German FKK Clubs - Lounge and chat area

Vanguard does not have any currency funds or ETFs that I am aware of.

I used FXE through Schwab before to cover myself against increases in the Euro when the Euro was more volatile.

You're right, you have to pay a commission for FXE since it's not a Schwab fund. The commission is only $4. 95. So, if you buy in and and then at some later date you sell all shares, you're out only about $10 in commissions. Not so bad.

You're also right that the expense ratio is only 0. 4% (not so bad but everyone needs to remember that the fund loses this amount of net assets ever year).

But, looking at the spread between the ASK (116.11) and BID (120.67) for this fund, means that for someone who is "investing" $10,000 and then later cashing out said $10,000 a year later, if nothing else changes, you will lose approximately $428, which comes out to roughly 4. 3% of your investment (mostly due to the difference between the ASK and the BID, that is, $377 but also adding in the $10 in commissions and about $40 loss in performance of the fund due to the annual fee).

So, unless I'm mistaken with my math, the cost of hedging against an increase of the Euro for $10,000 is a hefty annual fee of 4. 3% or $428. In other words, in this scenario, the Euro has to rise 4. 3% within that year just to break even with the fees involved here.

When I first started using the FXE fund, I didn't appreciate how much all of these fees added up. Now, I figure I'm better off just investing in normal low cost funds.

Tell me if I've loused up the math here or if you have any better suggestions for Euro hedging.

[QUOTE=Jnpr30;2167404]Does Vanguard have currency funds or ETFs? I see some international bond funds but not pure currency ETFs on their site. May be I missed them.

Vanguard has expenses in the 0. 1% to 0. 15% range and FXE has 0. 4%. Transaction is cheap these days. Schwab charges $5 these days for example.

I am not pushing any one sepcific fund or ETf; just suggesting that there are a variety of options out there. Upto each individual what to buy and how much risk is acceptable.

Anyway, there was a discussion on how to prepurchase Euros for mongers who frequently visit FKks. FXE was one idea. There are many others.[/QUOTE]

Hi UH,

I am not sure — Am I missing the bid / ask spread being so large?

In the following factsheet, it says the spread is much smaller at 0. 01%. I saw other sites on FXE as well showing the spread being much smaller than your numbers.

[URL]https://www.xtf.com/ETF-Factsheets/FXE[/URL]

I will say however, that if the spread is indeed as large as you think, it would make FXE quite unattractive. I am skeptical of that though it is a well traded product, used by many fund managers. Generally, large bid ask spreads happen when there is not a lot of trading liquidity. I can check this on Bloomberg and let you know for sure.

I have personally never used it. As I said, I don't believe in separate buckets of money. My FKK related expenses are anyway quite small as I don't attend as much as you guys do. The only one of those currency related products I ever invested in was EUO which I went long 5 years ago or so when I was quite negative on Euro and EUO was a good vehicle to short Euro. I don't remember what the spread on EUo was, but I think it was quite small.

If you think Euro will appreciate, you can short EUO.

[QUOTE=PahllusMaximus;2167178]I have explored Frankfurt RLD. Not bad. A short walk from the Hauptbanhof. Yes, some stair climbing, but a choice of young 20's from Spain, Poland, Italy, Hungary and Germany. Not that many Romianians. [/QUOTE]Probably not likely that they are from any of those countries. Not any more likely than the stories you here from FKK girls anyway. The walk up the stairs create an interesting dilemma. On one hand, you benefit from the cardiovascular warm up. On the other hand, you develop what's called swamp ass, sweaty dampness in the intimate regions.

