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[QUOTE=RumBuddy;1672614]Glad I checked, when I opened the account. It take 3 days when making a deposit. So I will have to consider when I transfer to checking from brokerage, it takes 3 days to clear to checking account. But it is free in the Charles Swaub, FYI.[/QUOTE]Just FYI, I will verify FYI in a day or 2.
[QUOTE=RumBuddy;1672395]What is best, to show up with US dollars or use the ATM's in the Airport for initial pesos?[/QUOTE]Don't over estimate the amount of cash that you need to have on hand though.
US $200 cash is the most I ever keep or carry into the country.
Accom charges go to credit card which is the major expense.
I am out of the country now, but not in the Phils. I opened up a Schwab account just for the forex benefits. Both my E-Trade account and Schwab refund "foreign ATM fees" but E-Trade seems to think that a 1%"foreign currency transaction" charge is appropriate. So Schwab is better [B]for cash withdrawals[/B]. I used both cards at the same machine one after another to check this. Now, I think Schwab does charge if you use the debit feature for a [B]purchase[/B]. However, I [B]never[/B] make [B]purchases[/B] with a [B]debit[/B] card. I use Capital One if I need or choose to use a credit card and they have never charged me squat. Also, I am constantly comparing the rate I get from the ATM to what I can get on the street and in my experience, the less liquid or popular the currency, the better it is to change money, and the more liquid, the better it is to use the ATM.
[QUOTE=Dickhead;1672781] I use Capital One if I need or choose to use a credit card and they have never charged me squat. Also, I am constantly comparing the rate I get from the ATM to what I can get on the street and in my experience, the less liquid or popular the currency, the better it is to change money, and the more liquid, the better it is to use the ATM.[/QUOTE]Nice information. I will keep money in both Capitolone, to use for a debit or credit card and CS for ATM withdrawals.
Not so much better in the Norwegian protest antic environment:
[URL]http://www.abcnyheter.no/nyheter/2015/01/27/216576/prest-brukte-over-15-millioner-pa-prostituerte-i-spania[/URL]
You probably want to translate it.
[QUOTE=EconoTech;1661050]If she is "God Fearing" to do the procedure in PH, quickly get her to Singapore, and if it is early stage, you can get it over fast.
Avoid the likes of Cytotech, which can lead to excessive bleeding.
That's my 2 cents of Gynae knowledge I know.[/QUOTE]Only issue as far as I know Singapore doesn't allow abortion procedures for tourist visa holders from what I saw in there laws and what some of the clinics say on there websites.
[QUOTE=Lopkx;1678423]Only issue as far as I know Singapore doesn't allow abortion procedures for tourist visa holders from what I saw in there laws and what some of the clinics say on there websites.[/QUOTE]Since when?
I know enough who have flown in just for the abortion.
Govt clinics are bound to not do the procedure on tourist visa holders, but not private. They are not breaking any laws as well.
Now this was / has been posted in Cebu as it is based in Cebu but delivers all over the country.
Now some on the board will not like this FR as it links to a shop that IMHO gives the girls pleasure when we are away etc or when we with them as part of the fun LOL.
This is a good place based in Cebu and prices are OK IMHO, seen a few in the Philippines and really over priced.
So if any monger needs a toy or 10 (try this. Collars etc also can be found at various pet stores in BTC and Ayala LOL (if Manila just change the shops name and location!
[URL]http://sex-toys-philippines.com/[/URL]
Was married to a Filipina for 21 years from Iloilo, been about 10 years since I was back to the PI.
Want to go back in May for a milestone birthday. Going to spend about a week in AC. But would love to sample the real girls too for about 10 days.
In fact, would love to lay groundwork for living there and keeping a couple girls who are friendly with each other on a weekly allowance.
Don't really like the traffic and noise of Manila.
Private messages are fine, don't worry. Won't give away your secret city / town.
Thanks for your time.
[QUOTE=MNPeter;1679301]Was married to a Filipina for 21 years from Iloilo, been about 10 years since I was back to the PI.
Want to go back in May for a milestone birthday. Going to spend about a week in AC. But would love to sample the real girls too for about 10 days.
In fact, would love to lay groundwork for living there and keeping a couple girls who are friendly with each other on a weekly allowance.
Don't really like the traffic and noise of Manila.[/QUOTE]Cebu City is the place to check out for real GFE. Girls congregate there from all over the Visayas for work and school. Start lining up a few from the dating websites. You can fly there direct from Clark!
[QUOTE=MNPeter;1679301]Want to go back in May for a milestone birthday. Going to spend about a week in AC. But would love to sample the real girls too for about 10 days.
In fact, would love to lay groundwork for living there and keeping a couple girls who are friendly with each other on a weekly allowance...[/QUOTE]I would agree with BM that Cebu is a good place. If you have a milestone birthday then AC is also a place purely for a nasty party but it an be arranged in Cebu with college girls as well LOL.
Friend had his 60th in AC and his pinay wife arranged a good sex arty with friends plus a few girls she picked up the bar (she was bisexual so she chose well).
Come to Cebu as I really like the place and lots of cute Cebuanas will look after you.
PM me if you want more information.
[QUOTE=BukoMax;1679358]Cebu City is the place to check out for real GFE. Girls congregate there from all over the Visayas for work and school. Start lining up a few from the dating websites. You can fly there direct from Clark![/QUOTE]Yes, this has been my exact modus operandi for the past several trips. The Cebuanas are superb! Find a special one and take her to a resort in South Cebu. You will both enjoy it!
Thanks guys!
I had been leaning to Cebu. Now you guys definitely sealed the deal for me. That I need yahoo check it out for myself. Turning 50 may not be so bad after all. LOL.
Is it just me, or do Philippine restaurants use something funky to fry foods in? Without fail, whenever I get fries or anything else fried, there is always this gross aftertaste that seems unique to the Philippines. I can usually smell it when walking by any place that fries stuff. Even the pricey hotels that serve French fries has that weird aftertaste.
RG.
[QUOTE=MNPeter;1679301]Was married to a Filipina for 21 years from Iloilo, been about 10 years since I was back to the PI.
Want to go back in May for a milestone birthday. Going to spend about a week in AC. But would love to sample the real girls too for about 10 days.
In fact, would love to lay groundwork for living there and keeping a couple girls who are friendly with each other on a weekly allowance.
Don't really like the traffic and noise of Manila.
Private messages are fine, don't worry. Won't give away your secret city / town.
Thanks for your time.[/QUOTE]I have been to Manila three times and Cebu once. Lots of regular girl fun in either location. Its hard to go wrong in the Philippines, I think, if you want regular girl fun. I have even had girls from Palawan ask to shack up for me for a week of scuba diving and sex.
P4 P is different. Manila is definitely much better than Cebu and (I have been told and I have also read on this site) most other places except for AC / Subic have lousy P4 P. But if you don't mind an occasional date that does not end up in bed, who needs P4 P in the Phils?
Obviously, I have limited experience in the Phils, but I think that anyone who lives in the country full time will have his choice of beautiful and willing women.