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I have no reason to doubt you
[QUOTE=SavePros321;2568866]You get the best deal with Ally Bank when using Colpatria / Scotia ATM withdrawals.[/QUOTE]But once you are using a card that does not charge any fees for foreign ATM transactions (that fee would come from the financial institution that issued your debit card in the USA), and has unlimited reimbursement for ATM fees levied by the foreign bank (that fee would come from the bank that owns the ATM you are using in Colombia) then the only possible difference between cards would be the actual exchange rate. But if both cards are a Visa debit card, then the exchange rate is set by Visa and would be the same. And Visa traditionally gives good exchange rates. The card I just described is the Visa debit card from Chucky Schwab. Maybe Ally matches that or if it is somehow better please let us know how.
Also, typically the exchange rate set by Visa is better than what you would get from a cash transfer service like Western Union. I just checked before posting this and the Visa exchange rate was 3590 pesos per dollar, while Western Fuck Union (WU) was 3282 pesos per dollar, a difference of 308 pesos per dollar, let's just say 300 for round numbers. Assume for the moment your budget for living in Medellin is 1600 dollars per month, a number I grabbed out of thin air, you could be lower depending where you stay but since we are here to fuck as many chicas as possible, you could easily spend more. Let's say you go to the ATM once per week because you don't want to risk carrying more money than that at one time.
So for four withdrawals a month of 400 dollars each for a total of 1600 dollars with a no fee Visa debit card would net you 5. 744.000 pesos (Colombians use periods instead of commas, and this Web site's stupid auto editor fucks it up). Western Union would give you 5.251.200 pesos for the same 1600 dollars. WU also charges a transaction fees which would further lower the amount to around 5. 192.729. The difference per month between the no fee Visa card and WU is you would receive 551.272 more pesos per month with the card or 6. 615.264 more per year.
For long term visitors, by timing your withdrawals when the exchange rates are most favorable you can count on an additional 5% without waiting too long between withdrawals which puts us almost at 7 million pesos advantage for the year.
Assumptions were made, exchange rates do fluctuate, but the spread is always there. Bottom line, the longer you stay, the more potential for savings, and in my example that came to almost $2000 per year, or easily over half a million pesos per month. Also, if you budget is higher say double, then you would save double the amount listed. That's a lot of extra fucking, jajajaja.
Random gratuitous fotos of mi novia's asshole, still scheduled for violation by me with fotos to be posted here upon my return to MDE.
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I meet more models that I do students, jaja
[QUOTE=Combo;2569188]So true. I have an acquaintance that whenever I return from a trip to S America asks me if I met a lot of "students. ".[/QUOTE]Every girl with a web cam or who has posted a pic on Facebook is a "model". Every now and again I find a few who have done some real modeling, like these.