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  1. #6771
    Why bother with the ATM macines in Tijuana. Just take what money you need and go the exhange places. A lot of the ATM's in the Zone will try and scam you. There is a few reliable ATM's by HSBC and across the street. The problem you will pay a surcharge.

    Quote Originally Posted by DickusMaximus  [View Original Post]
    Yes. This is definitely the case. The first time I accepted even though the exchange rate was really bad because I needed the money and thought I wouldn't get it if I didn't accept. Then I heard about this scam and so declined the next time I saw it. Sure enough out pops my money anyway at the favorable rate like I have always had in the past. Don't remember which banks it was at though, but I don't used independent ATMs only bank ATMs.

    The exchange rate on ATM withdrawals (when no affected by this scam) have always been better than any rate posted at any casa de cambio. Usually quite close to the interbank rate quoted on the financial services.

  2. #6770

    Zona Norte Report

    Swung by today in the morning around 4 am to see if I could get lucky. No girls were out. Not even the "tall" girls! Saw a cop pulling over cars, and figured I should leave.

  3. #6769
    I am wondering if there is more SG's / SW's out before 6 pm. I might go down on Saturday to try and find Kayla. My biggest concern is the police could use stay at home order as a excuse to shake people down. If anyone has any more info please post.

    Quote Originally Posted by Jinxx  [View Original Post]
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's? I want to run out to the ATM right now to test this out, but it's late at night and I don't wan to get pulled over for being out during the lockdown. I'll be checking into this tomorrow for sure. If this turns out to be true I'll be nominating ClamSlammer for the Monger of the Week award, maybe Monger of the Year! Thanks in advance bro!

    On another note, I cruised through the zona around 9:30 pm and there were a few chicas out there. Very very few but they were there. The big fancy lights outside HK and AB were still shining bright with the door guys still at the entrances. I saw almost NO cops! I guess those dirty bastards don't bother to patrol since there are no partygoers to shake down. I think I saw one single cop car and I cruised around the whole area, when usually the place is crawling with cops everywhere you look. The alley was blocked off to vehicle traffic.

  4. #6768

    Public service announcement

    This is for the married and serious girlfriend guys out there. All this ATM talk is fine and dandy (although I prefer talking about the other ATM), but creating an electronic paper trail may not be wise depending on how your accounts and access are set up.

  5. #6767

    Re: ATM exchange rate option

    Quote Originally Posted by Jinxx  [View Original Post]
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's? I want to run out to the ATM right now to test this out, but it's late at night and I don't wan to get pulled over for being out during the lockdown. I'll be checking into this tomorrow for sure. If this turns out to be true I'll be nominating ClamSlammer for the Monger of the Week award, maybe Monger of the Year! Thanks in advance bro!
    Yes. This is definitely the case. The first time I accepted even though the exchange rate was really bad because I needed the money and thought I wouldn't get it if I didn't accept. Then I heard about this scam and so declined the next time I saw it. Sure enough out pops my money anyway at the favorable rate like I have always had in the past. Don't remember which banks it was at though, but I don't used independent ATMs only bank ATMs.

    The exchange rate on ATM withdrawals (when no affected by this scam) have always been better than any rate posted at any casa de cambio. Usually quite close to the interbank rate quoted on the financial services.

  6. #6766
    Quote Originally Posted by Jinxx  [View Original Post]
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's?
    On some ATMs when trying to withdraw, I saw a "the conversion rate is 18" when the visa conversion rate was around 20 at the time. When I no I don't want to accept, I figured the transaction would be canceled but the machine still spit out money. I looked on my bank app and I got the visa transaction rate. You can check the rate on the visa "Currency Exchange Calculator" on the visa website. I just put in 0% bank fee because I got the ATM card with 0 fees. I think it was the visa rate from the day before to be more accurate.

    I just assumed you knew something I didn't about the exchange places. Mostly because you had a much better experience than me in Venezuela, although it might be because you went in 2017 and I went in 2018 or because my Spanish is bad or I didn't use SA. Also using Eth for exchange cuts down on your transaction costs and the time you have to wait for things to be confirmed. When I went, btc took hours and transfers were like 5-10 bucks, eth was a few minutes and took less than a dollar (sometimes pennies).