[QUOTE=PahllusMaximus;2167178]The Romanians are so concentrated in the FKK clubs that I am starting to wonder if they are somehow part of an organised scheme. I don't think I met a single non-Romanian at the several clubs I visted in different cities and countries. Many girls lie about being Romanian or claim to be Moldvian. So the clubs are filled with cigarette smoke (or still smokey even with a leaky smoking room), noisy, and the girls sharky and wanting to seal the deal in the least amount of time and upsell. The clubs make out like they are exclusive, but at the core dress up a RLD with some spas and so-so food (though the Wellkum club is excellent, but has the same passive smoking thing). You need to wash your hair at the end because you and your gown smell of cigarette smoke. Almost all offer bare back blow job and maybe kissing for extra. The reality is that kissing a girl who has had 10 cocks explode in her mouth that night is not the most appetising of experiences. The FKK girls are mostly scheming and all business. Oase is full of hookahs glowing as people puff away.[/QUOTE]It's practically common knowledge that there is an organized scheme ran by a collection of lover boys, pimps, and organized crime units. Oase is very Romanian heavy, but you definitely met Hungarians and Bulgarians at Wellcum.

You make it sound like building spa facilities and providing food for the entire day for hundreds of men is an easy feat, completely disregarding the organization and operational work that this involves.

As for kissing and intimacy, does it make a difference whether 10 guys exploded in a girl's mouth prior to you in an FKK versus 2-3 loads of cum in the RLD?

[QUOTE=PahllusMaximus;2167178]That is an interesting side note: smoking is strongly correlated with addictive behaviour and brain reward centres. You have to wonder about us and the girls and what percentage are smokers.[/QUOTE]The same biological reward center is involved in cumming. Then again so is winning and achievement.

[QUOTE=PahllusMaximus;2167178]In summary: FKK's are noisy, smokey and have about 95% up-selling Romainians cruising like sharks. I am not saying all Romanians are like that, just the ones that seems to be mass imported by some hidden scheme that places them in the FKKS. They have pools and spas and a buffet. At the end though, they are smoke filled noisy brothels. Once you factor in sunk cost entrance fees, up-selling costs to get decent service, lung damage from 7 or more hours of breathing in smoke, hearing damage from noise, and EUR50-120 for each pop (in Romanian definition, bored looking girls lying there like a starfish, no kissing, short machine gun blowjob and then insisting you come as fast as you can), it starts to feel like a sausage factory (literally as well as figuratively). They know most guys will have 2. 6 pops. Most girls screw about 7 -10 men on a shift.[/QUOTE]You praised FKKs on this very board 2 weeks ago as a place for men to commune and enjoy the fruits of the female body. But one bad visit prompted this complete 180 in attitude. Is it that you learned so much and objectively crafted this revelatory rebuking manifesto or perhaps this manifesto comes from an experience where you experienced damage to your ego.

[QUOTE=PahllusMaximus;2167178]RLDs allow the girls more freedom of when they want to work, some share a room (thus lowering the overhead), they do not have to parade around etc. That is why the RLDs are cheaper, Frankfurt being an extreme case. Girls sharing a room break even after just two customers.
[/QUOTE]Most FKK girls have freedom of when they want to work. Some FKKs have more of a program than others.

Sharks and Oase girls also break even with 2 clients. NRW girls break even after one. Girls at Sharks, Oceans, and Acapulco are pretty much subjected to no rules, coming and going as the please. Most other clubs just ask for professionalism and to be service oriented. Only a handful of clubs treat the girls like employees or even soldiers.

[QUOTE=PahllusMaximus;2167178]The Romanians are so concentrated in the FKK clubs that I am starting to wonder if they are somehow part of an organised scheme. I don't think I met a single non-Romanian at the several clubs I visted in different cities and countries. [/QUOTE]Many girls (Romanian and non Romanian) have started their "career" in the RLDs in Germany or Amsterdam. So much for the organized scheme in FKK clubs (only). For sure supplies to the Western European P6 scene are organized. Something many mongers don't want to hear of to face.

Funnily enough I spoke to a girl yesterday that worked in the Duisburg RLD for a week. Her main reason to leave was the many Romanian mem walking around with business like intentions. She liked the freedom to just muck about on youtube instead of waiting for clients, but when I told her about the new law about sleeping arrangements, she immediately exclaimed that this would make the whole RLD thing an immediate no go. The emptiness of Duisburg RLD has been an ongoing issue since the start of the year (widely discussed on local forums). The Police even closed down one of the houses (I am not sure if it reopened yet). Because of girls sleeping in their rooms, boys under 18 walking around and a lack of permits for the gambling machines the Optimist referred to.

