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[QUOTE=HorseTrader;2734286]I don't see why so many people exchange home country cash for Thai cash. My ATM card has worked perfectly and it gives a better exchange rate than posted at the cash exchange places. You do need to get an ATM card that charges no fees and reimburses the Thailand ATM fees (e.g., Schwab and Fidelity). I do bring some cash and a second ATM card for any possible emergency, but so far I haven't had an emergency. The airport ATMs are open 24/7.[/QUOTE]So I can use my Schwab card at a good exchange rate and they waive ATM fees just like in the US? Great to hear. I have Fidelity as well. I'm planning on paying for most lodging before I go, if I need to pay with a Schwab card at a store do they nick you with fees?
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SuperRich notes
[QUOTE=Sunlover2;2734235]SuperRich is the best option at the airport for sure. They are certainly not open 24 hours a day though, so depending on the time you are transiting BKK that can be problematic.
Anyone in the lower Suk area should check out Vasu Exchange: [URL]http://www.vasuexchange.com/[/URL].
SL.[/QUOTE]Generally they demand notes be in pristine or very good condition IME, and advised elsewhere.
€100 and €500 notes get marginally better rate than lower denominations. Probably same for US dollar etc.
Also they have a branch in the Nana BTS IIRC.
Did someone say they tipped the cashiers?! The north American tipping practices really beggar belief. Though in Italy we don't even tip waiters so I may be out of touch with what's expected in the world of tipping. LOL.
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[QUOTE=HorseTrader;2734286]I don't see why so many people exchange home country cash for Thai cash. My ATM card has worked perfectly and it gives a better exchange rate than posted at the cash exchange places. You do need to get an ATM card that charges no fees and reimburses the Thailand ATM fees (e.g., Schwab and Fidelity). I do bring some cash and a second ATM card for any possible emergency, but so far I haven't had an emergency. The airport ATMs are open 24/7.[/QUOTE]We're not all from the US. Our banks charge a lot per transaction and we don't want to pay the Thai ATM fee.
I always take a lot of cash and spend only the cash, but I still have the credit card in case of emergency.
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[QUOTE=HorseTrader;2734286]I don't see why so many people exchange home country cash for Thai cash. My ATM card has worked perfectly and it gives a better exchange rate than posted at the cash exchange places. You do need to get an ATM card that charges no fees and reimburses the Thailand ATM fees (e.g., Schwab and Fidelity). I do bring some cash and a second ATM card for any possible emergency, but so far I haven't had an emergency. The airport ATMs are open 24/7.[/QUOTE]It's because few people open accounts with that in mind, and in other countries finding a good bank that does this can be hard.
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African girls
Was wondering if the African working girls are back on Sukhumvit Road and soi 4? The last time I was there just before the pandemic, the Thai Immigration had rounded them up and deported them, I was always found them fun to be around, I will be coming there in December.
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[QUOTE=MissMaryHinge;2734371]Generally they demand notes be in pristine or very good condition IME, and advised elsewhere.
100 and 500 notes get marginally better rate than lower denominations. Probably same for US dollar etc.
Also they have a branch in the Nana BTS IIRC.
Did someone say they tipped the cashiers?! The north American tipping practices really beggar belief. Though in Italy we don't even tip waiters so I may be out of touch with what's expected in the world of tipping. LOL.[/QUOTE]I tip everybody. It's generally only $1 or less. In venues where I am a regular, people run to serve me and I made someones life better.
That's just my style, everyone is free to do what they want. But I always try to play the jai dee farang, splash some change, smile, joke etc.
Try it.
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[QUOTE=AxelHeyst;2734295]The Fidelity Debit Card has no ATM fees and offers unlimited ATM fee reimbursement, but it charges a 1% foreign transaction fee on withdrawals made outside of the USA.[/QUOTE]I'm surprised to hear about that 1% fee, I suspect not everybody pays it.
Many times I have checked the exchange rate per [URL]XE.com[/URL] and then immediately used a Thailand ATM. I consistently get the [URL]XE.com[/URL] rate without any 1% fee. Perhaps there are different types of accounts at Fidelity and some have the 1% fee and others don't.
