. I wouldn't trust some of the banks. The system (interbank or whatever you call it) sets the rate.

Technically correct. Schwab is good because it gives you a rebate on the ATM fees. It is the best rate because all the rates are the same. I've tested multiple ATMs in multiple countries in multiple cities over the years. All the ATMs gives you virtually the same rate (minus the ATM fees, and if you don't accept the rip-off conversion).

Only rip-off banks will charge you 3%. That is the foreign exchange fee that numerous banks charge. Always READ the fine print.

And I assume you are talking about your home bank. All the Canadian ones charge either 2. 5 or 3. 5 percent for currency exchange. They call it their bank exchange rate, but it is the mid market rate less their 2. 5 or 3. 5 percent.

Don't know about US banks. People swear that Shwab doesn't have this sort of exchange rate. I don't know, and it is not relevant to me as Swab does not offer these brokerage accounts outside the US.

[Mr Enternational]

The uncertainty comes from the fact that the ATM rebate is rolled up at the end of the month, and I had 2 ATM withdrawals last month, one from the airport ATM and another from Davivienda. My rebate isn't even 4 USD. I think the Davivienda may not have declared it's fees as fees but as a knock off the exchange rate. The other problem is to know what the exchange rate was at the time and really figure it out. But I don't think I will use Davivienda again because it seems like a rip-off and it might be, especially now that I checked my statement.

Dude it is simple. When you get the slip from the machine you look to see how much came out of your account. Divide the 2 to find the exchange rate you got. The machine charges 13,000 pesos. At the rate now that is $3. 35. If it does not mention fees, then it does not charge fees. You can always call Schwab to find out the individual rebates. Davivienda never ripped me off. You are making brain surgery out of it.

[Stinky Squid]

How could you not be sure? You simply look at your account at the end of the month.

The uncertainty comes from the fact that the ATM rebate is rolled up at the end of the month, and I had 2 ATM withdrawals last month, one from the airport ATM and another from Davivienda. My rebate isn't even 4 USD. I think the Davivienda may not have declared it's fees as fees but as a knock off the exchange rate. The other problem is to know what the exchange rate was at the time and really figure it out. But I don't think I will use Davivienda again because it seems like a rip-off and it might be, especially now that I checked my statement.

[Trim1]

It's a game to me, not a battle, LOL.

I should have challenged the other guy to a duel.

[Stinky Squid]

So I was at my new favorite place again with two of the girls inviting me. I went with the one with the sweet voice. And while being totally ready to meet once again the real person being 2 points below the picture person, there I find a sweet 19 year old Venezolana with a baby face that's different from the picture but so much better, and I'm like "oh shit", I'm falling in love. So the encounter took a turn it wasn't supposed to, with me caring about her. Now Saturday we'll go out to the movies. It's hard being just a client when emotions get in the way. But I love it. I really enjoy my bachelor time in Bogota. Dating, jumped into a GF relationship in the first few weeks, then ended it because it wasn't all that and there was just more to sample. And I thought to just go to pros and otherwise save time (and money) and now I'm taking a pro girl out. Like a save-a-ho simp. Haha. But it's fun. I am playing with this like role-play, doing what feels good, and I'm not taking it all too serious. Now I don't have enough time for work with all these sweet diversions.

[Mr Enternational]

Are you sure? I have been twice at Davivienda ATM and every time they were telling me something about 7% fees. It looked scary. I took it anyway. I don't know if they make it sound more scary than it is.

Also, even with my Schwab ATM card, I am not entirely sure they do the fee rebate if the fee comes rolled into a bad exchange rate.

How could you not be sure? You simply look at your account at the end of the month.

[Stinky Squid]

Not actually. No single bank sets the rate. I wouldn't trust some of the banks. The system (interbank or whatever you call it) sets the rate.

Technically correct. Schwab is good because it gives you a rebate on the ATM fees. It is the best rate because all the rates are the same. I've tested multiple ATMs in multiple countries in multiple cities over the years. All the ATMs gives you virtually the same rate (minus the ATM fees, and if you don't accept the rip-off conversion).

