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ATM's and Credit Cards
I have seen quite a bit of discussion about ATM's and credit cards.
If you coming here on vacation or for an extended stay, then you will be far better off using cash or travelers checks. Most if not all quality hotels will supply an in room safe. You can also use the house safe and will be supplied with a receipt when you leave money in it.
If you use a credit card to pay for your hotel as an example, your credit card company will charge a 3% fee for using it outside your country and virtually every Thai company will charge an additional 5% fee. So an 8% fee in total will be added any time your CC is used.
All ATM's I know of are now charging a 150 Baht fee, although a few have mentioned here that don't. I don't believe that will last too long. In addition your US bank will charge a fee from $2 to $10 and in many cases 1% of the amount withdrawn. It gets very expensive.
If you're coming here for an extended time, before you leave your country you need to set it up with them to do wire transfer via the telephone or internet. Almost assuredly you will need to use the telephone, I have not heard of any banks you can do international wires over the internet, but I am sure there are.
Then open a Thai bank account and wire the money in. This will provide you the best exchange rates and lowest fees. If you use your Thai banks ATM's there are not any fees. If you use another banks ATM's the fees are 20 to 30 Baht.
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[quote=the departed]secondly, rolf witmer from bremen and tony marcello from brooklyn, i fucked your time sharing isaan girl friend up the ass yesterday afternoon. she says that neither of you send enough money and i say she says too much. she talked so much i had to jam my cock in her mouth just to shut her up. on the positive side, she enjoyed the [url=http://isgprohibitedwords.info?CodeWord=CodeWord103][CodeWord103][/url] i gave her. she would make a good wife for both of you if you could keep her gagged, except when mouth fucking her of course. if you do relocate her to either germany or the states, she will be able to make a living at her chosen career.[/quote]i find your reports fairly repellent (and i know you don't care) but you are sinking to new lows in naming real names on this board. it's irrelevant whether they are members or not (and if they are, isg guidelines say you will be banned outright). they are however presumably fellow mongers with interests akin to our own, and i'm sure don't care to be 'outed' on the forum.
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[QUOTE=Bill Miami]
If you use a credit card to pay for your hotel as an example, your credit card company will charge a 3% fee for using it outside your country and virtually every Thai company will charge an additional 5% fee. So an 8% fee in total will be added any time your CC is used.
All ATM's I know of are now charging a 150 Baht fee, although a few have mentioned here that don't. I don't believe that will last too long. In addition your US bank will charge a fee from $2 to $10 and in many cases 1% of the amount withdrawn. It gets very expensive.
.[/QUOTE]
Just do what I do, Open a Capital One credit card before you leave your country. It is about the only one left thats still free of almost all fees (except the mandatory 1% Intl expchange rate charge that can't be avoided). So using their CC will only be 1% max for all foreign purchases, but a bit more for using this CC for ATM cash withdraws but I believe even that is cheaper than other company credit cards for withdraws. just inquiry at their bank or look it up in the net.
and the ATM bit I already discussed previously.
Shark
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[QUOTE=The Departed]First of all, deepest and most profound apologies for suggesting Pattaya had no orthodox Jews. I don’t know how I could possibly have said such a horrible, hurtful thing. Passing 3rd Rd’s King David Restaurant as dusk fell on Friday, there the big hatted bearded ones could be seen bobbing away in the general direction of Beach Rd, Pattaya’s answer to the Wailing Wall and the brothels of East Jerusalem. (Next year in the PS Hotel).[/quote]In my country they say: "barking dogs dont bite", but I still hope I will never meet Mr. Departed in France, in Asia or anywhere else in the world. He seems to be a violent man and actually not enjoying the good things Thailand has to offer at a reasonable price.
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Sharka,
In all do respect I think you missed the point and conversation which is how to avoid the 150 baht charge that the Thailand Banks are charging to us Expat or any foreigner visiting Thailand.
