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Thread: Medellin Reports

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  1. #65736
    Quote Originally Posted by FunLuvr  [View Original Post]
    There are supposedly three branches in Medellin. In el Centro at Cra 49 #50 - 23..
    The Centro branch has been closed for like a year, there is a shoe store there now or smth. Best to check bank website not google maps which is often outdated.

  2. #65735
    Quote Originally Posted by DJHeywood  [View Original Post]
    That's good to here that there is potential to get club girls to give you cheaper end of rates. Sometimes I'll get a 100-200 K cop difference from 2 equally hot girls in CTG or BOG.

    Is it viable to just wait outside of Gustos, Black Diamond, parque lleras clubs? Pick off the ones leaving (done for the night or not getting business) or the ones arriving (not busy, maybe fresh). That way there's no getting mixed up with club drink ripoffs or crappy rooms?

    I figure there's more leverage since they're not under house rules at that point.
    Don't think there are any house rules for them any more than for you. But you still might be right and get a lot better deal, because they are not in a room full of gringos that don't know any better.

  3. #65734
    Quote Originally Posted by Gabacho  [View Original Post]
    I tried going back to Caja Social which used to be free and in fact I used to use them alot back in like 2018, their limit is 300 mil also like BBVA but without a fee. But as of December when I tried to use them they no longer work with my card it just keeps saying the transaction is temporarily not possible and I tried at more than one. .
    If you have a six digit pin sometimes depending on the bank it won't work and it can only read a 4 digit pin. I had an issue one time with an updated pin. I switched it back and BAM it worked.

  4. #65733
    Quote Originally Posted by Gabacho  [View Original Post]
    I've heard something about some bank called Banco Pichincha that is supposed to still be free and with a 1 million limit but I can't find it in Medellin and I found one on Cra 10 in Bogota but it didn't have an ATM just a walk in branch.
    There are supposedly three branches in Medellin. In el Centro at Cra 49 #50 - 23, in Poblado at Cra 43 A #16 Sur - 63, and in Laureles at Circular 73 be #76 - 16. I have used the one in Laureles years ago, but a couple of years ago I tried it two or three times and it would not accept a Schwab card.

    There is also Scotiobank Colpatria with branches in Medellin that allow a higher withdrawal amount, I think 900 mil. I don't know how much, but they do charge an ATM fee.

  5. #65732
    Quote Originally Posted by Haxagonus  [View Original Post]
    Just saw a girl I met online on mileroticos / photoprepagos back when I was in Medellin 3 months. I used to invite her over a lot for 350 k cop. Just saw her in a KBS lleras video from 1 month ago. Small world to be honest.
    No this is not a small world. There are just actually way less hookers (and probably way less customers) than you thought there to be.

    Also it just once again proves what folks have been saying all along; the same girls work in different venues. It is just like how you can walk in to McDonald's and it costs you one price. You can order delivery from McDonald's and it costs you another price. You can order McDonald's delivery through Rappi and it costs you another price. Same cheeseburger; 3 different prices depending how you obtain it.

  6. #65731
    Maybe the Caja Social problem was an ATM with no cash at the time you tried to withdraw. The next time I need some cash I'm going to check them out. I've heard before that they don't charge fees foor ATM transactions.

    Quote Originally Posted by Gabacho  [View Original Post]
    BBVA is even worse. For CapitalOne account holders it always used to be free up until March or April of 2023. The they started charging 18 mil fee with a limit of only 300 mil per transaction. Now it's over 20 mil fee still for only 300 mil so I completely stopped using BBVA and only use Davivienda then in December Davivienda started this 15 mil shit. I tried going back to Caja Social which used to be free and in fact I used to use them alot back in like 2018, their limit is 300 mil also like BBVA but without a fee. But as of December when I tried to use them they no longer work with my card it just keeps saying the transaction is temporarily not possible and I tried at more than one. So that leaves Davivienda as the only reasonable one left. I've heard something about some bank called Banco Pichincha that is supposed to still be free and with a 1 million limit but I can't find it in Medellin and I found one on Cra 10 in Bogota but it didn't have an ATM just a walk in branch.

