German FKK Clubs - Lounge and chat area

[DrPoon]

Contrary to popular affluent to semi-affluent people beliefs, health insurance for the poor is rarely free. Yes children and elderly can be covered in all states but not adults 18-65. At the federal level, under $49,000 per year and ACA Marketplace insurance is partially subsidized but not free. To get free insurance at the federal level, that generally means an income of less than $13,000 and that only started during the pandemic. Some states such as Massachusetts have universal coverage for low income individuals through Medicaid but the majority do not. For example, Georgia does not have universal income-dependent health insurance coverage but will provide Medicaid insurance coverage for people with specific disabilities. Then there are other programs that gives you Medicaid in the form of early access Medicare for the elderly if they are close to retirement age and have financial aid. But that is evaluated on a case by case basis, no universal ability to get health insurance just because you are poor. It varies from state to state.

Hospitals are not legally allowed to deny services for treatment in the Emergency Department and also are legally obligated to offer income-dependent payment plans for non Emergent services. I have a buddy who still pays $12 per month for a $15,000 bill he got in 2007.

Actually under the EMTALA (Emergency Medical Treatment and Labor Act) they can deem whatever the person is there non emergent which is pretty easy to do. And once initially stablized which is not much more than packing the patient up and putting him on an ambulance to a cheaper hospital such as a county run hosptial which will be full of Covid and AfroAmericans and terrible doctors which will engage in malpractice and many lives lost due to negligence. Thus, one without health care the doctors will devise a way to delay and obstruct treatment or transfer to another hospital which is allowed under EMTALA.

[DrPoon]

Not sure how you pulled free ACA insurance when making that much above the national poverty line unless you are claiming numerous dependents or have a medical disability. That is certainly not how it generally works. Another question is, what is someone doing buying international hookers with an income less than $40 K.

The USA will put people in jail for sex, and thus it is cheaper to have sex in Germany at 50 euros each as compared to the USA.

Loot at the case of Ron J. Who in the porn industry was prosecuted 20 years after the fact!

[Escape Artist]

I am sure you are generally right but my ACA marketplace insurance is completely free whenever my income is below $40,000. Two years it was free over let's say $100,000 but that was due to the pandemic. I am under 55.

Not sure how you pulled free ACA insurance when making that much above the national poverty line unless you are claiming numerous dependents or have a medical disability. That is certainly not how it generally works. Another question is, what is someone doing buying international hookers with an income less than $40 K.

[Mr Ho]

Arguably and suprisingly the best shark diving in the world is the wreck diving off the coast of North Carolina USA. It is diving with eight feet sand tiger sharks mostly. It is interesting that the Gulf Stream hits the coast and there are tropical fish. An aquarium broke open in Miami during a hurricane and populated the entire Caribbean with Lion Fish. They teach classes in how to catch them and eat them.

The best white sand beach I have been to was Cancun Mexico. That was actually a fun place. They squirt tequila in your mouth while in the pool with squirt bottles. I think they got rid of the brothels. They had one for tourists named Chilly Willies and another complex for locals. It was expensive but fun. It was like really high end strippers that you could have sex with. They would grind on you in little booths or have sex in rooms. Come to think of it it was really rather unique.

Costa Rica is good for surfing. The beaches are somewhat unimpressive. The service industry is lacking and the food is generally bad.

We do live in beautiful planet and so many places that are beautiful! We are lucky!

I am willing to do hammer head sharks diving, but not one of those cage diving with great white sharks LOL! That looks PTSD level experience that actually is reasonably safe, but imagine that big thing coming at your cage in the ocean LOL!

As for brothels, I know that Brazil is as good and same quality as in German, Austria and Zurich FKK, but all other brothels have limitations!

I found top Eurasian stunners here and let say in Philippines (Thanks to their oversea workers getting fucked in middle east, USA etc to produce amazing beautiful looking kids that 18 years later end up in KTV), but that is after many hours or days looking for them! Where as in FKK, there usually is one stunner to your liking in most FKK beside in nrw I usually hop few FKK before I finally find the stunner to fuck!

For me, when it comes to food, Japan and France tops it as Michelin always rate Tokyo or Paris as top for past more than decade and these two nation has very deep culture of true craftsman ship with top quality, and I also rank Italy and Spain as second then Chinese, Indian and Korean as third, I must say Spain is so under rated for food as Spain has really good food, then I also love exotic cuisine like Ukrainian food, Russian food, Arabic food, Ethiopian food etc.

