Thread: Medellin Reports
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04-18-23 07:22 #61506
Posts: 2888Originally Posted by Davvv100 [View Original Post]
Originally Posted by Davvv100 [View Original Post]
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04-18-23 05:51 #61505
Posts: 114Thanks So Much!
Originally Posted by DondeSea72 [View Original Post]
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04-18-23 04:58 #61504
Posts: 537Originally Posted by DownLow123 [View Original Post]
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04-18-23 03:03 #61503
Posts: 1026Originally Posted by Zeos1 [View Original Post]
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04-18-23 02:36 #61502
Posts: 2395Originally Posted by Zeos1 [View Original Post]
By the way, can you use Master cards as well as Visa? I'm trying to devise a financial strategy for Colombia. Maybe simply flying in with 5 or 6 different credit cards is the simplest way, considering I may lose 1 credit card a month inside some ATM. Having replacement credit cards + PIN sent to Colombia being suicidal, they need to get sent back home where I can recover them three times a year.
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04-18-23 02:24 #61501
Posts: 85Yes
Originally Posted by Zeos1 [View Original Post]
Originally Posted by BlueChange [View Original Post]
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04-18-23 02:10 #61500
Posts: 1063Originally Posted by FunLuvr [View Original Post]
There are 3 components to the cost of using and ATM in a foreign country..
1. The fee that the ATM charges
2. The foreign withdrawal fee that your bank may or may not charge.
3. The exchange rate that is used for the transaction
Most of the time the biggest cost by far is the exchange rate used for the transaction. That will be determined by what sort of foreign exchange clearing process your bank uses. Most USA banks seem to use the VISA facility for this, if you use your debit card to withdraw money. And assuming your debit card is operated on the VISA network with your bank. And the cost there might be around 1% for US banks, or based on the previous day's VISA exchange rate...not sure. But if you are lucky or unlucky enough to have a Canadian bank it is a whole different process, usually. Anyway. Then for sure the exchange cost will be your largest cost in the process.
In my case if I withdraw cash from Davivienda
1. There is no ATM charge
2. My bank charges $5 per foreign transaction
3. My bank charges 2.5% compared to the mid market rate at the time you withdraw the cash. So on my typical $500 approximate withdrawal my currency exchange cost is $15.50, my home bank fee is $5.00, total $20.50. If I deal with a bank here in Colombia that charges an ATM fee that is over and above the $20.50.
And the only way I will really know the cost of the currency exchange is to either just believe my bank, that it is 2.5%, or look at the rate I got and compare it to the published mid market rate on that day at that time of day. Which is hard to do. But I have done it and it does seem to correspond to what the bank says they charge, which is 2.5%
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04-18-23 01:39 #61499
Posts: 363Originally Posted by DownLow123 [View Original Post]
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04-18-23 01:35 #61498
Posts: 85Day 4 in Laureles MDE
Friday night saw a new fb girl. Young, told me she was 19. Was a crazy chica and we'll get into that later. Showed up in a little school dress with a pink thong and a white button up shirt. Sexy as fuck. Short little thing, no more than 5 ft. Stunning. Had a kid at 15, baby daddy's a jerk blah blah. We sit in the kitchen area, talk for 10 minutes before she asks me to put on some "musica". So I play my reggaeton playlist and it puts a smile on her face.
She comes to the room and begins dancing, pulls me into her and we start dancing and grinding on one another. "Ay amor, no sabía que sabías bailar" I respond: via a whisper in her ear "Si mamisita". She eats it all up. Clothes begin to come off and she pushed me on the bed. Starts grinding me on the bed putting my dick in and out of her chocha, teasing me. She starts signing and undressing. She gets on top and rides for about 10 minutes, really into it, she got crazy wet, which was nice. I flip her over and hit it doggy, what a fine little ass she has on her, again almost exploded, flip her missionary and she asks to milk outside, told her ok. She wants me to leche outside but holds my ass down when I tell her AH mami I'm lecheing.
