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Senior Member
Posts: 4039
I read this too late LOL! My curiosity got the better of me last night and I made a withdrawal that I didn't need to make just to verify what ElMecanico said. It's not a big deal. It only cost me 15,000 pesos LOL! So, to be extra clear, I declined the conversion rate offer as usual and withdrew money. The when I added 15,000 pesos to the amount of pesos the ATM dispensed, then divided it by the number of foreign currency deducted from my account, sure enough the exchange rate was within 5 pesos of yesterday's published exchange rate. The long and short of it is that it now costs 15,000 pesos than it used to to withdraw money from Davivienda ATMs. I took one for the team because I try to avoid confirmation bias.
Originally Posted by FunLuvr
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Davivienda is still charging the 15 mil ATM fee. I think ElMechanio is confused. He said he received an exchange rate of 3836:1 at a Davivienda ATM. That was during the last week of January. The Visa exchange rate hasn't been below 3900 this year. Then he said every ATM asked him to accept the transaction fee. Those of us who have used the Davivienda ATM's know that is not the case. He had a lot of good points about his trip, but his use of ATM's wasn't one of those good points.
BTW, Davivienda was charging that fee in December. I don't know when it started, but they weren't charging it in October.
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Senior Member
Posts: 2953
You can say the same about the monger from the girl's point of view. What he said is more consistent with what have been reported in the past. Some mongers are happy with anything, some mongers will ask for more service. One can't tell because the lack of details. You have seen many, I think you know.
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Senior Member
Posts: 1255
Originally Posted by FunLuvr
[View Original Post]
Davivienda is still charging the 15 mil ATM fee. I think ElMechanio is confused. He said he received an exchange rate of 3836:1 at a Davivienda ATM. That was during the last week of January. The Visa exchange rate hasn't been below 3900 this year. Then he said every ATM asked him to accept the transaction fee. Those of us who have used the Davivienda ATM's know that is not the case. He had a lot of good points about his trip, but his use of ATM's wasn't one of those good points.
BTW, Davivienda was charging that fee in December. I don't know when it started, but they weren't charging it in October.
I think he meant every other ATM as in non Davivienda ATMs asking him to accept fees. The Davivienda ATMs as we all know do not disclose the fee of 15 mil it just charges it without asking and on the receipt shows comision $0. 00. However with a limit of 2 million COP per transaction and a fee of 15 mil that equates to a fee of only. 75% of the total amount so Davivienda is the best value when compared to all other ATMs in Colombia (Caja Social no longer works).
I think the fee started being charged around December 4th of last year.
I need to open a schwab account when I get back to the states.
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Senior Member
Posts: 1043
Originally Posted by Knowledge
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That's a good deal. I've never seen a Davivienda ATM asking for approval of a transaction fee. Maybe you are referring to the conversion rate (which you should decline), or maybe your are thinking of another bank. I rarely use any ATM other than Davivienda's. When I do use another bank's ATM, they ask me to accept or decline the transaction fee. Maybe the undisclosed fee that appeared in January was rescinded. That would be good. I haven't made a withdrawal in a couple of weeks so there is hope my information is out of date.
Davivienda is still charging the 15 mil ATM fee. I think ElMechanio is confused. He said he received an exchange rate of 3836:1 at a Davivienda ATM. That was during the last week of January. The Visa exchange rate hasn't been below 3900 this year. Then he said every ATM asked him to accept the transaction fee. Those of us who have used the Davivienda ATM's know that is not the case. He had a lot of good points about his trip, but his use of ATM's wasn't one of those good points.
BTW, Davivienda was charging that fee in December. I don't know when it started, but they weren't charging it in October.
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Senior Member
Posts: 562
Originally Posted by Knowledge
[View Original Post]
That's a good deal. I've never seen a Davivienda ATM asking for approval of a transaction fee. Maybe you are referring to the conversion rate (which you should decline), or maybe your are thinking of another bank. I rarely use any ATM other than Davivienda's. When I do use another bank's ATM, they ask me to accept or decline the transaction fee. Maybe the undisclosed fee that appeared in January was rescinded. That would be good. I haven't made a withdrawal in a couple of weeks so there is hope my information is out of date.
