Stupid shit in Medellin

[QUOTE=RamDavidson84;2763079]Most of the guys who monger in CDMX probably do not have the time to post a bunch of be. S. On a sex mongering forum. Before visiting CDMX I had the same concerns as you, "how could such a huge Latin American city have so few posts on its' threads? Then I visited it and quickly realized it's not a budget destination and most of the guys mongering there most likely live quite busy lives. I don't think you get the digital nomad sex monger type in CDMX, more like the successful married American / European businessman type who is there for the weekend on business or escaping the wife for a few days. To those types of guys, time is much more important than money. They are not wasting there time posting because they are too occupied with their professional and personal life.

I could really care less what any of you do, but for those looking for a different type of experience and may want to try CDMX one day, for the right type of monger it is certainly worth a visit.[/QUOTE]The food alone is worth the trip to CDMX.

[QUOTE=Villainy;2763211]Clearly you don't understand Real Estate and why (or how) a REIT (real estate investment trust) is different. You might be the only person I have every encountered from Texas that doesn't understand Real Estate. I could try to explain it to you but you can't read so it would be a waste of time.[/QUOTE]And your REITs have been clobbered. Here you are mouthing off again when you lose money. I told you the smart thing to do is buy loan participation funds when the Fed is raising rates. Obviously, you were too stupid to do it. One such fund is SNLN. Since I started talking investing in April, its monthly payout has gone from 3 cents a share to 12 cents a share per month.

Any of your REITs quadrupled their payouts? How about your dividend paying stocks?

Maybe one of these days V you will actually pick an investment that actually does well.

[QUOTE=Elvis2008;2763677]And your REITs have been clobbered. Here you are mouthing off again when you lose money. I told you the smart thing to do is buy loan participation funds when the Fed is raising rates. Obviously, you were too stupid to do it. One such fund is SNLN. Since I started talking investing in April, its monthly payout has gone from 3 cents a share to 12 cents a share per month.

Any of your REITs quadrupled their payouts? How about your dividend paying stocks?

Maybe one of these days V you will actually pick an investment that actually does well.[/QUOTE]Your silly comments belie your complete lack of understanding. REITs are frequently very specialized. Some own apartments, some own malls, some shopping centers, some offices, some gambling properties, some single-owner retail, some own hospital properties, some industrial property, some marijuana growing facilities, some self-storage. Are you getting the idea?

There are some types that I avoid like the plague. Office REITs for just one example. CoVid initiated a work from home displacement which seems to be continuing, so I have no interest in those types of REITs. I only had one REIT investment coming into 2022 but as inflation rates accelerated I picked several super strong REITs at really attractive prices. I'm up on all but a few of my picks.

But now let's talk about your investment advice. SNLN. You claim you bought this ETF in April when it paid a monthly dividend of $0. 0309 a share and now you're thrilled because the November dividend is $0. 1177 a share. That would be great. IF it was sustainable. But maybe you noticed that they pay a monthly dividend and it varies depending on earnings. So it almost quadrupled for these two months. But is it a sustainable dividend? The obvious answer is that it is not. So color me unimpressed.

Perhaps you looked at the principal change during that same time??

You say you bought it in April (I routinely doubt anything you say with respect to your investments). Well the average price in April 2022 was 15.55 per share. Where is the ETF today? 14.69. That is a 5. 5% drop in value. So when I look at the monthly dividends paid over the last year. It looks like you are going to end the year with a net nothing to show. Dividends not even equal to the drop in price. And yet you wonder why people don't take your investment advice?? Could it be because you are analytically challenged or because just don't know anything??

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[QUOTE=Villainy;2763870]Your silly comments belie your complete lack of understanding. REITs are frequently very specialized. Some own apartments, some own malls, some shopping centers, some offices, some gambling properties, some single-owner retail, some own hospital properties, some industrial property, some marijuana growing facilities, some self-storage. Are you getting the idea?[/QUOTE]No one cares.

[QUOTE=Villainy;2763870]I'm up on all but a few of my picks.[/QUOTE]I am not sure what that means.

[QUOTE=Villainy;2763870]You claim you bought this ETF in April[/QUOTE]Never said I bought it. Obviously, you have no clue as to why I posted it.

[QUOTE=Villainy;2763870]That would be great. IF it was sustainable. But maybe you noticed that they pay a monthly dividend and it varies depending on earnings. So it almost quadrupled for these two months. But is it a sustainable dividend? The obvious answer is that it is not. So color me unimpressed.[/QUOTE]Yeah, that is what I expected of you. Good luck to you. I think it is best if this is the last word anyone says on the topic.

[QUOTE=Elvis2008;2763957]Never said I bought it. Obviously, you have no clue as to why I posted it.

Yeah, that is what I expected of you. Good luck to you. I think it is best if this is the last word anyone says on the topic.[/QUOTE]You never bought it? But you were holding it out as a prime example of your sage advice. Only problem is that it won't even turn a profit in 2022. (Dividends not covering principal loss).

And you can't even begin to point to any reason to expect a more successful year in 2023 or 2024.