Manage do get half out and half in. She lays there just looking at me with a sad look on her face. Knowing why she has that look I say I say "¿Por qué me abrazas?" her response: "porque te sentiste tan bien amor" I thought no wonder why this ***** had a kid at 15. I go and wipe up and when I get back a her drink is moved. OH HELL NO I THINK and I make sure I don't drink shit until she leaves. She ended up drinking from it in front of me but still.
She starts signing and dressing. After fully dressed she sits in my chair in the room and begins singing. She knows every single lyric to every single reggaeton song I shit you not. She even sings the lyrics before the song does. Never seen no shit like that. I tell her "escuchas mucha musica". She says she loves musica. We start talking about Tussi, told her I'm not interested. She does her signing and dancing while ordering an uber. 45 minutes pass and I'm just sitting there watching her while she sings to me. I ask, what time your uber come? She doesn't know. OK.
Now she's standing up in front of me holding a pretend mic in her hand singing to me. I had enough and got up and walked out. Came back in and showed her some in drivers in the area for 15000 pesos but than app goes down for maintenance REALLY!! NOW! So we talk a bit more and realize this girl is a st8 luntic, a beautiful lunatic. She says I'm going to flag down a cab told her none on my street told her only on diagonal. Se says ok and starts walking out told her Stop! Not without me your not, it was 12:00 am and this little 5 ft beautiful 19 yo in a mini dress is about to go out on the streets alone. She told me she's not afraid of the streets and began punching the air trying to show me how tough she is. I told her yea yea and walked with her to the end of my street. After 15 minutes of waiting (I was scared as fuck) not going to lie she flags down a taxi, but he keeps going. Another 10 minutes pass and apps is still down. Told me she's going to walk down the street, I told her not to but she gave me a kiss and said bye, so I said ok adios and went back to my airbnb, locked my doors and went to bed. I did tell her to text me letting me know she made it back safely which she somehow did. She was a complete nutcase.
Think I left off last report with Thursday night Girl #4. This girl looked young. Another FB paiesa. Asked her to bring her cedula. She said ok but when she arrived she "forgot it". Yea ok, let her in anyways and I began grilling her about her outfit and age. She looked like she still had on her school uniform, a school dress with a white school shirt. She brushed it off and just laughed. So I did my usual routine, bebe, comerir, etc etc.
Make our way to the bedroom and DAMN was she hairy. Not her pussy but her arms and legs. The fuck is this I thought. Turn off. But as soon as she started BBBJ me shit changed. The BBFS was even better. Best fuck of the trip so far. This girl can take a pounding and loved it. Choking her, etc. We finish cip about 20 minutes later. She asked if I smoke told her yea but don't have any, she gave me a pretty fat rouch and said she would stay to smoke with me but has to go to dinner because its her moms bday. Which I do believe because her mom called during date asking where she was. She said she don't mind me posting a photo of her so I will attach girl # 4. Saw her Friday night around 6 pm.
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04-18-23 01:14 #61497
Posts: 85Shitty Exchange rate 4200
Originally Posted by PigSavinBoy [View Original Post]
Originally Posted by PigSavinBoy [View Original Post]
https://www.expat.com/forum/viewtopic.php?id=833733
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04-17-23 22:56 #61496
Posts: 885Originally Posted by RupertP [View Original Post]
Does anyone know of any sports bar in Bogota that can stream any game? The ones listed in Bogota (around Zona T) seems to only show games that are on normal cable TV (such as ESPN).
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04-17-23 22:07 #61495
Posts: 648Originally Posted by Zeos1 [View Original Post]
The rest of his point was exactly true too. Davienda allows a 2 million withdrawal (per transaction) and there is no fee. As long as you decline the bank's offered rate you will get the Visa Exchange Rate which is always much higher.
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04-17-23 22:04 #61494
Posts: 1026Originally Posted by Zeos1 [View Original Post]
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04-17-23 21:49 #61493
Posts: 1063Originally Posted by FunLuvr [View Original Post]
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04-17-23 21:22 #61492
Posts: 1026Originally Posted by DownLow123 [View Original Post]