Now, China could have many top culture including food, but they fuck themselves up with their communist revolution, it is too bad 4000 years of civilized history of China is gone with insane ideology put into action called communism and its authoritarian regimes LOL! Lenin was the root of all this mess that continue to this day!

Anyways, I believe in one ideology only, mongering, it is always happy ideology based on hippy mentality backed with capitalism LOL! You pay for peace and love LOL!

[Mr Ho]

Hell, in a lot of ways Brazil would work for you. As I have noted in the past, more Japanese people live in Brazil than any place in the world other than Japan itself. They "know" LOL! So, you could certainly get your Japanese food (I love it too). At the same time, Brazil is a very large and diverse, multiethnic nation. So, if you don't want to hang with other Japanese people all the time no problem! And uuuffff all of those pretty girls of all shades of colors! With a multitude of the blonde "brancas" you like (you and me both). The only thing is that Brazil is not a solid first-world country, and I think that's something you want right? Brazil is "second-world" between 1st and 3rd. I have decided against retiring overseas, but if I were to, Brazil would def be high on my list. That said, I would not pick Rio or Sao Paulo (principal mongering destinations only). It's a huge country with lot nicer and more favorable cities to choose from. Like this one:

https://youtu.be/xVBrevi_98M

I also like this one:

https://youtu.be/5Dt9rmTJVOI

There is some kind of real conspiracy theory with Argentina and Brazil, during the second world war, many of German and Japanese immigrated to Brazil and in case of Germans Argentina, I wonder why that is? What is the catch? Why there?

Usually, we do not immigrate unless it is love or in rare case they like certain place for whatever reason, but we are the race who tend not to immigrate as we do not need to as the quality of life is real good here, but in 1945 after the second world war, the nation was wrecked, so we immigrated to somehow to Brazil, they went there poor, but after decades of hard work, now they are rich as their nation got rich and our big companies went there and work with them to keep quality to our standard!

It still make me wonder why Germans and Japanese went to Brazil and in case of Germans to Argentina after the war! What was the hidden deal behind that one? Nothing is coincidence in politic!

I hear Brazil is fantastic place to visit, but to live it could be different thing as their quality of life is limited as it is not safe there at all and also they are not exactly advanced country, so limited everything whether it is medical or social reliability etc, but when it comes to mongering! It sound like a place to be! It is sad to hear that beaches in Rio is not good, so still have to fly to get to the beautiful beaches of Brazil!

For me, I could live in Brazil because as long as mongering is good, for other things, I am international enough to adapt to the environment, I will miss the food, but I can always stay here 4 months and live in other place 8 months, but it will be either mongering destination or close to it as I need that LOL!

Mongering is like food or oxygen for me, it keeps me alive LOL!

[Mr Ho]

If you are needing free healthcare then Canada is the place to be. Forget about the USA it lets people die on the street.

I believe in free for poor let say under income of 15000 usd and above that 30 % cover of the medical fee and above 1000 USD it stops there and rest the fed pays like here!

We tried swedish system of free medical and that do not work as hospital especially big hospital became the lounge for old people LOL! They come to chat and coffee to make friend etc and their symptom is like they pull the muscle in their ear kinda thing LOL!

[BobNSuzy]

Contrary to popular affluent to semi-affluent people beliefs, health insurance for the poor is rarely free. Yes children and elderly can be covered in all states but not adults 18-65. At the federal level, under $49,000 per year and ACA Marketplace insurance is partially subsidized but not free. To get free insurance at the federal level, that generally means an income of less than $13,000 and that only started during the pandemic. Some states such as Massachusetts have universal coverage for low income individuals through Medicaid but the majority do not. For example, Georgia does not have universal income-dependent health insurance coverage but will provide Medicaid insurance coverage for people with specific disabilities. Then there are other programs that gives you Medicaid in the form of early access Medicare for the elderly if they are close to retirement age and have financial aid. But that is evaluated on a case by case basis, no universal ability to get health insurance just because you are poor. It varies from state to state.

Hospitals are not legally allowed to deny services for treatment in the Emergency Department and also are legally obligated to offer income-dependent payment plans for non Emergent services. I have a buddy who still pays $12 per month for a $15,000 bill he got in 2007.

I am sure you are generally right but my ACA marketplace insurance is completely free whenever my income is below $40,000. Two years it was free over let's say $100,000 but that was due to the pandemic. I am under 55.

[Escape Artist]

If you are needing free healthcare then Canada is the place to be. Forget about the USA it lets people die on the street.

Silly. Healthcare is not free anywhere unless you are jobless in universal healthcare countries.