  7. #65730
    What is KBS Lleras?

    Quote Originally Posted by Haxagonus  [View Original Post]
    Just saw a girl I met online on mileroticos / photoprepagos back when I was in Medellin 3 months. I used to invite her over a lot for 350 k cop.

    Just saw her in a KBS lleras video from 1 month ago.

    Small world to be honest. Got to remember that this is a martlet and with every market there is supply and demand. There's always new girls entering the market and new girls leaving the market. Question is what is the quality and quantity of the girls leaving and what is the quantity and quality of girls entering.

    I think everything is balanced as of right now maybe slightly negative but I don't think the future looks good for various reasons which I won't get into in this post. Maybe next time if someone is interested.

  8. #65729

    Limited women

    Just saw a girl I met online on mileroticos / photoprepagos back when I was in Medellin 3 months. I used to invite her over a lot for 350 k cop.

    Just saw her in a KBS lleras video from 1 month ago.

    Small world to be honest. Got to remember that this is a martlet and with every market there is supply and demand. There's always new girls entering the market and new girls leaving the market. Question is what is the quality and quantity of the girls leaving and what is the quantity and quality of girls entering.

    I think everything is balanced as of right now maybe slightly negative but I don't think the future looks good for various reasons which I won't get into in this post. Maybe next time if someone is interested.

  9. #65728
    Quote Originally Posted by Knowledge  [View Original Post]
    Bancolombia by comparison only allows 600,000 per transaction and charges up to 25,000 per transaction depending on the card issuer. You would have to pay more than 75,000 pesos to get 2 million out of their machines.
    BBVA is even worse. For CapitalOne account holders it always used to be free up until March or April of 2023. The they started charging 18 mil fee with a limit of only 300 mil per transaction. Now it's over 20 mil fee still for only 300 mil so I completely stopped using BBVA and only use Davivienda then in December Davivienda started this 15 mil shit. I tried going back to Caja Social which used to be free and in fact I used to use them alot back in like 2018, their limit is 300 mil also like BBVA but without a fee. But as of December when I tried to use them they no longer work with my card it just keeps saying the transaction is temporarily not possible and I tried at more than one. So that leaves Davivienda as the only reasonable one left. I've heard something about some bank called Banco Pichincha that is supposed to still be free and with a 1 million limit but I can't find it in Medellin and I found one on Cra 10 in Bogota but it didn't have an ATM just a walk in branch.

  10. #65727

    Sorry, Yes, I am confused.

    Quote Originally Posted by FunLuvr  [View Original Post]
    Davivienda is still charging the 15 mil ATM fee. I think ElMechanio is confused. He said he received an exchange rate of 3836:1 at a Davivienda ATM. That was during the last week of January. The Visa exchange rate hasn't been below 3900 this year. Then he said every ATM asked him to accept the transaction fee. Those of us who have used the Davivienda ATM's know that is not the case. He had a lot of good points about his trip, but his use of ATM's wasn't one of those good points..
    Ok, so I went back over a WA thread I have with a friend and here are the 3 rates I reported to him from 3 different banks.

    ServiBanco at the airport 3825:1, BanColombia 3836:1 in Poblado on CL 10 I believe and then 3876:1 from Davienda in the Tesero (I think that's what it is named) Mall. So what I do is wait a few
    Minutes then check my Schwab acct and divide the number of pesos dispensed by the number of USD Schwab has deducted from my account. That's where I come up with the rates like I just posted.
    Usually a week or so after I get back, Schwab will credit a lump sum for the transaction fees. So I can assume that the lump sum divided by the number of trips to the ATM converted back to pesos
    then added to the total withdrawn would give me the higher conversion rate (I know it will not be 100% accurate due to different banks, different days and different withdrawal amounts but should be closer to the actual number). Whew! I got confused just typing that sentence. Jajaja.

    I know not to accept their conversion rate so I always decline that. Next trip I will take a foto of the ATM asking me if I am ok with the transaction fee. It may not be Davienda but I know I

    Have seen this numerous times.

