General Info

[Bushes]

Western Union is suppose to be immediate. I had to wait from 15 minutes to 2 days. Go figure.

US money center banks with international wire transfer with no correspondence bank in between can take 1 hour to weeks.

First avoid all banks. Their fees and on going fees will eat on both ends and you will have very little money left. US name banks are no better for those who remember Citi pulling out of PI.

Brokerages usually are better. The only way to find out is to open an account and try several test transfers.

As a general rule, the US is the pits when it comes to sending outbound currency. Including the fees.

The Philippines use mostly Cebuanna or Palawan. Just show ID, phone number and pickup code and pick up cash. Like Western Union but cheaper. In general, keep it simple, look at the net value received. WU gets you the fees and FX and their net cash value received is very low.

Since this is basically a one shot deal for the original poster, I suggest he just befriends a pinay sending money home at western union and buy her a cup of coffee. He might know by the end of coffee if the money was picked up. The ethnic mostly Muslim changers probably are the best value.

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking. Expect commercial exchange rates and minimal fees. This makes a big difference to small transfers where traditional bank's high fees take a proportionally big chunk of your cash and on large transfers where the better FX rate kicks in.

Transferwise is widely used but you can Google for the many other options.

Cheers. G.

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

That was my first point about the girl's POV; they just want the final non zero number.

When one is already giving money away, why worry about the cheapest way to do it?

IMHO.

1. WU is the expensive option. But if the money is not theirs, the pussy looks at it as getting zero or getting something.

2. There are services more expensive than WU. But alternatively, there are services much cheaper. I vote the latter.

3. If one uses the big head occasionally, one might not need options 1 or 2. But if the little head takes control use option 2..

[Mr Enternational]

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

When one is already giving money away, why worry about the cheapest way to do it?

[Goferring]

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

Agreed. That's why I prefaced my post with transferring account to account.

It's not rare to hear of guys transferring to a sister or aunts account. Alternatively, any additional layer of convenience is going to cost extra fees.

I'd also agree with the poster that said if you are going to send money and it's a small amount (which I hope it is) is a dollar or two really going to make a difference?

Cheers. G.

[Mogwai]

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking.

Unfortunately most girls don't have a bank account. At least not the girls we are usually dealing with. They have to pick it up in cash somewhere.

[Goferring]

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

Generally speaking, the cheapest way to get money from your bank to a foreign bank is peer to peer banking. Expect commercial exchange rates and minimal fees. This makes a big difference to small transfers where traditional bank's high fees take a proportionally big chunk of your cash and on large transfers where the better FX rate kicks in.

Transferwise is widely used but you can Google for the many other options.

Cheers. G.

[Mogwai]

There are cheaper options to sending money and getting close to interbank rates, net all fees. Use your big head. All the clues are here.

So what are those cheaper options? I can't think of any but maybe my big head is not big enough.

[GDreams]

Guys and girls.

People have their way of doing things. Nothing is going to convince them otherwise, including me! I have my way in sending money, to whom, how much and when. No one here or anywhere else will tell different nor do I care what they think.

I have been duped and I have benefited greatly. I just received a message from a Cebu girl who I haven't heard from in 3 years. She has broken up with her boyfriend of 2 years. I had sent her 5 k years ago for her fathers medicine and lost contact with her. 5 k is nothing to me. Yesterday she sent me a photo of her with 2 friends, 18 yo and 19 yo slim babes and asked when I will be in Cebu? I asked if her 2 friends will be coming with her? She replied "if you like, they will come".

My way has worked for me. My way may not be your way, which is fine with me. Your way is of no concern to me.

Guys and girls take your lunch.

Precisely!

[Dg8787]

Guys and girls.

People have their way of doing things. Nothing is going to convince them otherwise, including me! I have my way in sending money, to whom, how much and when. No one here or anywhere else will tell different nor do I care what they think.