I used the Davienda on 43rd in late January. They did not ask about approving a transaction fee nor did it show on my receipt. I know that they did charge a 15 m fee because Schwab refunded it to me.
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Regular Member
Posts: 23
Originally Posted by Muccells
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Was this the Lexi that had her own ad?? I saw a Lexi a few times that was mentioned here some time ago. She did nuru. Had seen her 2 times after that. Last time I was in Medellin she didn't answer and I just chalked it up as her not working. Wondering if this is the same Lexi. I know she had her own place but I had her come to Energy for outcall each time.
Be.
I saw her twice in August of 2023. Her whatsapp profile says Robert. I haven't message since then but maybe she's out of the game?
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Senior Member
Posts: 4039
That's a good deal. I've never seen a Davivienda ATM asking for approval of a transaction fee. Maybe you are referring to the conversion rate (which you should decline), or maybe your are thinking of another bank. I rarely use any ATM other than Davivienda's. When I do use another bank's ATM, they ask me to accept or decline the transaction fee. Maybe the undisclosed fee that appeared in January was rescinded. That would be good. I haven't made a withdrawal in a couple of weeks so there is hope my information is out of date.
Originally Posted by ElMechanico
[View Original Post]
If this is true, I made money at the Davienda ATM. After adding in the 15,000 COP, the rate I received on the smaller withdrawals would have been over 4000:1 and the official rate hasn't been over 4000:1 since Dec of 2023. Schwab refunded every bit of the ATM transaction fees, like they always do. I also remember every ATM asking me if I am ok with their transaction fee and I always agree to it because I know that Schwab will refund it. So unless there is another transaction fee that they don't tell me about, like the 15,000 COP you are talking about, I am not charged for it and it does not affect my exchange rate.
El Mechanico.
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Senior Member
Posts: 334
Atm fees
Originally Posted by Knowledge
[View Original Post]
Davivienda began assessing the 15,000 peso per transaction fee last month. Its ATMs don't disclose the fee. You can back it out of the exchange rate applied to withdrawals by adding 15,000 pesos to the amount of pesos the ATM distributes. The 10 or so times I've made withdrawals so far this year the exchange rate I've gotten from Davivienda ATMs matched almost exactly with official rate you can look up on the Internet once you add 15,000 pesos to the amount you receive. My point is you should check whether Schwab is refunding you 15,000. That might not be the case because the Davivienda transaction fee is cleverly embedded in the exchange rate. Other banks' ATMs call out the fee.
If this is true, I made money at the Davienda ATM. After adding in the 15,000 COP, the rate I received on the smaller withdrawals would have been over 4000:1 and the official rate hasn't been over 4000:1 since Dec of 2023. Schwab refunded every bit of the ATM transaction fees, like they always do. I also remember every ATM asking me if I am ok with their transaction fee and I always agree to it because I know that Schwab will refund it. So unless there is another transaction fee that they don't tell me about, like the 15,000 COP you are talking about, I am not charged for it and it does not affect my exchange rate.
El Mechanico.
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Senior Member
Posts: 68
Originally Posted by Zeos1
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Gustos is only a bar or club, the girls there are all independent. So it is not like a strip club or a casa or anything. So what you experienced is all that is offered there. The girls you interact with there may be working girls, probably most are, and they ask for US dollars or high end prices just because they can in that environment, but the house as far as I know is not involved in any way.
I'm Hispanic so I guess I kind of blend in. But I've never been quoted prices in dollars there. Last time I went chica quoted me 800 k for all night. I offered 500 k and she accepted. Great service. Maybe they only quote gringos in dollars LOL.
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Senior Member
Posts: 1103
Maybe the girl you picked did not like you?