What Phalus's post is concerned, the moment someone gets excited about the refreshing amount of other nationalities like Spain an Italy. You know everything that follows should be taken with a grain of salt at best. Gut a chuckle out of me here and there though.

Fair enough, though Oase had more variety 2 years ago rather than 100% Romanian. The RLDs definitely had Italians, a Dutch and a German, not BS stories. I have been lucky at the RLDs.

[QUOTE=Takedown;2167627]Probably not likely that they are from any of those countries. Not any more likely than the stories you here from FKK girls anyway. The walk up the stairs create an interesting dilemma. On one hand, you benefit from the cardiovascular warm up. On the other hand, you develop what's called swamp ass, sweaty dampness in the intimate regions.

It's practically common knowledge that there is an organized scheme ran by a collection of lover boys, pimps, and organized crime units. Oase is very Romanian heavy, but you definitely met Hungarians and Bulgarians at Wellcum.

You make it sound like building spa facilities and providing food for the entire day for hundreds of men is an easy feat, completely disregarding the organization and operational work that this involves.

As for kissing and intimacy, does it make a difference whether 10 guys exploded in a girl's mouth prior to you in an FKK versus 2-3 loads of cum in the RLD?

The same biological reward center is involved in cumming. Then again so is winning and achievement.

You praised FKKs on this very board 2 weeks ago as a place for men to commune and enjoy the fruits of the female body. But one bad visit prompted this complete 180 in attitude. Is it that you learned so much and objectively crafted this revelatory rebuking manifesto or perhaps this manifesto comes from an experience where you experienced damage to your ego..[/QUOTE]What a nice world in wish you are believing but the reality is quite different, yesterday at Shark around 3 PM probably 12 cars Mercedes, BMW, Audi with Romanian plates, must be customers. Advice you to arrive.

[QUOTE=RogueNation;2167667]Many girls (Romanian and non Romanian) have started their "career" in the RLDs in Germany or Amsterdam. So much for the organized scheme in FKK clubs (only). For sure supplies to the Western European P6 scene are organized. Something many mongers don't want to hear of to face.[/QUOTE]It used to be more organized before I think with hells angel girls and all that, but after mallorca arrest and artemis police raid, it got less organized at least for german side.

Romanian remain strong as by looking at numbers of Romanians in FKK clubs, there must be some structure of recruitment in Romania so that these girls can come to Germany.

However, it is not necessarily illegal structure, it can be legal structure, I mean FKK is legal set up and it make sense for some kind of support system for girls to work in such jobs, so in Germany FKK management give some support and out side there is an organization that support girls to move to Germany to work, and both can be done legally and such system should be there to support both girls and client.

Ofcourse there are lover boys and pimps etc. , but with internet and all the info going around, such system will be less and less I think.

I mean girls can walk in and work in FKK before and after registration.

I prefer the older days when hells angels girls are around though. I do not see any of them anymore almost since 2015.

[QUOTE=RogueNation;2167667]Many girls (Romanian and non Romanian) have started their "career" in the RLDs in Germany or Amsterdam. So much for the organized scheme in FKK clubs (only). For sure supplies to the Western European P6 scene are organized. Something many mongers don't want to hear of to face.[/QUOTE]People enjoy a fine veal but don't want to be touring a slaughterhouse.

Anyway, it makes sense that the talent supply is organized. When the numbers are in dozens of thousands, the supply route has to be organized. I suspect it is not the organization part that makes us mongers squeamish, but it is the possibility that some of those girls might initially be not totally willing or were duped or resisted. Ofcourse if there is an element of trafficking, that would likely weigh on the conscience of many mongers.

Does that make them hypocrites? I don't see why. You can accuse them of hypocrisy if they close their eyes and ears, and accuse them of actively condoning a crime if they are fully aware of all the ugly underbelly and willingly turn a blind eye. I prefer the former.