The key is and there are exceptions but not many! If your CC isn't issue from a Bank in Thailand the % chances you will be charge the 150 Baht.
LBM
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[QUOTE=LittleBigMan]Sharka,
In all do respect I think you missed the point and conversation which is how to avoid the 150 baht charge that the Thailand Banks are charging to us Expat or any foreigner visiting Thailand.
The key is and there are exceptions but not many! If your CC isn't issue from a Bank in Thailand the % chances you will be charge the 150 Baht.
LBM[/QUOTE]
LBM do you know the maximum allowable withdrawal limit?
Thanks
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[QUOTE=Toptraveler1]1-I plan to go to Asia in about 15 days and I am wondering which of these two destinations is better in term of quantity, quality of service and specially girls and price?
2-How much I need to spend a wonderfull week in Pattaya?
Thanks[/QUOTE]
Angeles city is a very small miniature compared to Pattaya. Most of the girls speak English there. So no big problem with the language. Almost same prices in numbers but peso cheaper than Baht. Nothing to do during the day.
Hard to answer about cost without knowing your life style. On average:
Hotel 1.500, food 500, drinks 500 girls 500-2.000 Baht per day.
There vare many cheaper or more expensive options as well.
You can try both flying direct from BKK to Clark on Cebu Pacific airline.
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[QUOTE=Mouse1]I find your reports fairly repellent (and I know you don't care) but you are sinking to new lows in naming real names on this board. It's irrelevant whether they are members or not (and if they are, ISG guidelines say you will be banned outright). They are however presumably fellow mongers with interests akin to our own, and I'm sure don't care to be 'outed' on the forum.[/QUOTE]
Jean M. Bastien-Thiry really escaped to Pattaya.....Organisation Armée Secrète lives!! The OAS used many codes in their work.......names have been changed to protect the innocent.......the French are good like this.
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[QUOTE=The Departed]First of all, deepest and most profound apologies for suggesting Pattaya had no orthodox Jews. ...
Secondly, Rolf Witmer from Bremen and Tony Marcello from Brooklyn, I fucked your time sharing Isaan girl friend up the ass yesterday afternoon. [/QUOTE]
I heard you cleaned up an earlier post that some (ok, including me) were annoyed by. So now I'll tell you what I would do if I was you: click on the link above that says Rules, read it, and try to keep them in mind when you write a post.
Actually, before that I would edit my post and delete any real names in it. Racial slurs too.
I'm telling you this because you seem to be on course to getting banned. The fact you went back and edited makes me think you're not trying to.
Either you haven't looked at the rules, or else you have and have decided to ignore them. (Which is it, by the way?)
But if someone reports that post to the moderator before you edit out those names, he might do that. Seriously. I've seen it before.
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[QUOTE=El Greco]LBM do you know the maximum allowable withdrawal limit?
Thanks[/QUOTE]
El Greco,
It depends on a few things. What ATM machine you are using in Thailand. Some Banks put a limit on your withdraw for example the ATM machine outside the Landmark Hotel in Bangkok. This machine belongs to the Thai Military bank and the last time I needed emergency pussy money the maximun allowed was 5,000 to a foreign ATM card. Another example is in Pattaya, outside Foodland there is a Siam Commericail ATM, maximum is 10,000 baht. Personally I have no idea WTF, they are doing except if you come back more often for more baht, each time they get another 150 baht!
In the end, how much you can get is dependent on where your card was issue and what the daily limit is on your card. Example my Debit/Credit card is issue in the U.S. my Bank allows for a maximum of 500 USD a day. In Thailand with the exchange rate 33.95 to 1 baht, that gives me pretty much a maximun withdraw of 17,000 baht.
Hope that helps!
LBM
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Visitor Visa
Can anybody tell me if it is possible NOT to get your passport stamped when entering or leaving Thailand. Don't want the wife knowing I was there!
