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Well, I am a lawyer, and swiss banker, among other things. Debt management including to be-atches and school (just stop paying and when the school sends and insurance company to collect, sue the insurance company for harassment in state court, which will cause them to decide, this is not the droid the stormtroopers are looking for) is one of the keys to long term financial happiness.
PM vagabundo, my colleagues and I are glad to get on a chat with folks who might need help, haha.
[QUOTE=Xpartan;2851399]While I totally agree in general on your thoughts about debts and their toxic consequences, let's not jump to crazy conclusions. In the USA debt is generally not inherited. Unless you cosign someone else's debt, then the creditors might go after you. Otherwise, the debt will normally be discharged with a death certificate.
Full disclosure: Am I a lawyer? No.[/QUOTE]
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SP or Rio
Flying into GRU next week for 7 days.
Kind of a revenge second chance at my botched 4 days in Rio last December.
While I attempt to uncover reports of distinction:
Confirming does SP have similar or better setups to RDJ's Clubs like 4 x4 and Perola Negra etc, spas like Eden Spa, unmarked residential high rise like 13 de Maio or guided tours of VM?
If really wanting second chance would I just be better off when arrive at GRU just hop on sleeper bus to RDJ for the entire week skip SP completely?
Context: sometimes my schedule and life gets hectic it's very hard to sit down and scroll thru several swaths of pages on ISG but will try my damnest to speed read Brazil threads starting right nzzzz ZzZ zZz ZzZ
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[QUOTE=Vagabundo1;2852104]Well, I am a lawyer, and swiss banker, among other things. Debt management including to be-atches and school (just stop paying and when the school sends and insurance company to collect, sue the insurance company for harassment in state court, which will cause them to decide, this is not the droid the stormtroopers are looking for) is one of the keys to long term financial happiness.
PM vagabundo, my colleagues and I are glad to get on a chat with folks who might need help, haha.[/QUOTE]I don't have student loans, but I have stiffed all my credit cards after every financial crisis: 9/11,2008 real estate crisis, and Covid shutdown. It helps with paying for the hobby.
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First timer to RJ
[QUOTE=CenTexCrash;2852299]Flying into GRU next week for 7 days.
Kind of a revenge second chance at my botched 4 days in Rio last December.
While I attempt to uncover reports of distinction:
Confirming does SP have similar or better setups to RDJ's Clubs like 4 x4 and Perola Negra etc, spas like Eden Spa, unmarked residential high rise like 13 de Maio or guided tours of VM?
If really wanting second chance would I just be better off when arrive at GRU just hop on sleeper bus to RDJ for the entire week skip SP completely?
Context: sometimes my schedule and life gets hectic it's very hard to sit down and scroll thru several swaths of pages on ISG but will try my damnest to speed read Brazil threads starting right nzzzz ZzZ zZz ZzZ[/QUOTE]I have started reading my self for the past few hours as I am landing in rio end of Sept. For a week.
After reading thru few pages. Realized to stick with rio than SP. Hence I pushed my return flight and decided to stay put in RJ.
BTW. I am the first timer to RJ. I am collecting intel. Yet to book the accommadation. Would love tag along with repeaters to RJ to share some intel.
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[QUOTE=MadMax9336;2852322]I have started reading my self for the past few hours as I am landing in rio end of Sept. For a week.
After reading thru few pages. Realized to stick with rio than SP. Hence I pushed my return flight and decided to stay put in RJ.
BTW. I am the first timer to RJ. I am collecting intel. Yet to book the accommadation. Would love tag along with repeaters to RJ to share some intel.[/QUOTE]This might be the least helpful post, as I've never been. I'll be in Rio for the first time in a few days. After my own research, I decided to skip SP altogether. I think the one benefit SP has is Scandallo. So I will miss out on that. But my primary goal is clinicas. And Rio won out, because it certainly has plenty of options and I'd rather spend non-mongering time in a beach town vs a large city.
I could have made the wrong decision. LOL. But just wanted to share my comparison based on my research.
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[QUOTE=MadMax9336;2852322]I have started reading my self for the past few hours as I am landing in rio end of Sept. For a week.
After reading thru few pages. Realized to stick with rio than SP. Hence I pushed my return flight and decided to stay put in RJ.
BTW. I am the first timer to RJ. I am collecting intel. Yet to book the accommadation. Would love tag along with repeaters to RJ to share some intel.[/QUOTE]First noob strat I wish I had known last year: prioritize week days. Saturdays, hobby running at 30% and on Sundays operate 0%. These 2 days are best used meeting who ever you exchanged WhatsApp earlier that week.
Also unlike my Mexico antics: RDJ starts early like 10-11 am and be back early too, out too late the pick pockets and worse start filling the street tourists urged be out of there ahead of time.
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[QUOTE=CenTexCrash;2852445]First noob strat I wish I had known last year: prioritize week days. Saturdays, hobby running at 30% and on Sundays operate 0%. These 2 days are best used meeting who ever you exchanged WhatsApp earlier that week.
Also unlike my Mexico antics: RDJ starts early like 10-11 am and be back early too, out too late the pick pockets and worse start filling the street tourists urged be out of there ahead of time.[/QUOTE]Newb question. What time is too late to be out at a termas? Assuming I uber from the termas directly back to hotel, is there a time or reason I should worry about being out too late?
