Stupid shit in Medellin

[MiamiBoy1]

Not everyone is financially literate. I am not going to call anyone out by name here but it is not so hard to pick that individual out.

You don't need multiple business nor residences, just a job to put the following financial tool to work for you.

The first financial term I would like to introduce them too is called: Sinking Fund: A sinking fund is a fund established by an economic entity by setting aside revenue over a period of time to fund a future capital expense, or repayment of a long-term debt..

I am on a four generation replacement cycle for my iPhones. So, it is really very simple. I create a sinking fund. The amount of the future capital expense is 1500 USD. The period of time you need to accumulate the amount is 48 months.

1500 divided by 48 equals 31.25.

It means I need to save 31.25 USD each month for 48 months in order to spend 1500 USD on my next iPhone. In order to make it simple, I make a special saving account for my sinking fund items and set up a automatic transfer that amount of money out of my operational account and into my sinking fund account.

Now if that represents 31% of your rental payment, then I understand why someone might find that amount off-putting. But that math is really not that hard (learned it in elementary school) but I have tried to teach it to friends, family and chicas and they just don't get it.

Unless you use your iphone exclusively for work-related purposes / generating income, it is not considered an asset but a liability, and the sinking fund concept of funding future capex won't apply. BTW, iPhone 15 pro max is out already, so you are not up to date. And estrato 3 sucks. Multiple businesses, but can't afford estrato 5 or 6?

[Elvis 2008]

Nope, did not say that either, but according to you, "they" leave me. The only person that got left was YOU! And what is your excuse since spent money moving an entire family from country to country?

She was caught cheating and left before I dumped her. In your case, you had a failed marriage but you filed for divorce. Wow, what a great man you are breaking your word on a lifelong commitment. Yeah, you got me beat. Is that something you are going to put on your tombstone? I divorced her! You and my ex-fiance have that in common: your word means shit.

Once again no quote. Quote the post where I said the shit that you always claim I said. I have never said this shit. Easy enough to prove me wrong. But you will not do that. You will just go on to something else then say the same thing again later that I never said. I understand that you are always dreaming when you write this shit, but I can not forgive you because you always go astray.

The thing about your photos I remember Mr. E is that I would not fuck your women for free. You even said that you go after average women. You subscribe to the pussy = pussy philosophy and now you are making out that you have the best and most in demand women? LOL. Who do you think you are fooling?

"My women have jobs and are educated. " I have told every guy on the seeking / SA forum to only forge relationships with women who are white collar or studying to be. You make that out to be special when that is a given for the rest of us.

You just are not willing to pay the price emotionally and financially. Don't go making comments like "I have been dumped" and expect anyone to think you are getting the best. If not for that bad experience with the ex-fiance and what I learned, I would not be where I am now. When you aim high, you are going to fail a lot.

It is not fair to call you a pathetic loser, Mr. E. You are just pathetically average. In fact, it is what you brag about that shows me how average you are. You do not aim high. You aim medium. You are too cheap and too chicken shit to go for the best and then brag about how smart you are.

[SubCmdr]

she isn't your girlfriend

Incorrect! Impossible for you to know that. You are welcome to ask her personally. Thank you for your opinion.

she's just with you because you are paying her.

Incorrect! Because I am not paying her. But you are welcome to your opinion.

At best she is a sugar baby

Incorrect! Impossible to for you to prove that. Opinions always welcome.

and you are delusional.

Incorrect! Impossible for you to determine my state of mind. But you are welcome to your opinion.

Furthermore you have my number if you would like to have a personal conversation from the safety provided by being behind the screen of your android phone. I got nothing to hide. And many ISG brothers are in communication with me on a weekly basis.

You are entitled to your own opinions but not your own facts.

Your serve!

[SubCmdr]

I am peace with myself and all others

I am even at peace with you Gabacho. You just don't understand it. Call me all the names you want my angry young ISG Brother. Tell everyone I don't contribute anything to ISG. People can read my 10 year body of work and decide for themselves. It does not matter to me. I get enough PMs to let me know my contributions are helping people. The only thing I can be wrong on are facts. Show me a fact I have posted on ISG that is incorrect.

Here is insight into his thinking:

Yes I agree that ShtCmdr is worthless and contributes nothing of value to ISG, however if I put him on ignore then he will just keep talking shit and thinking he is correct and I won't be able to see it or correct him.

Also I find this quite amusing.

[Elvis 2008]

You use attack to avoid answering questions.

LOL. Why is my definition important? Tell your GF you are faithful to her and then tell her five minutes later you are fucking dozens of hookers on the side. Then come back here and lie about it.

We have already had the Time does not equal money crap, the hottest women do not have a line of guys out the door looking to date them, and pussy = pussy where the most foul smelling diseased pussy is equal in value to a stunning woman with a pristine one.