I can see why you don't want to discuss it further. You have demonstrated countless times that you don't know the difference between speculating and investing. You make suggestions that are devoid of any reasonable or logical basis. You criticize anyone else who doesn't agree with you with a child-like understanding of fundamentals. And your profound knowledge and expertise comes from watching a clip of Jim Cramer on CNBC.

Yes, Elvis, I can see why you want to end the discussion.

[QUOTE=Villainy;2764422]You make suggestions that are devoid of any reasonable or logical basis.[/QUOTE]LOL. You just described yourself.

[QUOTE=Villainy;2764422]That would be great. IF it was sustainable. But maybe you noticed that they pay a monthly dividend and it varies depending on earnings. So it almost quadrupled for these two months. But is it a sustainable dividend? The obvious answer is that it is not. So color me unimpressed.[/QUOTE]I already explained why loan participation dividends were going to go up, and you are so fucking stupid or demented, you are clueless as to why. You bragged about two investment classes that get crushed with higher interest rates and I suggested one that does well when rates go up.

[QUOTE=Villainy;2764422]And you can't even begin to point to any reason to expect a more successful year in 2023 or 2024.[/QUOTE]You are so fucking stupid you do not even know the conditions that benefit your own investments.

If you think interest rates stay high or are going higher, like I do, and you need income, you buy loan participation funds. If you want to take on more risk, you go short.

If you think interest rates are going lower, then you want to be in REITs, dividend paying stocks, and bonds. If you want more risk, you go long growth stocks.

And V, you are so fucking stupid that you think these statements you think these statements are up for debate.

So now let us go over how fucking stupid your comment is about dividends in loan participation funds going down. The dividends go down when interest rates go down. Did you say that? No. Did you make a prediction based on interest rates? No. Do you know what the market is predicting with regards to interest rates in 2023 and 2024? No.

You are so fucking stupid that you make no case that loan participation dividends have to go down outside of your own fucking ego.

And no, I am not interested in listening to some dumb shit who thinks what he bought is going up and has no reason or a stupid reason as to why. If you buy something and have no case made for why it has to go up, that is not skill. It is luck.

And I have seen not one speck of skill from you V. Not one speck. You do not know what the fuck you are doing.

[QUOTE=Elvis2008;2764512]

I already explained why loan participation dividends were going to go up, and you are so [B]fucking stupid or demented[/B], you are clueless as to why. You bragged about two investment classes that get crushed with higher interest rates and I suggested one that does well when rates go up.[/QUOTE]I guess I could have anticipated your post. Everyone who doesn't agree with you is "fucking stupid or demented". I tried to explain to you that REITs have a wide variety of specializations. Some do well in some economic environments some do well in others. Only an uninformed blowhard would think that they all preform the same. Oh well, I guess it is impossible to enlighten someone who can't read.

[QUOTE=Elvis2008;2764512]You are so fucking stupid you do not even know the conditions that benefit your own investments.[/QUOTE]You have an opinion on everything don't you? You don't have any idea what investments I own other than a general idea about certain groupings. Within each group there are hundreds of possibilities but you "know" which they are and how they perform.

[QUOTE=Elvis2008;2764512]If you think interest rates stay high or are going higher, like I do, and you need income, you buy loan participation funds. If you want to take on more risk, you go short.

If you think interest rates are going lower, then you want to be in REITs, dividend paying stocks, and bonds. If you want more risk, you go long growth stocks.[/QUOTE]Really? Is that what you think? So you are assuming interest rates are going to continue to go higher? How much higher and for how long? One thing that you seem to forget about loan participation funds is that they lend on a variable rate basis. So when rates are climbing they earn more income and thus pay higher dividends. Right? But there is more to the story. What about the borrowers? The companies that are healthy start taking their free cash flow and pay down the variable rate debt first. So you start getting more and more redemptions. What about the businesses that don't do so well and can't afford to pay off their variable rate debt? Well if rates keep climbing they go under and then you are left with some bankruptcies or loans in various stages of default.

It isn't all gravy Elvis. By the way, what is going to happen in late spring 2023? Year over year comparisons will start to decline. Because the base year month had the higher level of inflation. That is unless you think inflation is going to continue at 8+ percent into perpetuity. When rates start moderating, your loan particpation funds will start recording less earnings and therefore less dividends.

[QUOTE=Elvis2008;2764512]So now let us go over how fucking stupid your comment is about dividends in loan participation funds going down. The dividends go down when interest rates go down. Did you say that? No. Did you make a prediction based on interest rates? No. Do you know what the market is predicting with regards to interest rates in 2023 and 2024? No.
You are so fucking stupid that you make no case that loan participation dividends have to go down outside of your own fucking ego.

[/QUOTE]Yes Loan Participation Funds start paying smaller dividends when rates are coming down [B]AND[/B] when they start recording large redemptions and defaults. Apparently you forgot about those factors. Which shouldn't be a surprise, since you were jumping up and down about some LPF that had rising dividends but also had a drop in share price. You then admitted you didn't even own it.