I have been duped and I have benefited greatly. I just received a message from a Cebu girl who I haven't heard from in 3 years. She has broken up with her boyfriend of 2 years. I had sent her 5 k years ago for her fathers medicine and lost contact with her. 5 k is nothing to me. Yesterday she sent me a photo of her with 2 friends, 18 yo and 19 yo slim babes and asked when I will be in Cebu? I asked if her 2 friends will be coming with her? She replied "if you like, they will come".

My way has worked for me. My way may not be your way, which is fine with me. Your way is of no concern to me.

Guys and girls take your lunch.

[Red Kilt]

It's refreshing to see that you finally acknowledge something to criticize about the Philippines. And since your evidence is a sample of one, I'm sure Mr. E and CM appreciate your joining their world of sweeping generalizations.

I never said it was "evidence".

Careful readers will note I said "anecdote" which can be anything, even a fable.

[Pute Nut]

From my understanding you guys are saying because you send money the chick will have a threesome, etc. with you and meet up with you and let you bang her up to a week respectively.

Threesome? Likely not, didn't ask, and I don't need that, one sweet tight pussy does it for me. Bang me a week? Hell yeah.

So are you assuming or telling us that these same chicks would not follow these same paths if you do not send money? If so, then what makes you say they will not?

It's hypothetical, guess I would have to pay her more after that week, and she would probably spend it quickly. At a total CPF of <1000 pesos I don't sweat this too much, it works out very cost effective in the end.

[Chocha Monger]

As if it would have made a difference. Some guys just prefer being used. If they knew about each other, they would just all probably try to outdo the other with their generosity in attempts to win over sole financial responsibility of the 40 year old divorcee with 2 kids.

Very true! Some mongers just love it when their favorite Filipina hooker uses them up. It makes them feel important and wanted. They know that the hooker is pimping them, putting them to work and earn money for her. However, it gives them pleasure much like a husband who enjoys it when his wife cuckolds him, and seeks out such situations for emotional gratification. These donor mongers are happy to be just one of many earners in the Pinay hooker's stable competing for her approval with ever-growing cash transfers. One can often see these sad lonely fellows trying to outdo each other with compliments to the object of their desire on her social media profile. In their homelands, these lads learned that the way into women's hearts is to impress them with money. Unfortunately, their meagre incomes cannot win the favors fair young women in the West. Hence, they send their money to the Philippines, where they can play peso millionaires. It is ridiculous from the point of view of reasonable men but the doting lover boys are entitled to blow their social security checks and make fools of themselves if they so please.

[Sammon]

There are several reasons why people send money.

One of the main reasons is many people are content with one girl while visiting. One of my girls said one guy comes there once a year for a month and wants her to stay with him. He fucks her only once a week. He gives her more than 30000 pesos besides gifts. He does not take her anywhere. He goes out by himself only. She just has to stay in the rented apartment. Sometimes he comes home in the middle of night or early morning. She does not ask or want to know where he has been.

Sex gets better with familiarity as everybody knows. So some are content in supporting a girl only to hold on to her. They are not bothered what she does with her time.

Not so much in Philippines but in Thailand many Europeans buy apartments and keep local girl there. Some with cars. They send money. I have been with some of those girls. You can find them in Disco.

If people want to send money to the girls let them. Everything in life costs money. Even though experienced mongers do not trust any girls who are out of sight each has to find out on their own if they trust the girls.

I have had few girls who I really trust but I only sent money for schooling purposes not their upkeep. Glad to say most of them have found gainful jobs. Only a couple fell through the cracks.

[Member #4698]

Just to throw a little more yada yada on the fire:

While I was recently in Manila I barfined a pretty little spinner (38 kg) out of Kojax. She was the prettiest girl on the stage IMHO and I had a quality GFE, passionate, bareback time with her. So I barfined her a 2nd time on my last night in town and we made it an overnight session. So in between the shags we talked talked sweet nothings and I told her I would see her again when I returned to MNL. That part was all true! I really liked the girl. Then I flew back to BKK and we kept up a correspondence on Viber. ALL good. Then a few weeks after that I flew back home to the USA and we continued texting occasionally. No big deal. I text with a lot of my girls. But about a week ago she hits me the standard come on line: MY DAUGHTER IS ILL. I HAVE NO MONEY. CAN YOU HELP?

