Manila

Schwab is great! Just a couple of caveats, though. Make sure you give yourself enough leeway in opening an account. Since it is linked with a brokerage account, they will run a credit check on you. It takes about 3-5 business days, if I recall correctly, and then they send you the ATM card. Also, they take 3 business days to transfer funds from your bank to theirs, so plan ahead.

But they reimburse both International transaction fees and ATM surcharges. Honestly, I don't know what's in it for them.

I like having an active account separate from my main accounts, to limit the damage if I fall victim to an ATM scanner or get mugged and forced to give up my PIN.

I don't sweat the difference in exchange rates between ATM and cash exchangers (if any). I'll take a hit for the convenience of using any ATM any time for free, and not having to carry a butt load of cash on me after exchanging money, or getting scammed.

Oh, and call them before you travel to allow international use of the card, or it will be locked out. You can also do it on their website.

My last trip I knew I was running short of pesos on me but I had USD on me. The waitress just had the money exchanged for me at a decent rate and I never had to leave. They wanted my business and I tip reasonably well.

[QUOTE=XMan;1916828]Speaking of Pasay, I popped into a money changer just a block away from EDSA Entertainment Plaza and he tried to charge me something ridiculous. Luckily I didn't need the money, I was just checking rates. I can imagine some punter buying a few drink rounds and then realizing he doesn't have enough for the barfine. Where's the nearest money changer!?

Manila has better rates than AC. I regularly use a place near the Rothman Hotel, which is near Robinsons Mall, but on the Malate side of the street.

AC money changers down toward the jeepney terminal consistently have (slightly) better rates than on Walking Street.

I don't live in the Philippines, but exchange rates seem to be less favorable on weekends. Buy your pesos on Friday.[/QUOTE]

I send money to one of my staff using Iremit. Their exchange rate is good and their fees are low, I can send about 200 K for 10 bucks then I have my staff meet me and give me the money and we have a lunch meeting anyways.

By far the bst bank I have worked with there is the Citibank I would gladly do and advertisement for them.

"To fuck more girls for your money use CITIBANK More Ho for your Dough!

Citibank, we care about your pleasure!

Citibank please use your penis safely, only rela ho were used in this commercial, we know you can't do this at home.

[QUOTE=SaltyPete;1921446]Schwab is great! Just a couple of caveats, .....[/QUOTE]One of them is you have to be a US citizen or I think they call it a 'alien resident'. If you are neither, you will be out of luck with Schwab.

I am a bit nervous in the Phils about young women who look older than they really are, and lie about their age.

What is the best way to confirm that a girl is actually older than 18?

I have read that identity cards are often fake. Is there a good way to tell if an identity card is not authentic?

Thanks!

[QUOTE=Forest;1924952]I am a bit nervous in the Phils about young women who look older than they really are, and lie about their age.

What is the best way to confirm that a girl is actually older than 18?

I have read that identity cards are often fake. Is there a good way to tell if an identity card is not authentic?

Thanks![/QUOTE]Just go for girls with passport and SSS ID's. Very young girls won't have one or both (if they do fine because those documents are hard to fake). Girls from 23 and up, more and more will have passport and SSS ID. Rest of IDs cost just a few piso to buy a fake one. Not even native security guards can in most cases devise a fake from an original one. They can of course be better to establish a girls age but also for them it can be hard to tell if a girl is 17 or 19 yo and nothing I would take their word for. Can not be repeated to often; no matter what happens and how many vouched for a girl being old enough the blame dealing with a minor will always fall in your lap and probably something you from all costs will try to avoid. Better play it safe. There are huge stocks of girls having the two mentioned certified documents so no need to play it unsafe. Just my two cents.

[QUOTE=Vitaplex;1925042]Just go for girls with passport and SSS ID's. .[/QUOTE]And if you get to see the passport you maybe able to look inside to see if she has traveled anywhere etc. Gives you a good feel of what she has been up to so you can match up against what is said etc (and if she has other sponsors).

How reliable are the streetwalkers on Burgos street?

Has anyone had some seriously bad experiences with them? I looked back for some posts, but didn't see much about them.

I'm always tempted when I am in town, but never have taken one back to the hotel. ].

I completely avoid them in Angeles.

[QUOTE=Forest;1924952]I am a bit nervous in the Phils about young women who look older than they really are, and lie about their age.