Do you own any LPCs?

I'll try to remind you of something. Calling someone, who doesn't agree with you a "fucking idiot" doesn't make your argument any stronger. It is the sign of someone who is uneducated and can't reason intelligently.

[QUOTE=Mtndew704;2763324]The food alone is worth the trip to CDMX.[/QUOTE]I am genuinely curious to know what folks find so great about Mexican food. I have tried it in many countries, and been to Mexico itself 5 or 6 times. Whenever I have Mexican food I always get the feeling the menu is just a study on how many different ways a restaurant can serve up 5 or 6 ingredients. Cheese / beans / tortilla / sour cream / pico / jalepenos. Plus it always tastes like fast food.

What am I missing?

[QUOTE=JustTK;2764803]I am genuinely curious to know what folks find so great about Mexican food. I have tried it in many countries, and been to Mexico itself 5 or 6 times. Whenever I have Mexican food I always get the feeling the menu is just a study on how many different ways a restaurant can serve up 5 or 6 ingredients. Cheese / beans / tortilla / sour cream / pico / jalepenos. Plus it always tastes like fast food.

What am I missing?[/QUOTE]I love tacos and all types of them so that's the biggest draw for me.

[QUOTE=JustTK;2764803] Whenever I have Mexican food I always get the feeling the menu is just a study on how many different ways a restaurant can serve up 5 or 6 ingredients. Cheese / beans / tortilla / sour cream / pico / jalepenos. Plus it always tastes like fast food.

What am I missing?[/QUOTE]I think Italian food is worse because they change the shape of the pasta and give it a a new name like the shape of the pasta creates a new meal.

[QUOTE=JustTK;2764803]I am genuinely curious to know what folks find so great about Mexican food. I have tried it in many countries, and been to Mexico itself 5 or 6 times. Whenever I have Mexican food I always get the feeling the menu is just a study on how many different ways a restaurant can serve up 5 or 6 ingredients. Cheese / beans / tortilla / sour cream / pico / jalepenos. Plus it always tastes like fast food.

What am I missing?[/QUOTE]Not much, do you really care about food on your travels or do you care about the girls? Personally I am much more concerned with the women and their attitudes / performance than I am the food. For the guy who wants the best vacation possible, I have found the better restaurants in Mexico to be superior to Colombias. They usually have fresher food, especially the avocado, better more professional service, nicer more upscale atmosphere, better presentation, and I genuinely enjoy Mexican cuisine very much. GDL has some great places on ave. Chapultepec. There is a really cool American Rock Bar that had great burgers and very cold satisfying Russian beers that I would recommend for any dude who enjoys a cold one. I think they were like 8-9% alcohol too. Listening to a bunch of Mexicans sing Guns and Roses is maybe my fondest memory of Mexico haha. I also loved the mini silver dollar tacos in Mexico City.

The main caveat here is you must know where to go. You can't just walk into any restaurant and expect it to be top notch in Mexico. When I really wanted a good meal which was maybe once or twice a week, I would ask around and get the name of a decent place and I was usually pretty satisfied. I made the mistake of ordering cheap food on both Rappi and Uber Eats in Mexico a few times, and it was sloppy cheap street food. Just a heads tip, don't waste your money with that stuff and make sure you only order from places with good reviews.

That being said, the food for me in Colombia is fine. I am a big fan of the Corral Restaurants, I usually get the Mexican burger and a fruit milkshake which is pretty good. I can say I was not at all impressed with the nicer restaurants in Cartagena, but at the end of the day its fine and it will not ruin your vacation or anything. The mall with the Bodytec gym in Cartagena has some good options, they just need to blast that AC a bit more, it always felt around 71-72 F and humid in the mall. At the lower end of Bocagrande, there was a cool themed Persian Restaurant where they had performers dress up like Persian dancers, and they had outstanding pina coladas, but food was meh. Still a cool time though. Sorry can't remember the name of the place.

[QUOTE=RamDavidson84;2765040]That being said, the food for me in Colombia is fine. I am a big fan of the Corral Restaurants, I usually get the Mexican burger and a fruit milkshake which is pretty good.[/QUOTE]I am dating a chick in law school in Bogota. She told me how good the street burgers were and that people from the coast make them the best. She had never been to El Corral. I took her there and it blew her mind. I said now what were you saying about those street burgers?

[QUOTE=LoveItHere69;2765014]I think Italian food is worse because they change the shape of the pasta and give it a a new name like the shape of the pasta creates a new meal.[/QUOTE]You mean like spaghetti bolognese becomes fettuccine bolognese? Or fusulli bolognese? A good chef will tell you thiough that they choice of pasta is important to the dish.

[QUOTE=RamDavidson84;2765040]... They usually have fresher food, especially the avocado, better more professional service, nicer more upscale atmosphere, better presentation, and I genuinely enjoy Mexican cuisine ...[/QUOTE]I will be surprised that they have better avocado. That is almost impossible, LOL.

It is not hard to find good food in Mexico. One can just go to a market and eat food that they make from fresh right in front of you.