  7. #6765

    Re: ATM exchange rate option

    Quote Originally Posted by Jinxx  [View Original Post]
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's? I want to run out to the ATM right now to test this out, but it's late at night and I don't wan to get pulled over for being out during the lockdown. I'll be checking into this tomorrow for sure. If this turns out to be true I'll be nominating ClamSlammer for the Monger of the Week award, maybe Monger of the Year! Thanks in advance bro!

    On another note, I cruised through the zona around 9:30 pm and there were a few chicas out there. Very very few but they were there. The big fancy lights outside HK and AB were still shining bright with the door guys still at the entrances. I saw almost NO cops! I guess those dirty bastards don't bother to patrol since there are no partygoers to shake down. I think I saw one single cop car and I cruised around the whole area, when usually the place is crawling with cops everywhere you look. The alley was blocked off to vehicle traffic.
    This is new they had it in Thailand last time I was there. And if you picked the banks options you were guaranteed to lose $15-$20 haven't tried in Mexico but guessing it's the same deal.

  8. #6764
    Quote Originally Posted by Jinxx  [View Original Post]
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not?
    Yes, they've been doing this for a few years now. Once you choose the amount to withdraw, they'll offer a really, really crappy conversion rate. You can choose to accept or decline their conversion. Once you press "decline" your withdrawal will automatically be converted at a rate determined by your card issuer which should be Visa's rate which is close to interbank.

    One way you can make money right now is through Western Union and Moneygram. Wire money to someone you trust in Mexico. It will be converted at around 25:1. So wire $1000 dls. Recipient will receive $25,000 mx. Take that $25,000 mx to a casa de cambio and sell those pesos at 22:1, so you'll receive $1136.36. The wire fee will be $8 dls so you'll profit $128 dls. That's a 12.8% daily rate of return. That's a yearly rate of return of 4672% using non-compounded interest. And this is all risk-free. Compare that to the average annual stock market return of 10% which involves significant risk. Don't wire more than $1000 because most Western Union / Moneygram locations in Mexico will refuse to pay out larger sums.

  9. #6763
    Quote Originally Posted by Jinxx  [View Original Post]
    So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's?
    All Mexican ATMs do this, same in Canada, same in Europe, even at supermarket registers. You have to bypass their conversion.

  10. #6762
    Quote Originally Posted by ClamSlammer  [View Original Post]
    I've been exchanging pesos / dollars professionally for years, taking advantage of the arbitrage opportunities available. And I can say with 100% certainty that you will receive a better rate 100% of the time through Mexican ATM's vs. Casas de cambio on the USA Side.

    Most Mexican ATM's offer to convert your dollars at a very unfavorable rate. This started with HSBC and now most banks offer this option. Banorte, Banamex, Santander all offer this. I'm not sure about BBVA but the last time I withdrew at their ATM they did not offer this option. Anyway, just decline the ATM owner's conversion rate. Once you do this, your dollars will be converted by your American bank, at close to interbank rates. So you'll receive a much better rate, significantly better than the casas de cambios on the American side. The only thing you have to worry about are additional frictions such as foreign ATM fees and foreign currency conversion fees. But if you have Schwab or a low fee bank like Compass you'll easily come out ahead, enough so that you can sell your pesos at American casas de cambio and turn a profit.
    Dude! You just blew my mind with this one. So you're saying at the ATM you can choose whether you want to get screwed or not? How come I've never heard of this? Has anyone else seen this at the Mexican ATM's? I want to run out to the ATM right now to test this out, but it's late at night and I don't wan to get pulled over for being out during the lockdown. I'll be checking into this tomorrow for sure. If this turns out to be true I'll be nominating ClamSlammer for the Monger of the Week award, maybe Monger of the Year! Thanks in advance bro!

    On another note, I cruised through the zona around 9:30 pm and there were a few chicas out there. Very very few but they were there. The big fancy lights outside HK and AB were still shining bright with the door guys still at the entrances. I saw almost NO cops! I guess those dirty bastards don't bother to patrol since there are no partygoers to shake down. I think I saw one single cop car and I cruised around the whole area, when usually the place is crawling with cops everywhere you look. The alley was blocked off to vehicle traffic.