[SubCmdr]

Yes, I have fuck you money! Prove that I don't. You cannot because you will not come out from behind your screen nor stop beating on your keyboard.

There you go again with your "fuck you" money. You are a worthless idiot with the mentality of a child.

More brilliant prose! And thank you for the complements Please keep them coming. The display of your extensive vocabulary is very impressive. I really enjoy your work.

Needless to say you don't "got it" if you are renting an apartment because then you are lining someone else's pockets

What would you suggest I do my angry young ISG brother. Do things like you? Buy a cheap android phone. Rent in a estrata 1 zone in Colombia? Are you making the assumption that because you rent and you know you don't have it, that I don't have it either because I rent just like you (except in two different countries but choose to own in two others)?

Rent: a tenant's regular payment to a landlord for the use of property or land. .

The landlord is the person who has "got it"

Have not even learned the basic of economics? You pay to rent a girls pussy all the time. You are renting their pussy. They are the ones that have it. Do that make you less of a person because you do not own the pussy and are just renting it? ROTFLMAO.

There is a financial philosophy that says own assets and rent liabilities.

The owner is indeed making money. As they should. Interestingly enough if one owns enough assets that increase in value or create cash flow, that allows one to rent things. Why? Because you have the cash flow to pay for them.

We all need a place to live, food to eat, clothes to wear, pussy to fuck. We all have to figure out ways to pay for those things. You can work for money or you can let your money work for you. No matter how much money anyone has those things need to be paid for in ones life. That is basic Economics 101. Money has to flow. Keep cash flow positive. That means more money coming in than going out. Pretty simple concept. Not that easy to execute.

Haven't you heard of opportunity costs? I will let you look that one up yourself. I do not recommend that anyone should buy a house and live in it. Until they have enough money to pay cash for it after they have made all their purchases that give them the cash flow that pays for it. Remember a house is a liability. A asset is something that earns your money. Buy assets and rent liabilities. Until you have so many assets that spending a little money on yourself makes sense. But before you can do any of that brush up on the tax laws in the country you have declared as your tax residence. Keep everything on the up and up. Ask MC Hammer about that.

You are welcome.

[Elvis 2008]

You use attack to avoid answering questions.

You want to argue about the word faithful? LOL. Tell you what. Tell the woman you call "girlfriend" that you are faithful and then in the same breath let her know you are fucking hookers. Gee, I wonder how that will go.

[SubCmdr]

Thank you Bill for your monthly contribution. I enjoy your work.

Wow, used to be able to find tidbits of useful information about stupid shet in medellin like why they put potato sticks on top of their vienna sausage tasting hot dogs.

Seems its become a thread for lonely internet wannabee bullys with black belt keyboards?

Please confirm or deny aforementioned with pic or video of your inability to do 1 pushup.

A pesky group of zeros that ought to get a room together, line up in a connected circle and begin oscillating movements.

Kindly keep it in this particular forum if you would fellas! Ty in advance!

Has to be the know it all buffoons that continually attempt to impress others by preaching the obvious.

Its like they just discovered the spoon and can't wait to tell us all about it.

This is your mind on drugs. Addict.

[SubCmdr]

If an individual does not believe that I own a iPhone 14 Pro Max 512 GB that is ok with me. I still remain baffled at why anyone even cares. I saved up for 4 years to buy it. Anyone who wants one can do just I have have. Walk into an Apple store and buy it. One time I was boarded a plane and sat down in a first class seat. The flight attendant approached me and asked if I was in the proper seat. I told her I was sure that I was, because I was actually rich I would be on my private jet instead of this sky bus. She was not amused. But I was. LOL!.

Not everyone is financially literate. I am not going to call anyone out by name here but it is not so hard to pick that individual out.

You don't need multiple business nor residences, just a job to put the following financial tool to work for you.

The first financial term I would like to introduce them too is called: Sinking Fund: A sinking fund is a fund established by an economic entity by setting aside revenue over a period of time to fund a future capital expense, or repayment of a long-term debt..

I am on a four generation replacement cycle for my iPhones. So, it is really very simple. I create a sinking fund. The amount of the future capital expense is 1500 USD. The period of time you need to accumulate the amount is 48 months.

1500 divided by 48 equals 31.25.

It means I need to save 31.25 USD each month for 48 months in order to spend 1500 USD on my next iPhone. In order to make it simple, I make a special saving account for my sinking fund items and set up a automatic transfer that amount of money out of my operational account and into my sinking fund account.

Now if that represents 31% of your rental payment, then I understand why someone might find that amount off-putting. But that math is really not that hard (learned it in elementary school) but I have tried to teach it to friends, family and chicas and they just don't get it.