What is the best way to confirm that a girl is actually older than 18?

I have read that identity cards are often fake. Is there a good way to tell if an identity card is not authentic?

Thanks![/QUOTE]1. Work I. D cards are pretty much legit as Legit can be in philippines.

2. Student I. D cards are good. Schools do check birth certificates (If there is one) . Otherwise they check education history, Barangay records.

3. Passport is not always correct because I know the province girl who I enjoyed when she was 18 went to gulf country for a job. These jobs require a min age of 23 . She would not tell me how she got it done.

Philippine girls are not total liers. If you push them they tell you their age. A pretty girl I was chatting on DIA was listed as 19. After some chat on skype she did admit she is only 17 but that does not matter. I told her for me it matters. AC or LA cafe girls were of questionable age few years ago but I guess nowadays they are legit. If you are afraid it is better to concentrate on older girls. Nothing to beat 18-21 year old girls in their friendliness, enthusiasm, and willingness to enjoy juicy sex.

[QUOTE=Sammon;1925299]1. Work I. D cards are pretty much legit as Legit can be in philippines.

2. Student I. D cards are good. Schools do check birth certificates (If there is one) . Otherwise they check education history, Barangay records.

3. Passport is not always correct because I know the province girl who I enjoyed when she was 18 went to gulf country for a job. These jobs require a min age of 23 . She would not tell me how she got it done.[/QUOTE]So you are saying that, the easy to fake Student and Work ID card, are more trustable than a biometric passport (I am not talking about the old handwritten ones you know because you can't have them anymore for the latter 2-3 years) and a SSS ID card? Those IDs you list are easy to fake, my suggestions are not. It is of course a question on how paranoid you are but when it comes to age and girls I play it on the safe side even if I have to let a few go.

What has your girl going to Gulf for work and having a passport got anything to do with a fake ID to do? She could obtain her passport for others reasons and whatever who told you could of course be bola bola (I guess she told you otherwise hehe since you know her?

[QUOTE=Sammon;1925299]3. Passport is not always correct because I know the province girl who I enjoyed when she was 18 went to gulf country for a job. These jobs require a min age of 23 . She would not tell me how she got it done..[/QUOTE]One way I was told by a girl who had the same age / job issue was she used her sisters birth certificate (Or an older relative) and paid some money (well it is the Philippines). Was easy she said but then later in life she wants her real passport there is trouble brewing. Another had her own name but got a fake birth certificate. Same thing as the other girl and same issues later when she went for a job where the age requirement was her real age but her 'passport age' was outside the range.

Yesterday, in a rambling press conference that ended about 3 AM, President Duterte summarily fired all government employees who are appointed, rather than career civil service. This includes thousands of positions across the entire government. I believe his intention was the curb the corruption that's rampant in government departments. I've got no idea if this move will impact the ease of obtaining false documents, but it's reasonable to expect that it might.

GE.

[QUOTE=GoodEnough;1925568]Yesterday, in a rambling press conference that ended about 3 AM, President Duterte summarily fired all government employees who are appointed, rather than career civil service. This includes thousands of positions across the entire government. I believe his intention was the curb the corruption that's rampant in government departments. I've got no idea if this move will impact the ease of obtaining false documents, but it's reasonable to expect that it might.

GE.[/QUOTE]Aquino did that on his first day at work and went with on a vengeance streak on those who refused to resign.

WR. My Iloilo girl worked in Singapore on her sister's passport as she didn't have money to get Her own passport.

Went back and then sister wanted to come here to work but no can do. As Singapore finger prints domestic workers.

And now the sister is terrified of even a short visit, as Singapore has started finger printing tourists too.

Dear Mongering brothers. Going to Philipina in mid Sept. First stop is Manila after which Cebu or AC. Looking for hotties like in Pattaya or BKK. Appreciating your recommendation!

AC has the advantage of many P4 P in compact area. Cebu has advantage of sweet non-P4 P girls if you set up in advance through dating websites like DIA or Filipina Cupid. Read the threads dor both locations.

[QUOTE=Skyway;1925837]Dear Mongering brothers. Going to Philipina in mid Sept. First stop is Manila after which Cebu or AC. Looking for hotties like in Pattaya or BKK. Appreciating your recommendation![/QUOTE].