NFC = Near Field Communication
[QUOTE=Werqweq;2973346]Yes, NFC via phone (i.e., tap-to-pay via phone) is safer than NFC via physical card. AFAIK Google wallet is the new name for Google pay.[/QUOTE]This tech has been out for several years but has yet to become popular in the US. It has better traction in the UK, EU, and APAC.
It's considered safer than tap-and-pay because your card number is not transmitted to the merchant's POS device. The NFC chip on your phone sends a "token" (digital code) instead which is then sent to the payment processor, where it is mapped back to your card at your bank for the authorization.
ApplePay works in a similar manner, but is not very popular yet outside the US.
Thank you for coming to my TedTalk.
Tip for remembering to retrieve your card at an ATM
[QUOTE=Scarer;2973469]The security personnel don't have access to the keys. ATMs are typically managed by third party agents responsible for loading and unloading the cash. If security staff had the keys, it would make it much easier for robbers to knock him down and steal the money.
I once forgot my card in an ATM attached to a large bank. When I asked the security guard, he said there was nothing he could do. The next day, during bank hours, I went to the branch and was informed that all ATM cards left behind / struck inside the machine are sent to the bank's head office, where they are later destroyed. This process is handled by a third-party service, not the branch itself. Unfortunately, they never return the cards. The only option is to apply for a replacement.[/QUOTE]When I use an ATM, I put my wallet in my left hand after pulling the card out. I don't put it back in my pocket unless I can see the card replaced in it's slot.