  11. #6761
    Quote Originally Posted by Jinxx  [View Original Post]
    Mexican ATMs give a shitty rate of exchange. Exchanging on the US side is always your best option.
    I've been exchanging pesos / dollars professionally for years, taking advantage of the arbitrage opportunities available. And I can say with 100% certainty that you will receive a better rate 100% of the time through Mexican ATM's vs. Casas de cambio on the USA Side.

    Most Mexican ATM's offer to convert your dollars at a very unfavorable rate. This started with HSBC and now most banks offer this option. Banorte, Banamex, Santander all offer this. I'm not sure about BBVA but the last time I withdrew at their ATM they did not offer this option. Anyway, just decline the ATM owner's conversion rate. Once you do this, your dollars will be converted by your American bank, at close to interbank rates. So you'll receive a much better rate, significantly better than the casas de cambios on the American side. The only thing you have to worry about are additional frictions such as foreign ATM fees and foreign currency conversion fees. But if you have Schwab or a low fee bank like Compass you'll easily come out ahead, enough so that you can sell your pesos at American casas de cambio and turn a profit.

  12. #6760
    Quote Originally Posted by Duncan216  [View Original Post]
    Just wondering, was changing dollars to pesos on the US side a better rate than pulling pesos from an american ATM card on the Mexican side? Wondering if I've been doing it wrong this entire time. I have a card that Charles schwab card that people talk about here but I never really looked at the rate I get.
    Mexican ATMs give a shitty rate of exchange. Exchanging on the US side is always your best option.

    I cruised through the Zona yesterday around 4 pm, door girls were out there, even though I saw in the news that the health department was supposedly shutting that down. Door guys still at the entrances of the bars.

  13. #6759
    Quote Originally Posted by Jinxx  [View Original Post]
    Just to clarify I got the 22.4 mxn exchange rate on the US side of the border. There were other places offering up to 22.6. On the Tijuana side it's about 20.1 something like that. When changing dollars to pesos you always get the better rate on the US side. When changing pesos into dollars the better rate is on the Mexican side. I'm sure you Mexico veterans already know this, but maybe some newbie reading this can save a couple extra bucks.

    But what sucks is right now the exchange rate is awesome (for gringos), but you can't really use it to your advantage because of what's going on at the moment.

    The ONLY way I can think of to somewhat safely get some p4p action is if you know you've been quarantining and you bring over a chica who's also been quarantining. Chicas who have continued seeing clients like door girls, escorts actively working should be off-limits for now.
    Just wondering, was changing dollars to pesos on the US side a better rate than pulling pesos from an american ATM card on the Mexican side? Wondering if I've been doing it wrong this entire time. I have a card that Charles schwab card that people talk about here but I never really looked at the rate I get.

  14. #6758
    Quote Originally Posted by KPlayer  [View Original Post]
    I posted it in other forums, broadcasting here for more eyes.

    During these critical time specially for WGs, I feel I should support one of the girls I met last year in Tijuana. She was particularly nice to me not just in bed but otherwise too. The problem is I deleted all the contact info I had back then. No Whatsapp backup, No other form of interaction history, and to top it all I even forgot her name (burying face in hands).

    But I still feel the urge to do something, so I am posting it here to get any idea or may be contact of someone who may have contact of that chica. Here is what I know:

    She was working in Maria Bonita MP in May last year. She was short and plump, huge tits. Her name was something like Tia or tinny. I thought of calling Maria Bonita but not sure if that is a good idea.

    Any help is appreciated.


    Thanks brethren,

    Kplayer.
    Call the MP. Offer a $20 finders fee.

  15. #6757

    Locating a contact

    I posted it in other forums, broadcasting here for more eyes.

    During these critical time specially for WGs, I feel I should support one of the girls I met last year in Tijuana. She was particularly nice to me not just in bed but otherwise too. The problem is I deleted all the contact info I had back then. No Whatsapp backup, No other form of interaction history, and to top it all I even forgot her name (burying face in hands).

    But I still feel the urge to do something, so I am posting it here to get any idea or may be contact of someone who may have contact of that chica. Here is what I know:

    She was working in Maria Bonita MP in May last year. She was short and plump, huge tits. Her name was something like Tia or tinny. I thought of calling Maria Bonita but not sure if that is a good idea.

    Any help is appreciated.

    Thanks brethren,

    Kplayer.

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