Originally Posted by HumbleHal
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Last year I visited Loutron on a Friday night. Probably 25 girls there who made an individual presentation. There was a notepad and pencil to write down the ones I preferred. Many were trashy with tattoos, thick, and plain fat. I picked a slim one. Paid the cash fee. Got into the room and she started the upsell. No kissing, no pussy licking, no BBBJ unless more money. Very sad. Waste of time to go there.
YMMV on every girl.
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Senior Member
Posts: 5673
Originally Posted by HumbleHal
[View Original Post]
Last year I visited Loutron on a Friday night. Probably 25 girls there who made an individual presentation. There was a notepad and pencil to write down the ones I preferred. Many were trashy with tattoos, thick, and plain fat. I picked a slim one. Paid the cash fee. Got into the room and she started the upsell. No kissing, no pussy licking, no BBBJ unless more money. Very sad. Waste of time to go there.
Are the beds still mattresses on the floor. I don't like those; does not allow for certain positions. Energy is like that as well.
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Senior Member
Posts: 34
Originally Posted by HumbleHal
[View Original Post]
Last year I visited Loutron on a Friday night. Probably 25 girls there who made an individual presentation. There was a notepad and pencil to write down the ones I preferred. Many were trashy with tattoos, thick, and plain fat. I picked a slim one. Paid the cash fee. Got into the room and she started the upsell. No kissing, no pussy licking, no BBBJ unless more money. Very sad. Waste of time to go there.
I don't agree it's a waste to go there. Sure it can be like you said and I'll agree that the majority of the girls there is not so hot, but oftentimes there are at least a couple of hot ones. Problem is that especially on busy days like Friday's, the hot ones might be occupied. So yeah, chances are better at la Isla, but still, Loutron is quite nice IMHO. And I don't think there's a casa out there with hotter girls than at Loutron.
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Senior Member
Posts: 34
Originally Posted by Zeos1
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Gustos is only a bar or club, the girls there are all independent. So it is not like a strip club or a casa or anything. So what you experienced is all that is offered there. The girls you interact with there may be working girls, probably most are, and they ask for US dollars or high end prices just because they can in that environment, but the house as far as I know is not involved in any way.
Well the house is only involved in that they know most of the girls. If any of them cause their clients problems (steal something or worse), even at their apartment or wherever and the client complains, then the girl will have a serious problem. Other than that I don't think there's any way the house is involved. But yeah it's just like you described, Gustos is a place where you can chat up to hot women to see what they offer. And because the house tries to regulate it a bit, as described above, I think it's generally safer to pick up a girl there than a random girl in Lleras, which nowadays can definitely bring risks to the table ...
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Posts: 1102
Originally Posted by Secksee1
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Last time I went (about a month ago), there seemed to be a large amount of very young looking girls inside the gated part of the park. I know they are ID'd to get in but quite a few of them made me think, there is no way she is over 18 - some of them look disturbingly young. I wanted to know what you guys have noticed in regards to this?
I've been to Colombia (and some other countries) a lot of times but last trip was my first deciding to step into Gustos. The women I met inside showed me their menu, which mostly seemed like me buying tables and bottles for them to sit with me. I left without spending a single cent (outside of the entry fee of course). I know Gustos has been discussed here but I didn't get the appeal at all. Don't get me wrong, there are beautiful women in there but if all you are doing is spending money to sit with them then its dumb.
Also, I have never been to Loutron. Does it offer a better experience than Spa Fantasias Energy? Might check it out just to see.
Gustos is only a bar or club, the girls there are all independent. So it is not like a strip club or a casa or anything. So what you experienced is all that is offered there. The girls you interact with there may be working girls, probably most are, and they ask for US dollars or high end prices just because they can in that environment, but the house as far as I know is not involved in any way.
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Senior Member
Posts: 1255
Maybe in Argentina and Paraguay and obviously in Mexico but not in Colombia. In Colombia it means to take or grab.
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