[QUOTE=Villainy;2649875]You are saying you paid a 25% commission every year for 4 years and netted a 68% return over the 4 years? Where in the world do you pay a 25% commission annually? People who actually invest pick mutual funds or ETFs and pay 1% (sometimes a tiny bit more or a little less). Index funds (like Fidelity's Admiral Fund charge something like 0. 10% Even with professional investment advisors 25% commissions don't exist and only someone making it would make that claim.[/QUOTE]You are exactly right. It is a typo. I pay. 25 percent commissions. I would not ever invest more than 5 or 10 per cent in mutual funds or ETF. Most of my portfolio is invested in managed funds with great managers.