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[QUOTE=X Man]
AV says "money changers are crooks" he has written something I disagree with [/QUOTE]
Maybe not all, but.....??
[QUOTE=Amavida]Oh God! why did I know this was coming.. rolls eyes
[/QUOTE]
Same as anywhere, you pay your money and you take your chances.
I am a fan of the International ATM Facility that my Bank offers me, totally free of any charges anywhere in the world and at any ATM.
Safe efficient and I can check online any time also.
Handbags Ladies, Handbags !!!
Cheers F/Fifty
[QUOTE=Amavida]Ok so you have first hand experienced of being ripped off, sorry to hear that X.
Oh God! why did I know this was coming.. rolls eyes
I follow my own advice & don't get ripped off by dodgy money changers.
You wanna keep trying your luck with them?
That's your business X.
Cheers,
AV
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The foregoing post remains my personal opinion.
It is not intended to offend any person either living or dead.
It is not a statement of fact and is for discussion purposes only.
------------------------------------------------------------------------[/QUOTE]Amavida,
I got to agree with x man.
I have use money changers many time in Manila and AC.
Most are legit buisness that offer a better rate than bank.
There are a few that scam tourist.
Just use your common sense.
Don't take offers from touts on the street.
I heard friend got short change, but I've never have problem.
With the USD falling PI is still a good bargin of asia.
Fast eddie 48
[QUOTE=Fifty Fifty]I am a fan of the International ATM Facility that my Bank offers me, totally free of any charges anywhere in the world and at any ATM. Safe efficient and I can check online any time also.
Cheers F/Fifty[/QUOTE]Yep FF, I use Citibank, same deal. As I arrive at the airport in a foreign country I change enough cash for Taxi & small expenses. Online I shuffle money about then use ATM's for small cash & Credit cards for big transactions. Why people are tramping about thiird world red light districts using hole in the wall money changers is quite beyond me..
AV
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The foregoing post remains my personal opinion.
It is not intended to offend any person either living or dead.
It is not a statement of fact and is for discussion purposes only.
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Never had any problem with Ermita/Malate money changers - just use the walk in establishments and never use the street changers, you are asking for trouble. Always double check your money. They offer competitive rates and you can shop around for the best rate. I've also found that for those living in the Philippines, they are also useful (and offer good rates) for changing from Pesos back to Dollars, pounds or Euro's when you are travelling abroad and need some foreign currency.
[QUOTE=Fast Eddie 48]Amavida,
I got to agree with x man. I have use money changers many time in Manila and AC. Most are legit buisness that offer a better rate than bank. There are a few that scam tourist. Just use your common sense. Don't take offers from touts on the street. I heard friend got short change, but I've never have problem. With the USD falling PI is still a good bargin of asia.
Fast eddie 48[/QUOTE]
Good luck to you both, its not for me thanks.
AV
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The foregoing post is merely my personal opinion.
It is not intended to offend any person either living or dead.
It is for entertainment/discussion purposes only.
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[QUOTE=Amavida]Just stick your ATM card in an auto teller at SM Mall at withdraw whatever you need, it will be in pesos..Good luck V AV
[/QUOTE]
Last year while I was working in the Philippines (7 months) I had no choice but to use my ATM card. I would withdraw 20,000P at a time and one time I used the Hyatt Casino behind the Diamond Hotel to withdraw 20,000P and the next time I went to a ATM I got an error message, "hot card". Luckly my bank has a branch in Japan (10 am PI) and I called and they told me that they locked my card out because they thought it was stolen and being used in the casino.
The bank then put a note on my account that I was in the Philippines and I had no more problems.
Robb
[QUOTE=Robbaf]Last year while I was working in the Philippines (7 months) I had no choice but to use my ATM card. I would withdraw 20,000P at a time and one time I used the Hyatt Casino behind the Diamond Hotel to withdraw 20,000P and the next time I went to a ATM I got an error message, "hot card". Luckly my bank has a branch in Japan (10 am PI) and I called and they told me that they locked my card out because they thought it was stolen and being used in the casino.
The bank then put a note on my account that I was in the Philippines and I had no more problems.
Robb[/QUOTE]
I use my ATM Card all over the world and bank online too. I tell my bank where I am likely to be going and any limitations I require on my card.
I can adjust the limitations as to my anticipated ''money requirements'' and to the risk I associate with each country.
So far no problems, except Moldova recently, where my bank refuse to allow cards to be used in ATMs as the risk is deemed too great. Even calling them would not lift the automatic blocking :(
As I see it the Risk of having to keep safe and carry large amounts of cash, often in $US, using money changers etc far outweighs the Risk of using my ATM card everywhere I go.
If I lose my card, one call to the bank and the damage is limited.
