Medellin Reports

[Surfer500]

I suspect that Colombian banks, if they will do currency exchange will only do it for their account holders. From my research 2 years ago I found that US banks were all over the place with exchange rates. Huge differences.

If I need currency exchange in Medellin, I go to Oviedo mall. There are several Cambios and most have their current rate displayed, so you can compare without going inside.

100 mil notes? Give me 50's. They're easier to break so I can get enough small bills.

Bancolombia will exchange USD to COP for non-account holders, albeit they will hose you on the exchange rate.

[Steve 9696]

Wait, so you're saying that I have an option of declining the conversion rate that the ATM displays? The ATM usually informs me that in addition to the flat fee (which Schwab reimburses) there is a 5-7% conversion fee. We can actually decline that and still get cash out of Colombian ATMs? I was under the impression that declining the rate means that you the transaction wouldn't be processed.

Yes. This is a worldwide thing not just Colombia. There are usually two options when you make a withdrawal. One is that the local bank does the conversion at a bad rate. The other is that YOUR bank does the conversion at the competitive spot rate more or less. They try to word it so it confuses you and you pick the wrong one imo!

You want the one that is something like "bill in Pesos" or whatever the local currency is. If you choose the one that is "convert USD" or whatever that's the local rip off. Read carefully. But in essence you want to withdrawal pesos billed in Pesos. Anything that is conversion or has USD on it is likely the bad one.

[Orgasm Donor]

I had some work done in Medellin, a crown and a couple fillings redone. At this particular office there must have been 5 or 6 chairs, a dentist working each one. So I wasn't sure of the skill of the dentist that was assigned to me. The fitting of the crown was just adequate. Maybe their strong point is cosmetic dentistry? Anyhow, fast forward a year I went to Tijuana to get a emergency root canal (try finding a San Diego dentist on a Saturday) got an appointment, root canal and permanent crown and was out of there in 5 hours! The really made it great was the crown was computer modeled in a machine and was a PERFECT FIT on the first try! That is the hard part with crowns is when you already been in the chair for hours and you are exhausted and doing that painfully tedious final fitting you have to live with. Just saying if you can find an office with computer modeled crowns that is the ticket. I don't know if they have that technology in Medellin yet. Oh, and in Tijuana it was $700. In the USA it could have been $7000.

Yes and No, I came to Medellin to meet girls, in the process, I found out that many of the girls in Medellin had perfect teeth, I wanted to know how they did it and was introduced to a cosmetic dentist. I did a consult, got a price and the rest is history, I am more than satisfied with my results. Most of the people who see me in the US are amazed at the quality of work that the dentist in Medellin did, if you would like his information you'll have to PM me, if not a member then it will be difficult to make contact. There are many dentist you can see in Medellin, I am more than pleased with the once I was recommended. Hope this helped out a little bit, Pollo Negro is out!

[Mr Enternational]

Wait, so you're saying that I have an option of declining the conversion rate that the ATM displays? The ATM usually informs me that in addition to the flat fee (which Schwab reimburses) there is a 5-7% conversion fee. We can actually decline that and still get cash out of Colombian ATMs? I was under the impression that declining the rate means that you the transaction wouldn't be processed.

LOL. Declining the rate does not mean declining the transaction. Accepting the rate means consenting to being ripped off.

[Mr Enternational]

I was looking at prepago ads on Milroticos and Photoprepagos I am seeing ads for some top-tier looking prepagos for average 60,000 COP for an hour?! That's like $17.00 USD!

Is this for real? Have the prepagos really become this desparate? That really puts the pandemic into economic perspective for Colombia. WOW!

That is not desperate. That is a normal price if you are a local. Foreigners have been paying a jacked up price for so long, that when they see the normal price they think something is wrong.

[SlapShot10]

This is how I understand it:

- 90-Day maximum stay.

- 180 days maximum in a calendar year.

- 90-Day permit can be extended online to 180 days.

My question is:

Can I leave the country on Day 90, and return for another 90, without applying for an extension? I believe the answer to be yes, but maybe some one knows for sure or has done this before.

My current apartment lease & my 90 days coincide. I was thinking about going to Brazil for a week or two, then coming back for another 3 months. Then, maybe looking into a longer-term visa option.



Has anyone tried the motels on Nutibara, just north of Calle 33? Golden Suites and Mocca Suit. I believe both have jacuzzi rooms. Not sure how the pricing compares to other options, nor if they have been reported on prior. Below is a copy / paste from Golden Suites' FB page...

Todos lo miercoles tenemos el 40% de descuento

Estos son LOS precios con el descuento aplicado.


Ocasional.

Sencilla 27.000.
Baera. 33.000.
Turco. 33.000.
Jacuzzi 39.000.
Suite. 45.000.

Amanecida.

Sencilla 33.000.
Baera 39.000.
Turco. 39.000.
Jacuzzi 45.000.
Suite 51.000.

[Orgasm Donor]

I was looking at prepago ads on Milroticos and Photoprepagos I am seeing ads for some top-tier looking prepagos for average 60,000 COP for an hour?! That's like $17.00 USD!