[QUOTE=RogueNation;2167667]Many girls (Romanian and non Romanian) have started their "career" in the RLDs in Germany or Amsterdam. So much for the organized scheme in FKK clubs (only). For sure supplies to the Western European P6 scene are organized. Something many mongers don't want to hear of to face.[/QUOTE]So what? Would it be better if the supply to "the Western European scene" were disorganized? What degree of disorganization or anarchy would be required for things to be allright? What are again the standards to which the prostitution industry should be held while the other sectors of industry are free to decide what's best for them and Society?

The suppression apparatus is hyperorganized. It fact it consists in the whole of Society and international community. It swims in money. Police forces the world over, attorneys, judges, mainstream media, millions of networking SJWs and ONGs etc.

Yet the beleaguered prostitution industry should have no right to anything approaching organization. If Rumanian girls are to make a living in prostitution, they should stumble by chance into an FKK while on a cultural tour of Germany. Anything else is trafficking.

At XXL: So nothing. That was a response to PM who suggested that supply to clubs was organized and RLD is different. It is not.

I think perhaps the vague red line for many people goes between where girls are bought and sold on one hand, and pure recruitment on the other hand. And in this matter I doubt anyone really knows how the percentages are. If or any.

In the Philippines these mamasans (women) travel to their home provinces to recruit girls through networks they have there. So basically it is women driven network recruitment as far as I can tell. In Thailand everybody does it, so no need to recruit or make networks at all. LOL. But in China it is organized and girls seems to be bought for a fee from their parents which they need to earn back. One can define it as buying and selling, and one can define it as a work contract similar to footballers or athletes. And in a way, these girls are athletes, sexersising all day, getting in top shape like real professional athletes. In Romania it could be a mix of the 3. But I don't think a Romanian needs to stumble upon it on an inter rail through Germany, LOL! All Romanians knows about it, and they even get told about it at school from their teachers. What better recruitment tool do we need? LOL.

[QUOTE=XXL;2167936]So what? Would it be better if the supply to "the Western European scene" were disorganized? What degree of disorganization or anarchy would be required for things to be allright? [/QUOTE]Salaam, XXL. I think Mr Phallus makes a valid point about "mass import" and how distasteful that is. It's like "processed food" -- it might taste sweet and get you addicted, but ultimately you realize the healthiest stuff is what is fresh and real and served direct by nature. In my experience the best girls have always been the independent freelancers. Ideally they would all be like that. But now there are hardly any. Effectively they are squeezed out by a pimping system that values homogeneity, conformity, predictability, mediocrity, and control -- things that are boring to us as mongers. It's like a human grinding machine, and no, I am not saying this is a case against prostitution: I see the pimping problem in other industries with equally draining effects.

The German government is blameworthy: while pretending to be against pimping, it has greatly strengthened the power of the shadowy middlemen by stopping the FKKs from setting their own rules, thus driving the "management" underground. Something analogous has been going on in the US with the suppression of sites like backpage. Independents suffer, so we mongers also suffer.

Continuing from the other thread:

[URL]https://www.bloomberg.com/news/articles/2018-02-19/lure-of-polish-riches-leaves-ukraine-bereft-of-workers[/URL]

"Poland, Slovakia and the Czech Republic allow Ukrainians to take temporary employment, usually for a few months. Ukrainians were granted visa-free travel for tourism across the EU last year, easing the passage for some legal workers and others willing to work illegally. Transport links have also improved, including a new train link between Kiev and Warsaw."

So perhaps Sexy Sauna in Prague has started getting a lot of Ukrainians? Has anyone been there lately?

Ok guys, so I fairly regularly post long reports on my experiences in FKKs. Only this weekend a report on Paradise / Oase and Mainhattan.

In about a month's time I have 4 nights before I arrive in Frankfurt. I'm putting out a request for some advice on where to go. I've done all the main clubs Sharks / Oase / Mainhattan / Palace / World / Samya / LR / Oceans / Paradise / Sakura / Artemis / Harmony / Atmos / LR / Sunshine many times.

I'm wondering if I should venure to 4 new clubs on 4 consecutive days and wanted to ask where you think I should try on those 4 days before ending up in Frankfurt.

Thanks.