What budget does eveyone have for FKK clubs?
Lately I'm kind of addicted to FKK clubs, I almost visit some every week. Usually I book 2 girls for each 1 hour. So its every time 200-300€. Last time a girl ask me, if I want book her for the whole day, for 1000€, outside. I denied, but now I wondering, if there is any rate for 3 hours sessions, or 5 hours session? Anyone has experience with that?
Kaveman's financial tricks
Since its the holidays I will share.
I think most people live in some form of "happy" financial denial or delusion and would love to enjoy the "good life", but don't allow themselves.
My strategy is to always always have a mini-Income statement & balance sheet, showing money coming in, going-out and staying.
Before laptops, smartphones and apps, I would create one in Lotus or Excel, reduce, print and tape to the back of my business card and keep in wallet. Now, I have one as screen shot on iPhone and attachment.
That way every week I literally knew my financial picture to the $1. What results is "excess capital" piling up from zero wasteful spending.
Some might think I'm living like a beggar or monk; to the contrary, I was living lifestyle with few very high quality, high status, items that lasted for 10+yrs and I could sell even then for a profit or tax write off.
Many thought I was rich Bachelor or Euro Playboy; meanwhile, I was saving and living a life of wine, women & song on very, very tight budget!
-10 British shirts.
-2 Custom suits.
-5 French ties.
-Italian leather race jacket.
-Gucci Mocs.
-1 Rolex (saved 6 mos).
-Used '85 BMW M6 (10 yrs old, 15% of new price).
-Home: live near artists; low rent, lots of models / female students needing bed.
On a daily basis, I literally spent $0.
-If I was thirsty I would find a water fountain; never bought a soda in life; at Bar, ice-water please w / lime.
-Food, always at work events or client entertain, even night; top producer working till 10 pm!
-Dates, home bar / wholesale champagne.
-Weekends; drives in BMW, picnic with dates; free beach, parks, hiking.
-Gadgets: zero; wait til they are near free and keep 10 yrs, then eBay sale.
-Zero fast food (McDonalds), coffee (Starbucks), etc.
Savings / Investing:
-Signed up for every savings / investing plan; company match, co-investment with clients, private equity, etc.
-100% every bonus, went to savings / investing.
-Zero credit cards.
-Zero "drag investments": condos, leases, vacation house, ski-house.
Zero waste:
-Zero wife, divorce, alimony, child support.
-Zero smoking, drugs, excess drinking.
-Zero repeat-monthly costs: memberships, cable TV, gym, parking, storage, cell plans, maids, maintenance etc.
Blowing "saved money":
-Steak dinner /1 mo.
-Weekend Lunch at 5 Star restaurant /2 mo (half of usual cost).
-Filet Mignon grilled with cognac at home w. That; e 2/ mo.
-Gourmet Pizza night / red wine & movie with student gals every week.
-Gourmet Chinese or Indian takeout, with wholesale champagne; 2/ mo.
-Vacation to cheap / hot spot: Rio, E. Euro, road trip to beach-town in USA.
-Car Shows / Races $25/ day, 2/ mo.
-Collecting: watches, art, antiques, etc (appreciating collectible!) $1000/ yr; 15-50%+ gain on sale on eBay.
Secret, is to literally, own like 1-25 things; all should be high quality and have benefits to work, pleasure, and status. Anything that is a drag or drain or monthly cost, should be abandoned immediately.
Every $1 beyond these 1-25 possessions needs to be evaluated; as +$1 in repeat daily, weekly, monthly costs add up to $10,000's.
1 digit items: $1.
Two digit items: $10.
Three digit items: $100.
Four digit items: $1,000.
Five digit items: $10,000.
Any item that is 1 digit on a daily basis will add up to 4 digits in 1 yr.
Any two digit item in a weekly basis will add up to to 4 digits in 1 yr.
Any 3 digit item on a monthly basis will add up to to 4 digits in 1 yr.
Any 4 digit item on a monthly basis will add up to to 5 digits in 1 Yr.
Key is to monitor all flows of money; and divert it to highest and best "Bang-for-Buck".
After, 20 yrs of above you are a millionaire and can enjoy wine, women & song with no limits.
Happy New Year / Silvester Eve!