    El Mechanico
    Last edited by El Mechanico; Yesterday at 20:52. Reason: Grammar

  11. #65726
    I'll be going to Medellin in a few weeks, I'the like to get my Facebook friends started. Could someone send me a few chica links so I can get it going. Thanks.

  12. #65725

    I hate that Friggen 'Monger' Word

    Quote Originally Posted by Nounce  [View Original Post]
    You can say the same about the monger from the girl's point of view. What he said is more consistent with what have been reported in the past. Some mongers are happy with anything, some mongers will ask for more service. One can't tell because the lack of details. You have seen many, I think you know.
    It's an Ugly word-- but to the issue here- I think a lot of guys choose the wrong girls for them or they are just repulsive maybe??

    Anyhow-- Have a Great one-.

  13. #65724

    Approach outside the club instead?

    Quote Originally Posted by Mechanic88  [View Original Post]
    I'm Hispanic so I guess I kind of blend in. But I've never been quoted prices in dollars there. Last time I went chica quoted me 800 k for all night. I offered 500 k and she accepted. Great service. Maybe they only quote gringos in dollars LOL.
    That's good to here that there is potential to get club girls to give you cheaper end of rates. Sometimes I'll get a 100-200 K cop difference from 2 equally hot girls in CTG or BOG.

    Is it viable to just wait outside of Gustos, Black Diamond, parque lleras clubs? Pick off the ones leaving (done for the night or not getting business) or the ones arriving (not busy, maybe fresh). That way there's no getting mixed up with club drink ripoffs or crappy rooms?

    I figure there's more leverage since they're not under house rules at that point.

  14. #65723
    I'm not sure a Schwab account is going to make the 15,000 peso undisclosed fee go away. I hope it does. As you stated, the fee is very competitive because of the 2 million per transaction allowance. Bancolombia by comparison only allows 600,000 per transaction and charges up to 25,000 per transaction depending on the card issuer. You would have to pay more than 75,000 pesos to get 2 million out of their machines. If you have a US address I don't think you have to wait until you are in the US to open the Schwab account. You may need to use a VPN to present a US IP address. I've been running across more and more geo restrictions with US and European banks the last few months.

    Quote Originally Posted by Gabacho  [View Original Post]
    I think he meant every other ATM as in non Davivienda ATMs asking him to accept fees. The Davivienda ATMs as we all know do not disclose the fee of 15 mil it just charges it without asking and on the receipt shows comision $0. 00. However with a limit of 2 million COP per transaction and a fee of 15 mil that equates to a fee of only. 75% of the total amount so Davivienda is the best value when compared to all other ATMs in Colombia (Caja Social no longer works).

    I think the fee started being charged around December 4th of last year.

    I need to open a schwab account when I get back to the states.

  15. #65722
    I read this too late LOL! My curiosity got the better of me last night and I made a withdrawal that I didn't need to make just to verify what ElMecanico said. It's not a big deal. It only cost me 15,000 pesos LOL! So, to be extra clear, I declined the conversion rate offer as usual and withdrew money. The when I added 15,000 pesos to the amount of pesos the ATM dispensed, then divided it by the number of foreign currency deducted from my account, sure enough the exchange rate was within 5 pesos of yesterday's published exchange rate. The long and short of it is that it now costs 15,000 pesos than it used to to withdraw money from Davivienda ATMs. I took one for the team because I try to avoid confirmation bias.

    Quote Originally Posted by FunLuvr  [View Original Post]
    Davivienda is still charging the 15 mil ATM fee. I think ElMechanio is confused. He said he received an exchange rate of 3836:1 at a Davivienda ATM. That was during the last week of January. The Visa exchange rate hasn't been below 3900 this year. Then he said every ATM asked him to accept the transaction fee. Those of us who have used the Davivienda ATM's know that is not the case. He had a lot of good points about his trip, but his use of ATM's wasn't one of those good points.

    BTW, Davivienda was charging that fee in December. I don't know when it started, but they weren't charging it in October.

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