If I lose the cash, get robbed, swindled etc, there is no way to limit the damage.
Cheers, F/Fifty
No one was criticizing your advice, I was simply disagreeing with the statement "money changers are crooks", which strikes me as an overgeneralizaton since I have used money changers hundreds of times and had only one attempt at a rip off. My post was not meant to irritate you or anyone else, but to point out what I see as misinformation -- so roll your eyes all you want.
Also, I never said I was ripped off.
Since you apparently avoid money changers, I wonder how you've come to have such a negative opinion of all of them.
Thanks Fast Eddie for the extra warning about the guys who approach you on the street or in the malls.
X
[QUOTE=Amavida]Ok so you have first hand experienced of being ripped off, sorry to hear that X.
Oh God! why did I know this was coming.. rolls eyes
I follow my own advice & don't get ripped off by dodgy money changers.
You wanna keep trying your luck with them?
That's your business X.
Cheers
AV
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The foregoing post remains my personal opinion.
It is not intended to offend any person either living or dead.
It is not a statement of fact and is for discussion purposes only.
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[QUOTE=X Man]No one was criticizing your advice, I was simply disagreeing with the statement "money changers are crooks"
X[/QUOTE] Ok fair enough.
AV
I would have liked to send this direct to G, but his PM box is closed.
**
Just realized that you also gave extra info about money changers, but I only saw Fast Eddies post. Sorry for the slight...unintended. I'm pretty sure you couldn't care less. Nevertheless, thanks for adding detail to the vague posts by AV and myself.
Thanks for your witty comments here and there....some have been pretty funny. Wait a minute, maybe one was slightly funny....keep trying....
X
[QUOTE=Gamahucher]Never had any problem with Ermita/Malate money changers - just use the walk in establishments and never use the street changers, you are asking for trouble. Always double check your money. They offer competitive rates and you can shop around for the best rate. I've also found that for those living in the Philippines, they are also useful (and offer good rates) for changing from Pesos back to Dollars, pounds or Euro's when you are travelling abroad and need some foreign currency.[/QUOTE]
[QUOTE=X Man] Thanks for your witty comments here and there....some have been pretty funny. Wait a minute, maybe one was slightly funny....keep trying....
X[/QUOTE]Durr - excuse me if I interrupt your mid-life crisis but if you reread my post, I think that I was offering my tupenny contribution to the Forex debate. If you think that is an attempt at witticism then I suggest that your definition of what is or is not witty is as scewed (or screwed, take your pick) as your overall attitude.
GH
Hi all
I'm planning a trip over there sometime this year, I was wondering since the dollar is tanking faster than the titanic, has anyone who recently traveled over there notice a drop in the guys going over there and the prices higher or about the same as the girls become desperate since less customers means lower prices supply and demand sort of thing.
thanks
Pimpster
[QUOTE=Pimpster]Hi all I'm planning a trip over there sometime this year, I was wondering since the dollar is tanking faster than the titanic, has anyone who recently traveled over there notice a drop in the guys going over there and the prices higher or about the same as the girls become desperate since less customers means lower prices supply and demand sort of thing.
thanks
Pimpster[/QUOTE]
I mean this with absolutely no disrespect P, not all mongers come from USA. So no, I haven't noticed a drop off, but hey Im just one guy. Someone with links to the travel industry may have better info. Anyone?
Prices slowly increasing as ever. (Bargains can be had everywhere here for the astute). Price of oil continues to climb, rice prices are shooting up here (its 'the hungry season' when rice is out of season) .. life goes on.
AV
The wit I was referring to was in other posts.
What problem do you have with my attitude? Since you seem to have gone out of your way to make a personal attack, I guess I have to suggest it might be your attitude that needs adjustment.
X
[QUOTE=Gamahucher]Durr - excuse me if I interrupt your mid-life crisis but if you reread my post, I think that I was offering my tupenny contribution to the Forex debate. If you think that is an attempt at witticism then I suggest that your definition of what is or is not witty is as scewed (or screwed, take your pick) as your overall attitude.
GH[/QUOTE]
[QUOTE=X Man]The wit I was referring to was in other posts.
What problem do you have with my attitude? Since you seem to have gone out of your way to make a personal attack, I guess I have to suggest it might be your attitude that needs adjustment.
X[/QUOTE]No probs here mate. Since you are the arch troller here, its a bit rich that you accuse me of making a personal attack. But its amusing to see that your hypersensitivity switch is still set to max and the baiter is so easily baited. As far as I am concerned it is all done in lighthearted jest but you obviously have little in the way of a sense of humour so any attempt at with tends to spin off the top of your head.
Maybe I had better cool it as when banter between two forumites start to degenerate into tit for tat squabbling it becomes a bore for other members as you have shown countless times.
GH