The real math is that in Europe and Canada, people pay 10-20% more income tax than an average American. For healthcare, the difference is that the government automatically takes out the payment from your paycheck in Europe and Canada, removing your ability to make your own independent choice. In America, you could easily just take that 10-20% you didn't pay in taxes and purchase health insurance.

Basically, the only people who experience a net benefit in Canadian and European systems are those adults who don't work. Free health insurance for people who don't pay taxes and for undocumented immigrants. Yay, those systems pay for healthcare for lazy people and people who broke international border laws, not exactly something to be proud of.

[Escape Artist]

When around 50 millions illegals ghosts and so many millions having several jobs to try to survive, should be not far from 100 millions without health insurance, for sure not only 30 millions, in land of dreams US with so much misery, world champion for covid deaths with much more than 1 million. I think Obama should have really made improve US, when I would not run to US for health care, but I m not fat. When I won t be anymore able to climb the steepest highest ranked, when I really liked Keys, not Miami beach, and San Francisco, if I return to US, it would be to visit NYC, when was never interested to visit LA. Boston may also worth a visit.

29 million in a country of 335 million without insurance to be exact. Less than 10% of legal residents do not have health insurance.

A Federal government has no obligation to help people who are living in its borders illegally. Yet we still provide care if they walk into the hospital regardless of insurance status.

While America is not the best place to be poor and sick, we remain the land where Europeans and Canadians who can pay come when needing advance medical services or not wanting to wait 3 years to get specific procedures not covered in the very basic universal coverage offered in socialist medical systems. People who are advancely ill still come to America from all over the world, especially backlogged UK, Canada, Germany, and France.

[Escape Artist]

I don't understand why they don't have Affordable Care Act Insurance. It seems to be free for poor people as far as I can tell and pays for standard things in full minus a copay or more for a specialist. For example it pays for a colonoscopy and yearly blood work. I do understand that if someone has no money it is hard to pay for the full price of a boob job or Botox or something. It pays for medication too. I think it is more a lack of money for being nickeled and dimed than a lack of insurance. Maybe hospitals deny services to people who don't pay.

Contrary to popular affluent to semi-affluent people beliefs, health insurance for the poor is rarely free. Yes children and elderly can be covered in all states but not adults 18-65. At the federal level, under $49,000 per year and ACA Marketplace insurance is partially subsidized but not free. To get free insurance at the federal level, that generally means an income of less than $13,000 and that only started during the pandemic. Some states such as Massachusetts have universal coverage for low income individuals through Medicaid but the majority do not. For example, Georgia does not have universal income-dependent health insurance coverage but will provide Medicaid insurance coverage for people with specific disabilities. Then there are other programs that gives you Medicaid in the form of early access Medicare for the elderly if they are close to retirement age and have financial aid. But that is evaluated on a case by case basis, no universal ability to get health insurance just because you are poor. It varies from state to state.

Hospitals are not legally allowed to deny services for treatment in the Emergency Department and also are legally obligated to offer income-dependent payment plans for non Emergent services. I have a buddy who still pays $12 per month for a $15,000 bill he got in 2007.

[BobNSuzy]

Ok, good to know, so I should be scared of sharks in the main bar of FKK more than sharks in the ocean in Florida then LOL!

I am thinking of picking up surfing and also scuba diving because I want to scuba with hammer head sharks migrating in numbers of few hundred, so I watched some documentaries and did some research and I learnt that sharks mostly only bite you because they think you are turtle or seal!

Therefore, sharks are safe as girls in FKK, there are only very few that will bite you LOL!

Also considering I only had one bad session that is not that bad and other that was my fault as I walked out after I saw her face up close once I entered the room (I offered to pay 50 euro for cancellatation), FKK also has no sharks that bite you, only softly bite our nipples and penis head and our fingers sometimes in erotic ways LOL!

Arguably and suprisingly the best shark diving in the world is the wreck diving off the coast of North Carolina USA. It is diving with eight feet sand tiger sharks mostly. It is interesting that the Gulf Stream hits the coast and there are tropical fish. An aquarium broke open in Miami during a hurricane and populated the entire Caribbean with Lion Fish. They teach classes in how to catch them and eat them.

The best white sand beach I have been to was Cancun Mexico. That was actually a fun place. They squirt tequila in your mouth while in the pool with squirt bottles. I think they got rid of the brothels. They had one for tourists named Chilly Willies and another complex for locals. It was expensive but fun. It was like really high end strippers that you could have sex with. They would grind on you in little booths or have sex in rooms. Come to think of it it was really rather unique.

Costa Rica is good for surfing. The beaches are somewhat unimpressive. The service industry is lacking and the food is generally bad.