Only rip-off banks will charge you 3%. That is the foreign exchange fee that numerous banks charge. Always READ the fine print.

Are you sure? I have been twice at Davivienda ATM and every time they were telling me something about 7% fees. It looked scary. I took it anyway. I don't know if they make it sound more scary than it is.

Also, even with my Schwab ATM card, I am not entirely sure they do the fee rebate if the fee comes rolled into a bad exchange rate.

[GreenBud]

What actually happens is that if you decline the conversion the ATM offers you (which is always a ripoff), then the currency will be converted at the rate your bank gives you.

Not actually. No single bank sets the rate. I wouldn't trust some of the banks. The system (interbank or whatever you call it) sets the rate.

Which is why a Schwab card is so good. They will give you the best rate out of anywhere.

Technically correct. Schwab is good because it gives you a rebate on the ATM fees. It is the best rate because all the rates are the same. I've tested multiple ATMs in multiple countries in multiple cities over the years. All the ATMs gives you virtually the same rate (minus the ATM fees, and if you don't accept the rip-off conversion).

Other banks will usually give you a rate 3% or so off, but YMMV.

Only rip-off banks will charge you 3%. That is the foreign exchange fee that numerous banks charge. Always READ the fine print.

[Bango Cheito]

Never accept the rate. You decline that and it automatically gives you the interbank exchange rate. You must have hit cancel or something, otherwise it goes through normally. I think all the rates are the same, except when they offer you a rate it means they are trying to rip you off.

This is close.

What actually happens is that if you decline the conversion the ATM offers you (which is always a ripoff), then the currency will be converted at the rate your bank gives you.

Which is why a Schwab card is so good. They will give you the best rate out of anywhere.

Other banks will usually give you a rate 3% or so off, but YMMV.

[Xpartan]

It does not seem like you are shy, but it seems like you need to be more assertive. No lion is going to be feasting on prey then see a hyena off in the distance with his mouth watering and say well I will just let the hyena deal with this carcass and come back later. You were there first. Fuck that other guy.

What are you saying Mr. E?

The girl quotes the price, you haven't agreed yet.

Then another guy shows up and wants to take her. She doesn't seem to object.

I mean, he asked if the guy was her client, she said yes. She didn't say, no I'll go with you.

What's your play then? No, fuck this guy, I was here first, let's go?

And if she says no (and she probably would), then what?

Why stir some shit to fuck a hooker you're not even that interested in?

I don't know, I'd just laugh and walk away. And find someone else in 5-10 minutes.

It's a game to me, not a battle, LOL.

[Woodman09]

Where is a good place to take a leak in Santa Fe? Do you do it in the bathroom attached to the room after the session? I try to leave as quickly as possible after the knock comes. Should I buy some food at one of the restaurants in the area and use their bathroom?

Alaska Bakery on CL 23 or the Shwarma place.

[Trim1]

It does not seem like you are shy, but it seems like you need to be more assertive. No lion is going to be feasting on prey then see a hyena off in the distance with his mouth watering and say well I will just let the hyena deal with this carcass and come back later. You were there first. Fuck that other guy.

If we think of ourselves as lions hunting prey, sure, what I did doesn't make sense. But keep in mind that we are paying the girls and much of our bargaining power resides in our willingness to walk away. We are customers. If I had already paid, I would have insisted that we complete the deal. But I hadn't paid, nor had I entered the room, and she seemed more interested in dealing with the other guy, so I just walked away and found someone else who turned out to be better and cheaper (I was able to compare how well they performed because I came back and got her when she was not as busy). From the girl's perspective, if she frequently has more than one man interested in her at the same time, she should raise her prices. I try to avoid showing any particular girl that I see her a "must-have" and that I need to insist.

