Using Credit Cards at Termas
I am planning a trip to RJ and have been doing my RTFF research on this thread. I plan to focus in large part on the termas, and I noticed that some termas allow customers to pay with credit cards. I would like to hear different opinions as to whether or not you recommend paying with cards.
The advantage for me is that it could enable me to reduce the amount of cash that I would carry and still be able to pay potentially large bills, given the prices of sessions at some of the termas. Given the risk of muggings in RJ, I would be more comfortable carrying less cash. With that said, I might want to carry enough cash with me anyway, in the event that the transactions fail. Give the high levels of cyber crime in Brazil, I would not be surprised if my banks decline the transactions, despite my travel notification to them, and I wonder if they would consider the termas suspicious vendors. Has anyone had issues with declined transactions at termas in particular, but not at other vendors in Brazil?
I know from my day job that the theft and fraudulent use of credit card information is rampant in Brazil, via both corrupt employees and outside hackers. I found many references to this problem in Trip Advisor reviews of the lodging options that I considered. Has anyone that used their cards at termas later observed suspicious transactions from sources other than the termas on their cards?
Some of the posts that I read suggested that there might have been some slight padding of the bills at some termas, but that this slight padding was obvious from a review of the bill before paying it with one's card. Have you seen any outrageously large and unexpected fraudulent charges on your cards from the termas, as might happen at some strip clubs in New York or Las Vegas?
I understand that there may be a surcharge for paying with a card, which I might be willing to pay if it gives me greater peace of mind by enabling me to carry less cash. However, I would certainly not be willing to pay this surcharge for the privilege of fraudulent charges and getting my card frozen.
I am single and do not have to worry about explaining the charges on my card to a wife or anyone else.
Simple and straight to the point!
[QUOTE=GringoItaliano;2065096]I am planning a trip to RJ and have been doing my RTFF research on this thread. I plan to focus in large part on the termas, and I noticed that some termas allow customers to pay with credit cards. I would like to hear different opinions as to whether or not you recommend paying with cards.
e.[/QUOTE]Done EVER use your credit card in Brazil! NEVER!