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  1. #6559

    Schwab Account

    I am in Thailand using my Schwab check card. The daily limit is automatically set at $1000. I have a couple of large purchases to make so I called to see if the limit could be raised. I was able to raise it to $4000 for tomorrow only. She said that the limit resets everyday at 3 am EST. So if you took out $1000 today you would not be able to withdraw again until 3 am the next day.

    All of this however is independent of the ATM you are using. So the lady said I would probably have to run around to different banks' ATMs to withdraw the money since each bank also sets a daily limit for your card.

  2. #6558

    Exchange Rate for June 28

    I just checked the Visa exchange rate for tomorrow and it will be 4,129.87 per dollar. This is one of the best rates in a very long time.

    Remember the ATM (cajero) basics: don't get your cash from Bancolombia because they have a 600 mil limit and charge a sizeable fee. Better banks to use are Davienda, Colpatria or BBVA. Also never accept any conversion rate that is offered if you just decline that offered rate you will get the Visa Exchange rate which will be considerably higher.

  3. #6557

    Landed on a red eye this morning

    Got to Baggage about 6 am and went straight to the Cambio next to the baggage carousel. Got 4,000 to 1 so fuck the ATM, all of the airport cambios have sucked for years. For some reason the one next to baggage started giving very close to the official rate and they are continuing this for my last 3 or 4 trips this year. I hope it continues.

  4. #6556

    Exchange rate changes at midnight

    I checked Visa and MasterCard. They both changed the exchange rate at midnight local time. I imagine they adjust the rate according to the time zone of the transaction. I can't imagine they would use EST worldwide.

  5. #6555
    Quote Originally Posted by Nounce  [View Original Post]
    They cut out the corner of the passport cover and send it back always.
    For me (US Passport), they always just punched 2 holes in the cover and first page with the photo and send it back, Visas or no visas.

    I have no idea why they send back the old one when renewing but its appreciated. I like flipping through the pages of my previous 3 passports and looking at all the different shapes and colours of the stamps each country uses.

    DR on arrival they use the dog tag shaped one but on departure they use the square one.

    Thailand on arrival its square but on departure its triangle shape one.

    Canada shaped like a postage stamp on arrival and on departure its the oval shaped one.

    Colombia with the orange and purple.

    My favorite is the multiple "canceled without prejudice" stamps on my US visa in my original's country passport LOL.

  6. #6554
    Quote Originally Posted by Nounce  [View Original Post]
    They cut out the corner of the passport cover and send it back always.
    I am looking at my expired passport now, not the last one but the one before that. No corner cut on the cover. Two holes punched through the front cover and that's it.

  7. #6553
    Quote Originally Posted by Huacho  [View Original Post]
    I have every passport I've ever had. They don't keep the old one. Not sure where you heard that. I normally renew by mail and they send the old passport back with holes punched in it.
    I did not hear it, I experienced it. Okay it was a different situation than it expiring. I sent it in for more pages and they kept it saying it was damaged because the corner of the picture page was coming up. When I told them about the visas they fedexed it back to me.
    Attached Thumbnails Attached Thumbnails Screenshot_20220623-073720_Chrome.jpg‎  

  8. #6552
    Quote Originally Posted by MrEnternational  [View Original Post]
    Yes, that is visas for anywhere. In the USA, when you get a new passport they are supposed to keep the old one. But when you tell them there is a visa inside that you need and they will invalidate the old passport by punching holes in the picture page and send it back to you.
    They cut out the corner of the passport cover and send it back always.

  9. #6551
    Quote Originally Posted by MrEnternational  [View Original Post]
    Yes, that is visas for anywhere. In the USA, when you get a new passport they are supposed to keep the old one. But when you tell them there is a visa inside that you need and they will invalidate the old passport by punching holes in the picture page and send it back to you.
    I have every passport I've ever had. They don't keep the old one. Not sure where you heard that. I normally renew by mail and they send the old passport back with holes punched in it. I renewed in person at the US Embassy this time and it was the same thing. That was in February.

  10. #6550
    Quote Originally Posted by MrEnternational  [View Original Post]
    Yes, that is visas for anywhere. In the USA, when you get a new passport they are supposed to keep the old one. But when you tell them there is a visa inside that you need and they will invalidate the old passport by punching holes in the picture page and send it back to you.
    At least now there's proof that:

    1. I don't know everything.

    And.

    2. I can still learn. Slowly.

  11. #6549
    Quote Originally Posted by JjBee62  [View Original Post]
    I learned something today. Visas for entry into the US are valid until the expiration date. Duh. Yeah, everyone already knows that. The bit that I learned is they are valid even if the passport has expired and been renewed. The person just needs to travel with both the new, current passport and the expired passport which contains the visa.
    Yes, that is visas for anywhere. In the USA, when you get a new passport they are supposed to keep the old one. But when you tell them there is a visa inside that you need and they will invalidate the old passport by punching holes in the picture page and send it back to you.

  12. #6548
    Quote Originally Posted by HumbleHal  [View Original Post]
    How many USD does it take for a gallon of gas today in the EEUU? Its all relative.
    When I'm in Colombia, I don't buy gas in the EEUU. But to answer your question, the average price for a gallon of regular gas where I live in the US is $4.70 today.

  13. #6547

    US Visas

    I learned something today. Visas for entry into the US are valid until the expiration date. Duh. Yeah, everyone already knows that. The bit that I learned is they are valid even if the passport has expired and been renewed. The person just needs to travel with both the new, current passport and the expired passport which contains the visa.

    Everyone probably already knew that as well. I just found out because my girlfriend* might be coming to visit me for a few days and she recently had to renew her passport. No sense in planning the visit if her visa needs to be renewed.

  14. #6546
    Quote Originally Posted by FunLuvr  [View Original Post]
    It didn't take long to see the results of the Colombian election. Today, the USD is up more than 100 COP.
    How many USD does it take for a gallon of gas today in the EEUU? Its all relative.

  15. #6545

    USD / COP Exchange Rate

    It didn't take long to see the results of the Colombian election. Today, the USD is up more than 100 COP. Currently, it is 4023/1 COP / USD. The relationship between the Xe.com rate and the Visa rate has changed. Visa no longer changes their rate at midnight GMT. I haven't determined when it changes, and what rate they use. Last week, I received 4016/1 from the ATM. Yet Xe.com shows the high for the past 30 days was 3980. To get an accurate rate for the ATM's, I think you will have to look at the Visa and MasterCard foreign exchange rates.
    https://usa.visa.com/support/consume...alculator.html.
    https://www.mastercard.us/en-us/pers...-currency.html

    Interesting tidbit: Visa shows current rate at 3912 and MasterCard is 3905.

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