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[QUOTE=LittleBigMan]El Greco,
It depends on a few things. What ATM machine you are using in Thailand. Some Banks put a limit on your withdraw for example the ATM machine outside the Landmark Hotel in Bangkok. This machine belongs to the Thai Military bank and the last time I needed emergency pussy money the maximun allowed was 5,000 to a foreign ATM card. Another example is in Pattaya, outside Foodland there is a Siam Commericail ATM, maximum is 10,000 baht. Personally I have no idea WTF, they are doing except if you come back more often for more baht, each time they get another 150 baht!
In the end, how much you can get is dependent on where your card was issue and what the daily limit is on your card. Example my Debit/Credit card is issue in the U.S. my Bank allows for a maximum of 500 USD a day. In Thailand with the exchange rate 33.95 to 1 baht, that gives me pretty much a maximun withdraw of 17,000 baht.
Hope that helps!
LBM[/QUOTE]
Thanks LBM.
Last April I was getting 20.000 from the purple machine near Landmark in BKK.
You see if they lower the limit then we have to pay more % in order to get the same amount. That's what they did in Argentina. It used to be 1.500 pesos per transaction and they lowered it to 300 which is only about 60€ nowdays.
In that way they increased five times the fees for getting the 1.500 pesos.
I have to pay 4€/transaction to my bank. So go figure. I only go with good old cash there trying to avoid their high fees.
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The Departed
[QUOTE=Tiger43]In my country they say: "barking dogs don't bite", but I still hope I will never meet Mr. Departed in France, in Asia or anywhere else in the world. He seems to be a violent man and actually not enjoying the good things Thailand has to offer at a reasonable price.[/QUOTE]I completely agree Tiger. He is an obvious attention ***** who purposely says things to annoy and provoke members. Although I agree that he is probably all talk (barking dogs don't bite), that doesn't change the fact that even thinking and/or writing such dehumanizing, mean-spirited, sickening tripe, alone, would classify him a sociopath--I, like you, hope never to meet this "person". He is evil personified. Not to justify in any way his actions or words, but one can only imagine the horrendous life/childhood he must have endured to become such an unempathetic monster. I don't believe in god, but I'm a firm believer in karma. And I have no doubt he has, or will, endure more pain and humiliation than he has ever "supposedly" inflicted.
"In other living creatures ignorance of self is nature, in man it is vice"
Boethius
KT2
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[QUOTE=LittleBigMan]Sharka,
In all do respect I think you missed the point and conversation which is how to avoid the 150 baht charge that the Thailand Banks are charging to us Expat or any foreigner visiting Thailand.
The key is and there are exceptions but not many! If your CC isn't issue from a Bank in Thailand the % chances you will be charge the 150 Baht.
LBM[/QUOTE]
No, didn't miss the point. I was just adding to what I had to say with helping everyone to save a few bahts, in this case, use the Capitol One CC when using it for regular card purchases to avoid all those Credit card fees involved with a purchase.
And if you look back a few days on the posts, it was I who originally pointed out that everyone was getting soaked because they were using a Foreign bank card to withdraw money from ATM and not a local bank card-I didn't have time to add details then as I was in a rush but this was what triggered the more detailed post later by others on how to open a local account etc.
Cheers
Shark
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[QUOTE=Enbut]Can anybody tell me if it is possible NOT to get your passport stamped when entering or leaving Thailand. Don't want the wife knowing I was there![/QUOTE]
I don't think it is, but might be wrong since that stamp is your 30 day visa (could be wrong though, maybe there is a way).
They don't scan seem to scan your passport or anything, so a theoretical way of dealing with this is to report your passport lost and get a new, second passport. Then travel to Thailand and have them put the visa in the first, old passport, which you keep hidden when you're home.
Make sure you bring your new passport as well though, or you'll struggle to get back into your own country with a reported lost passport on your return!
I think some Americans would do this when they would travel to Cuba via Mexico?