Again, this was my first time in Santa Fe, so I knew I was not in a strong bargaining position. But I can talk with the girls in Spanish and I can walk away, and I think things went pretty well for me considering that it was my first time. After finding decent-looking girls quoting me 35 K - 40 K for 15 minutes, I found it easier to walk away from girls quoting me 50 K. But I'm sure there is room for improvement and I'm here to learn. I am intrigued by JohnnyWalker55's suggestion that I should be able to get a girl with a 30 minute room for 50 K, room included.

Where is a good place to take a leak in Santa Fe? Do you do it in the bathroom attached to the room after the session? I try to leave as quickly as possible after the knock comes. Should I buy some food at one of the restaurants in the area and use their bathroom?

[Trim1]

Make your deal for 10 minutes of Spanish lessons and 20 minutes of fucking.

I get Spanish lessons for free with my language partners, but I wanted to suggest something to do in the remaining time if I climaxed early (which turns out not to be a problem). Also, I wanted to get some sense of what the girl was like by talking with her, and maybe the girl did me a favor by interrupting me and then walking off. If that's the way she is, I'd rather know before paying.

Again, be more assertive. Chick in Tijuana tried that shit with me. I said bich I can get dressed in the hall. I paid for this room to do some fucking in and I plan on using every minute of it for doing just that.

Faulty logic on someone's part if that happened to be the case, because you supposedly paid the girl for 20 minutes of fucking and paid the room for 20 minutes, but you would really only be alloted 15 minutes of fucking the girl if quitting time was supposed to be at the knock. So shame on the person that accepts that BS.

She explained that it was really for 15 minutes before I paid her, so that was the deal we negotiated and she held up her end of it. If I had paid her with the understanding that we were supposed to have sex for 20 minutes, and then we only had sex for 15 minutes, then, yeah, I shouldn't have accepted that (though, what kind of recourse would you have? But I went in with the understanding that we would have sex for 15 minutes and that's what I got.

I suppose I could have tried to negotiate for 20 minutes of sex, but maybe she would have adjusted her price. The other girl I had sex with in Santa Fe gave me the same deal. If I had demanded 20 minutes after agreeing to 15, I would have been in the wrong. Is 35 mil for 20 full minutes of sex normal pricing in Santa Fe? What have you been able to negotiate in Santa Fe?

You were there first. Fuck that other guy.

I think I should explain a little more. This was my first time in Santa Fe, so I was kind of unsure about how things worked (I had a general idea from reading this forum, but was unsure about the details) and wanted to bail at the first sign of trouble or lack of enthusiasm on the girl's part. I spent some time talking with her about the details. In particular, I wanted to clarify the early knock at the door thing that several people complained about in this forum. I wrote down what we agreed upon with a pen and then when I looked up she was talking to the driver of the car that pulling up. That's when I asked, "Es tu cliente?

Also, I didn't have a very strong preference since there were other girls available with similar level of attractiveness. The other girl I went to turned out to be better in bed and slightly cheaper.

[Vewdew]

I went to Santa Fe around 3 PM. I found a cute girl walking with her friend. She wanted 50 K plus 10 K for the room for 20 minutes. It seemed a little high to me, but I decided to take it anyway. I was in the middle of requesting that if there were any time left over after cumming, that she help me practice my Spanish when she interrupted with "no, no hay nada" and then she and her friend walked off.

So, I kept looking. I found a cute girl who quoted me 40 K, room included. I was about to seal the deal with her when someone else drove up and parked his car in her area. "Is he your client?" I asked in Spanish. She replied yes, so I said, OK, we can do it later.

I found another cute girl who quoted me 35 K, room included. She explained to me that the knock is supposed to come after 15 minutes so you have 5 minutes to get dressed in the 20 minutes allotted. I set a 15 minute timer on my phone and placed it where both the girl and I could see it. She was very energetic in bed and I came close to the end of the 15 minutes.

I spent some time exploring the area, then I went back to the girl who quoted me 40 K. I wasn't able to cum with her in the allotted time, but the girl put in a good effort.

Not here to grill you but you got to her first, you don't have to give your place to someone else, unless you're not into her.