Credit Card Fraud in Thailand
[QUOTE=Terry Terrier]One potential pitfall of using credit/debit cards in Thailand is that western banks consider that country to be such a high risk area for fraud, they can be very jumpy about locking your card if they see it being used there. Happened to me once, and has happened to friends. A couple of phone calls to your bank will get it unlocked, but this can be an inconvenience. Having more than one type of card, or keeping some cash or cheques in your safe is always a good idea.[/QUOTE]
Terry is correct. My credit card carrier was nervous and jerky about my going to Thailand, and for good reason. I bought a new small suitcase on wheels at a store inside the BKK airport, because the handle on mine broke. Paid for it with a Visa card, signed the invoice, and walked off with my receipt and suitcase. A month or so later, I got my Visa bill. The price I was charged for the suitcase was 3 times more than my receipt........but I no longer had the receipt. My carrier says that they do that often in Asian countries......mostly in Thailand. So, keep all of your credit card receipts until you get your bill, and don't assume honesty exists...even in upscale stores.
foriegners' Thai bank accounts very high risk in Thailand
I totally gave up using ATM and credit cards in Thailand anymore. In 5 years after I have bank accounts and ATM cards from Bangkok Bank, Thai UOB, Siam Commercial Bank, I totally had 3+3+2 ATM fraud, including 2 times my whole amount were drained cleaned from Bangkok Bank, and transfered to UNKNOWN destinations, all inside jobs against foriegners, after so much headaches and hassels and sleepless nights, the Bangkok Bank gave me back my money, I had enough Thai Banks, thats when I decided to quit banking in Thailand altogether.
Now all my spending money in Thailand and SEA is shifted to UOB and DBS in Singapore, and some to HK, only carry cash and travelers checks to Thailand, Cambodia, Laos, and even to China. No more sleepless nights in SEA after that.
ATM and Bank Card in Thailand
Thank you guys for all the input.
Several years back I booked directly via the internet with several Hotels and tours guides in Thailand for our big family trip providing my credit card number. I never had any issues with the number being misused, but a few days after it was used my the local Master Card office called me and ask if my card was lost or stolen because some chargers were made in Thailand.
Your point is taken...tell your card company you are going to Asia. It will prevent a lock being put on the account.
It seem that local Thai issued ATM cards Bangkok Bank ect has had some issues.
Anyway I guess being careful and the less usage is a good practice.
VV