My Thai banking experience
I was turned down by 5-6 banks in Bangkok when I tried to open an account. All of them asked for a work permit.
I then changed my strategy. The very next bank I tired (Bank of Bangkok. Who previously turned me down) welcomed me with open arms when I told them I was on an Education Visa. Didn't ask for squat other than $$$ and my passport.
I even got the phone number and a date with the hot teller who helped me open the account.
So. My advice is twofold: (1) say you're in Thailand on an Education Visa and (2) flirt with the bank chickie.
And I will hopefully be banging the shit out of that teller this weekend.