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[QUOTE=Dcrist0527;2852477]Newb question. What time is too late to be out at a termas? Assuming I uber from the termas directly back to hotel, is there a time or reason I should worry about being out too late?[/QUOTE]I think you only need to worry about 4 x4 which is in a deserted downtown office building area at night. You don't have to worry abut time, but you may have problem getting Uber so you would have to take a taxi that's waiting outside and that should be fine. For that reason, we used to walk to the main street to catch Uber around or after midnight. It was fine until someone reported here that he was robbed.
The danger is there but it wasn't as bad as Medellin where it seems grigos are being hunted or watched.
BTW, Clinca is not a term used in Rio. It is only used in Sau Paulo for places similar to casa.
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[QUOTE=Nounce;2852672]BTW, Clinca is not a term used in Rio. It is only used in Sau Paulo for places similar to casa.[/QUOTE]I don't care if a puteiro calls itself casa de massagem, privê or CLínica. However "CLínica" is also used in Rio. Some privées who consider they hold a higher standard use the name CLínica in their name. CLínica de massagem is like a privê offering massage and handjob (penetration might be negotiated).
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[QUOTE=Nounce;2852672]I think you only need to worry about 4 x4 which is in a deserted downtown office building area at night. You don't have to worry abut time, but you may have problem getting Uber so you would have to take a taxi that's waiting outside and that should be fine. For that reason, we used to walk to the main street to catch Uber around or after midnight. It was fine until someone reported here that he was robbed.
The danger is there but it wasn't as bad as Medellin where it seems grigos are being hunted or watched.
BTW, Clinca is not a term used in Rio. It is only used in Sau Paulo for places similar to casa.[/QUOTE]Thanks for the advice. And the correction. I apologize for the confusion. I just assumed SP and Rio would use the same lingo. My bad.
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[QUOTE=Sperto;2852687]I don't care if a puteiro calls itself casa de massagem, priv or CLnica. However "CLnica" is also used in Rio. Some prives who consider they hold a higher standard use the name CLnica in their name. CLnica de massagem is like a priv offering massage and handjob (penetration might be negotiated).[/QUOTE]I stand corrected. Clinca [B](cost USD$50)[/B] is not a term used in Rio. It is only used in Sau Paulo for places similar to casa [B]in Medellin (cost $13). A casa in Medellin is similar to places like DarkRoom in Rio.[/B]
This post is just to introduce more context to express my original intention as DC is familiar with the term casa in Medellin so I skipped the detail.
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[QUOTE=CenTexCrash;2852445]First noob strat I wish I had known last year: prioritize week days. Saturdays, hobby running at 30% and on Sundays operate 0%. These 2 days are best used meeting who ever you exchanged WhatsApp earlier that week.
Also unlike my Mexico antics: RDJ starts early like 10-11 am and be back early too, out too late the pick pockets and worse start filling the street tourists urged be out of there ahead of time.[/QUOTE]That's a good suggestion.
We are landing on Saturday into Rio and leaving Thursday. So probably have to plan our hobby vs sightseeing.
BTW. Can any one suggest how to look for chica friendly Airbnb. I have booked 2 bedroom apartment near Copacabana ($800 CAD) though they did not specifically mentioned about guest policy but no party, no smoking policy. Not sure if this means. No entry for chicas?
I always stays in hotels wingman and never had problem. Including Medellin Sheraton. But this time we 4 people, hence ended up taking 2 bedroom apartment and not sure if run into any issues.
We have until 3 pm to cancel our Airbnb but so far we did not find any chica friend. Appreciate any intel via PM.
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[QUOTE=Nounce;2852769]I stand corrected. Clinca [B](cost USD$50)[/B] is not a term used in Rio. It is only used in Sau Paulo for places similar to casa [B]in Medellin (cost $13). A casa in Medellin is similar to places like DarkRoom in Rio.[/B]
This post is just to introduce more context to express my original intention as DC is familiar with the term casa in Medellin so I skipped the detail.[/QUOTE]Thanks for the lingo clarifications Nounce.
For some reason I am used to say casa anywhere I go in south America. The same was mentioned when I was in Cuba but realized Cubans use that word different and got offended.
Casa particular is regular tourist accommodation in Cuba.
Have to remember these lingos.
I am trying to find a reports of distinction on Brazil TR. I remember book marked but cannot find. Can anyone share or point to the post so that I want to fresh my memory and note down the places to visit and prices.
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SIM without CPF
I found out I ran out of data but I decided to just get a new chip with data when I saw a TIM shopping stand. I have been to this stand before and they told me CPF is required. Today I told them I have passport (I was going to an airline to purchase flight) and they told me they only accept CPF. Then asked if I have friend here. I said no. The girl said you are all alone here? I said yes and I know no one. Hehe. I told them I got chip in Rio and Sao Paulo without CPF and passport. Then they talked to each other and asked me do I want to put credit on my chip or a new chip. I said I want a new chip with data on it. Then I saw she opened a file on her phone with a list of numbers that looked like CPF number. They proceeded to register a SIM chip for me. LOL. So I guess some would help you when they know what you already know that one can get a chip without CPF.
I think it's about their closing time, I would try to invite both to dinner to thank them as excuse if I wasn't going to the airline.
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[QUOTE=MadMax9336;2853032]...
I am trying to find a reports of distinction on Brazil TR..[/QUOTE]It is here.
[QUOTE=TheCane;2790867]Axel Heyst gets straight to the point on how to play the game. [/QUOTE]