[SubCmdr]

I don't want an iPhone 14 Pro Max 512 gb you dumbass. I don't even like Apple I prefer Android, specifically Huawei. If I was to spend that much money on a phone I would get the new Huawei Mate 60.

You can't even put a microSD card into an iPhone so I don't know why you keep bragging about it being 512 gb I have a 1 tb microsdxc card in my redmi note 12's 256 gb and have more than twice the storage you have on your shitty iPhone.

Your money. Your dick. Your choice. There are others that are also in the android camp. Please view the eloquent response from JjBee.

I've always used my +1 number in Colombia, including during the year I lived there. When I needed to replace my phone, I purchased a dual SIM model and ran my TMobile SIM with a Claro SIM, only using Claro data if I couldn't get a connection with TMobile.

I can't say that having a +1 number affected any prices. It's quite obvious I'm not a native Colombian, my failure to use colloquialisms, especially diminutives, guaranteed nobody would think I'm from Medellin. Besides, I have no need to lie to the girls.

Personally I'm in the android camp. For me a good phone is worth splurging on. I've got a cheap Samsung as an emergency backup, but it takes forever to do anything and the camera is crap. TMobile is probably the best option for frequent travelers, although due to coverage issues I switched to Verizon years ago.

[SubCmdr]

Gabacho, why are you so angry? You say you are busy, but you have time to respond to everyone of my posts. Even posts I don't address to you. Don't you have enough chicas on your dick to occupy your time more productively? Don't you have purpose?.

I am on my balcony writing this, looking out onto the ocean. I am using a MacBook M1. The most basic model the sell. I am at peace with myself and all others. Even you Gabacho. I am at peace with you.

That is exactly what you are doing. You took one sentence that I wrote and took it completely out of context and used it to best your chest like King Kong all the while doing it through your keyboard.

Actually, if you read my posting history you would know that I post here when I choose to. That is the way Grown Men / Free Men run their lives, on their own terms. I have been posting in other Country Forums during the time you most eloquently stated:

Then you disappeared for a while and things got relatively quiet until I called your bitchass out and now you are back again beating your chest.

That is some really inspiring English composition there my young angry ISG Brother. I cannot wait to read more of your work.

Does it make you feel big?

I am big. I am fat. I am ugly. And according to you and Elvis I am a idiot, stupid, dumb, loser, lier and many other words that escape my memory at this time (because I don't bother to review what you two write more than once). So, writing here does nothing for me other than provide for my personal entertainment. I know this: neither you "nor the man who has left the building" would meet me in person and speak to me in the way that you write while hiding behind your screens beating on your keyboards.

You're a big boy now aren't you, and you love to brag about that nice IPhone 14 pro max 512 gb too huh?

Its not bragging if you can back it up. ― Muhammed Ali.

I am a grown man. And you are two. So, it is grown man talk up in here. I own a iPhone 14 Pro Max 512 GB. If you don't want to own one, why are you focused on it? You remain the only person in this thread that has commented on it. So, it is pretty obviously no one else care (nor should they) except for you. It is the greatest phone I have owned. I covered that in a post in the General Information section where you continue your beef (and in other threads) with me after saying you want to squash it.

You're so cool with your multiple businesses and residences in different countries and your estrata 3 apartment and your iPhone pro max 14 512 gb congratulations on being such a successful person in life, fucking Moron!

Are you proud of your work on a fishing trawler and living in a estrata 1 apartment? Because if you like it I love it. If you have a purpose for living your life that way I think that is great for you! Because it is your money and your dick.

Look my angry young ISG Brother, you are free to earn your money however you like but I am an emancipated wage slave. I learned the capitalist financial system (it is a language) and I am now taking advantage of it like the descendants of the original pussy colonizers in my country of origin always have.

And my financial position in life remains the same no matter how many words you use, sentences you write or names that you call me. I do not require your approval to earn, spend or stack my cash..

[JjBee62]

Just completed a free IQ test online. Attached is my score of 138. Your turn! Free-iqtest.net.

You mean an easier, inaccurate way to do it. I figured as much. Okay. When I'm awake ill check out your free test.

[Nounce]

Do you realize you have more than 15 k posts? ....

And yet you continue to challenge someone who probably will outlast you.

[Nounce]

Ah yes, the Bill Clinton Democratic douche argument. That depends on what your definition of is is. What is a GF? What is faithful?

You use attack to avoid answering questions.

[Mr Enternational]

Do you realize you have more than 15 k posts? More than anyone on ISG. You are a true keyboard warrior. Finding a post where you said some shit is impossible even using filters and keywords.

So what you are saying is that we should just take Elvis's word for something I said no matter how much I have said that I never said it? Again with that new school stuff; if someone says it enough then it must be true. Damn them proving what they say.