Now I have to say that I really resent getting these specific tug at your heart strings kind of hits from girls I just met. It is a low blow, IMHO, as 99.99 % of the time they are phony, but it's the 0. 01% probability that it might be true, that can bum you out. The good news is I usually only receive texts like this from one or two new girls per trip if that, so it is rare, for example, only this girl out 28 girls, tried this scam on me my last trip. So I responded with a "sorry, I can not send money. I hope you daughter gets well soon" response. A few days later the girl texts me back like she never made the request in the 1st place and it is all forgotten on her part, but I will have to try harder to forget that she tried to gin me for some extra money especially since I was very generous to her when I was with her. She did lose some stature in my eyes and so she will have to make up for that when or if I see her again. Too bad. She was such a nice girl when I was with her.

I also had a little bit different experience with another girl in LOS. This girl I met in a Soi 24 massage parlor in BKK one afternoon. We clicked and we had a very passionate bareback session that lasted 90 minutes. Then 3. 5 weeks later having just flown back to BKK from MNL, I wanted to see her again, so I texted her. She texted back that she was back home in Issan. Oh well, I thought, they come and they go. Then a couple of days later she texted that she was broke and had no money to come to BKK, would I send her some cash. Ha Ha Ha. But at least this time, this line made more sense to me. If it had not been for that fact that I had only 2 more days left in BKK, I think I might have sent her some bus money because I would have liked to have seen her one more time. But as it was, I just told her I was leaving town tomorrow and I hoped we would meet again next time I was in BKK. Then a couple of days ago she sent me a new text saying that she is back in BKK, working in a different massage parlor, and looking forward to seeing me again. When was I coming back to BKK?

So I don't know what the point of my two anecdotes is. They are just a small slice of my recent punting experiences. If some guys want to send money, then send it. If you don't, don't. It won't make the girl like you anymore than she already does or does not. But IMHO, THE BEST GIRLS NEVER ASK to be sent cash and I know a lot of girls.

[Mr Enternational]

Give a little, get a little. It'll pay forward. (A real threesome with her friends, three-hole, prevent her from trying to leave early. Those kind of things you get if you have a rapport).

My anecdote: I have a province 20 yo regular. I meet her and bang her for up to a week, cute, perfect body, low mileage pussy. I give her free room and board and some pocket money. After some time back home she will indicate that she has nothing left, then I send her some small amount.

From my understanding you guys are saying because you send money the chick will have a threesome, etc. with you and meet up with you and let you bang her up to a week respectively. So are you assuming or telling us that these same chicks would not follow these same paths if you do not send money? If so, then what makes you say they will not?

I have never had a chick do things contingent on whether I sent money or not (I never have for the record) so I am finding it hard to understand where you guys are coming from.

[Mushuu09]

Cool thanks for the one's who offered advice. I read some replies but I am from the US. The girl is not going to get rich off the few peso I send to her. She was nice and cool person that I maintained talking to after I left. I've mongered around the world and find PI the best place to go cause of that connection built. Even for a few hours. That's why many of you guys are here and live there. I don't live a luxurious life too so what little money I give her wasn't going to make her rich or have her want to be my baby mama. It's a slippery slope some might argue but I got other stuff here and there that's better. Nevertheless, I understand the action and don't mind giving back a little to build something larger later. Maybe I won't see her again, but in America I waste money buying bottle water, and tipping 15% of the bill. Cost of living for us. Give a little, get a little. It'll pay forward. (A real threesome with her friends, three-hole, prevent her from trying to leave early. Those kind of things you get if you have a rapport).

Thanks all for playing.