[The Cane]

I do not hang out with Japanese or Asians in general at least when I was living in Europe for 14 years actually, I prefer international group than just one close minded race, but one thing I do care is Japanese food, so I would prefer to have Japanese food near me, but in luxury super market around the world do sell Japanese products, so that could do!

Hell, in a lot of ways Brazil would work for you. As I have noted in the past, more Japanese people live in Brazil than any place in the world other than Japan itself. They "know" LOL! So, you could certainly get your Japanese food (I love it too). At the same time, Brazil is a very large and diverse, multiethnic nation. So, if you don't want to hang with other Japanese people all the time no problem! And uuuffff all of those pretty girls of all shades of colors! With a multitude of the blonde "brancas" you like (you and me both). The only thing is that Brazil is not a solid first-world country, and I think that's something you want right? Brazil is "second-world" between 1st and 3rd. I have decided against retiring overseas, but if I were to, Brazil would def be high on my list. That said, I would not pick Rio or Sao Paulo (principal mongering destinations only). It's a huge country with lot nicer and more favorable cities to choose from. Like this one:

https://youtu.be/xVBrevi_98M

I also like this one:

https://youtu.be/5Dt9rmTJVOI

[BobNSuzy]

Miami is one of the most expensive cities in America, generally right behind Californian cities and New York City. No State income tax, but you still play federal taxes. Can't beat the climate. No need to worry about Sharks anymore than most beaches. It's equal distance to Frankfurt and Buenos Aires. But it's not exactly a small city, 6 million population.

If you have a decent job which would pretty much always subsidizes health insurance, medical care in America surpasses medical are in most of Europe and Asia. We keep the sickest and fattest people alive despite their poor lifestyle choices! The medical system issues you hear about is the lack of health insurance for people people who don't work full time jobs, young people who choose to not pay into their insurance plans, or undocumented immigrants. Elderly and Children are always covered. Basically in America, if you're of working age and you choose to not work and pay into a health insurance plan, you don't get medical care unless you pay 100% out of pocket. Basically that's 30 million out of 330 million people without insurance and 300 million out of 330 million having access to better medical care than most of Europe or Asia.

I don't understand why they don't have Affordable Care Act Insurance. It seems to be free for poor people as far as I can tell and pays for standard things in full minus a copay or more for a specialist. For example it pays for a colonoscopy and yearly blood work. I do understand that if someone has no money it is hard to pay for the full price of a boob job or Botox or something. It pays for medication too. I think it is more a lack of money for being nickeled and dimed than a lack of insurance. Maybe hospitals deny services to people who don't pay.

[Sirioja]

Miami is one of the most expensive cities in America, generally right behind Californian cities and New York City. No State income tax, but you still play federal taxes. Can't beat the climate. No need to worry about Sharks anymore than most beaches. It's equal distance to Frankfurt and Buenos Aires. But it's not exactly a small city, 6 million population.

If you have a decent job which would pretty much always subsidizes health insurance, medical care in America surpasses medical are in most of Europe and Asia. We keep the sickest and fattest people alive despite their poor lifestyle choices! The medical system issues you hear about is the lack of health insurance for people people who don't work full time jobs, young people who choose to not pay into their insurance plans, or undocumented immigrants. Elderly and Children are always covered. Basically in America, if you're of working age and you choose to not work and pay into a health insurance plan, you don't get medical care unless you pay 100% out of pocket. Basically that's 30 million out of 330 million people without insurance and 300 million out of 330 million having access to better medical care than most of Europe or Asia.

When around 50 millions illegals ghosts and so many millions having several jobs to try to survive, should be not far from 100 millions without health insurance, for sure not only 30 millions, in land of dreams US with so much misery, world champion for covid deaths with much more than 1 million. I think Obama should have really made improve US, when I would not run to US for health care, but I m not fat. When I won t be anymore able to climb the steepest highest ranked, when I really liked Keys, not Miami beach, and San Francisco, if I return to US, it would be to visit NYC, when was never interested to visit LA. Boston may also worth a visit.

[DrPoon]

If I am american, I will give consideration to move to Miami because it got nice beach, but with sharks, and also good life style, not that expensive as far as I know as I never been there, and above all it is close to south america where I can monger LOL! And also closer to Germany than let say LA LOL! Plus no income tax!

NYC is out as I am not into big city even though I live in big city! I need good beautiful ocean and mountain near me and big city once per every month or two is fine for me!

Social security in USA for medical treatment is bad right?

If you are needing free healthcare then Canada is the place to be. Forget about the USA it lets people die on the street.