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[QUOTE=Paolo99;2734396]We're not all from the US. Our banks charge a lot per transaction and we don't want to pay the Thai ATM fee.
I always take a lot of cash and spend only the cash, but I still have the credit card in case of emergency.[/QUOTE]If you come here often enough then open a Thai bank account, even tourist can do so.
Then just use one of the transfer apps, I use WISE, and load up your Thai account, then withdraw at an ATM.
Charges are absolutely minimal.
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[QUOTE=HorseTrader;2734521]I'm surprised to hear about that 1% fee, I suspect not everybody pays it.
Many times I have checked the exchange rate per [URL]XE.com[/URL] and then immediately used a Thailand ATM. I consistently get the [URL]XE.com[/URL] rate without any 1% fee. Perhaps there are different types of accounts at Fidelity and some have the 1% fee and others don't.[/QUOTE]I am sure it is possible, but then the bank probably has a minimum balance requirement or minimum brokerage asset requirement. For example, I know that Chase and Wells Fargo both offer no ATM Fee Debit cards for large balance checking accounts ($25,000 minimum if memory serves). But Schwab has no minimum checking account balance requirements and no fees. That is all I am saying.
[URL]https://lifehacker.com/avoid-atm-fees-with-these-debit-cards-1849165852[/URL]
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[QUOTE=ManchesterLad1;2732760]Best way to get BBFS?
What massage parlors offer BBFS?
Thank you.[/QUOTE]They all practise BBFS in Pattaya. Just few ladies ask more money fore BBFS.
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Hottest Hello Girl Ever.
2nd floor Nana Plaza. Right up from Shrine. Might be Random Bar.
Will go with Customers. 3,000 baht. Would partake if only Short Time Rooms available.
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[QUOTE=ChimpoChinn;2735144]Hottest Hello Girl Ever.
2nd floor Nana Plaza. Right up from Shrine. Might be Random Bar.
Will go with Customers. 3,000 baht. Would partake if only Short Time Rooms available.[/QUOTE]Could you give a more precise location. ? Can you give a better description of this girl? Fake books? Nature? Tatts? Dark Skin or light?
If you pass the shrine and head up escalator Random is a hard left at top and then the first bar you see. There is also a nother bar to the right where a bunch of girls will try and grab you as you leave the escalator.
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[QUOTE=MaxBkk;2735188]Could you give a more precise location. ? Can you give a better description of this girl? Fake books? Nature? Tatts? Dark Skin or light?
If you pass the shrine and head up escalator Random is a hard left at top and then the first bar you see. There is also a nother bar to the right where a bunch of girls will try and grab you as you leave the escalator.[/QUOTE]I've posted links to about three you tube vids in Patta thread of real girls. You can see the type of girls I go for. No Silly cone is a must. Not a fan of huge tattoos. More just good looking girls with with decent Body. Smallish breast are ok.
Definitely light skin for me.
Girl has nice pleasing personality too. Bigger than average tits. One might say they are Large.
Simply put she is about as far on the opposite of the Spectrum from Polly Pons.
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[QUOTE=ThaiGoodTimes;2734533]If you come here often enough then open a Thai bank account, even tourist can do so.
Then just use one of the transfer apps, I use WISE, and load up your Thai account, then withdraw at an ATM.
Charges are absolutely minimal.[/QUOTE]Thanks for the advice.
I already have a Thai account but I don't know if I can load it with a transfer app.
I used to load it directly at the desk once I exchanged a lot of money.
I'll have a look at wise, thanks again.
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[QUOTE=MaxBkk;2735188]Could you give a more precise location. ? Can you give a better description of this girl? Fake books? Nature? Tatts? Dark Skin or light?
If you pass the shrine and head up escalator Random is a hard left at top and then the first bar you see. There is also a nother bar to the right where a bunch of girls will try and grab you as you leave the escalator.[/QUOTE]At the top of the escalator on the right as you enter Nana Plaza, hard, hair pin left is Random II and you won't miss the looker working at the door if she is on duty.
Random (I) is at the top of the first flight of steps (not the escalator) on the left side as you enter the Plaza.