Is this for real? Have the prepagos really become this desparate? That really puts the pandemic into economic perspective for Colombia. WOW!

[Yetiecv]

You asked; she said she was not. Why do you have concerns about going on a regular date with her? I probably would not even have asked the first time. I just have normal conversations with people. If they are P4P then it will come out in the wash. I am flexible and am just looking for good times no matter how they come, but I know some guys are only looking for P4P.

You are exactly right, It was a great time and up all night. I guess my biggest concern was this was 10 or 11 pm when she finally showed up. We had a blast though, no p4 p. Ill leave a good detailed trip report when I get back to the hotel. Currently in El Centro and just left Zendaya.

[Rextor]

This kind of question gets raised all the time and people just don't understand how it works. (For US cardholders only, Europe is different and I can't pretend to know how their system works).

You get the Visa Exchange Rate when you withdraw money. So, if you go to a bank that charges a fee (BanColombia, Servibanca etc) you still get the Visa Exchange Rate but they charge a fee so you.

Get a little less, but, of course, Schwab reimburses those fees at the end of the month.

As far as banks that don't charge a fee (Colpatria, BBVA, Banco Pichincha, Banco Davivienda) you will get the same Visa Exchange Rate.

So what is the Visa Exchange Rate? It is set daily based on the international exchange transactions (XE.com will show you what the international exchange rate is at any moment in time). The Visa rate.

For the next day is set around midnight. It will be the same rate all day long because they only update it daily. On Friday night they set the rate for the weekend. It won't change until Monday at midnight.

Which means the rate stays the same for 3 days.

So, in theory if you look at the XE rate and you see the dollar is slumping you can withdraw funds and you will be better off than if you wait until the next day.

Next point you never, ever, not ever accept the currency exchange rate that the bank offers. If they offer it you say NO. Why? Because that rate is 5% (or more) less than the Visa Exchange Rate.

They ask this question because some uninformed people accept and it is just a give away.

That should about cover it.

Wait, so you're saying that I have an option of declining the conversion rate that the ATM displays? The ATM usually informs me that in addition to the flat fee (which Schwab reimburses) there is a 5-7% conversion fee. We can actually decline that and still get cash out of Colombian ATMs? I was under the impression that declining the rate means that you the transaction wouldn't be processed.

[Osteoknot]

These fotos after I was giving it to her straight up fucking and oral for about an hour, which pulls her lips out. She wanted me to tell you guys that she loves it if you enjoy looking at her pussy. I've asked her twice if she wanted me to put her contact info out there and she said no. But she gets turned on by the thought of a bunch of mongerers staring at her pussy. As you can see, she was happy to assist. She is very tight, and has good muscle control. I told her next I was going to "six-pack" her with one hand doggy style, my thumb in her ass and finger in her pussy at the same time, and she just giggled. More fotos to follow.

[Fun Luvr]

Can you go to banks with USD and exchange it?

I rather go to banks and get 100 mil notes.

I think you have to have an account at the bank in order to exchange USD's.

[JjBee62]

Can you go to banks with USD and exchange it?

I rather go to banks and get 100 mil notes.

I suspect that Colombian banks, if they will do currency exchange will only do it for their account holders. From my research 2 years ago I found that US banks were all over the place with exchange rates. Huge differences.

If I need currency exchange in Medellin, I go to Oviedo mall. There are several Cambios and most have their current rate displayed, so you can compare without going inside.

100 mil notes? Give me 50's. They're easier to break so I can get enough small bills.

[PolloNegro]

Great pictures but, did you go to Colombia for dental work?

Yes and No, I came to Medellin to meet girls, in the process, I found out that many of the girls in Medellin had perfect teeth, I wanted to know how they did it and was introduced to a cosmetic dentist. I did a consult, got a price and the rest is history, I am more than satisfied with my results. Most of the people who see me in the US are amazed at the quality of work that the dentist in Medellin did, if you would like his information you'll have to PM me, if not a member then it will be difficult to make contact. There are many dentist you can see in Medellin, I am more than pleased with the once I was recommended. Hope this helped out a little bit, Pollo Negro is out!

[Sangnyc21]

I use Scotiabank Colpatria ATM's. They do not charge any fees, and you can withdraw 4,500,000 COP per day (five 900,000 withdrawals). I know Schwab will refund any fees charged by the banks as long as the fees are specified separate from the amount you receive, but I don't want to reward a bank for charging fees that other banks don't charge. BBVA does not charge fees, but their withdrawal limits are lower. Davivienda doesn't charge fees, but there have been reports that they will withdraw money from your account without dispensing any money. Maybe they have fixed that problem.

Can you go to banks with USD and exchange it?

I rather go to banks and get 100 mil notes.

[Paulie97]

Davivienda doesn't charge fees, but there have been reports that they will withdraw money from your account without dispensing any money. Maybe they have fixed that problem.

Reportedly there have recently been some issues with what's called "cash trapping" in Colombia. That may not be the problem, but is something to keep in mind.

https://medium.com/@netsentries/bewa...g-9421e498dfcf

https://www.facebook.com/10000093882...58251184216131