The Wall That Spits Money
[QUOTE=Nyezhov;2775884]Can't really say when ever I have seen a Money Exchange anywhere in Thailand take anything other than perfect clean brand new current issue crispies, but bringing thousands in cash is so 70's Patpong anyway. Get Wise if you don't have a Thai account.[/QUOTE]I'd be careful of Wise. I do use it frequently to transfer money between bank accounts in various countries, but I think there are some severe limitations on how much per day you can take out on the card itself. Fine if you have a bank account in Thailand (or elsewhere), but money "on the card" doesn't seem so readily accessible. All I can say is, research BEFORE you depend on.
From early November 2022 to early December 2022, various times of day and early evening, I'd be at Asoke BTS station. The SuperRich exchange counter in the BTS station was ALWAYS crowded, and by crowded, the line always stretched back on the ramp to Terminal 21's doors, almost to the doors themselves. Sometime back, there was a discussion of better places to exchange cash. Searching Exchange might help find it. But if you enjoy queues, Asoke's SuperRich might be the place.
[QUOTE=Lefeu;2775898]It has been a long time since I stopped using currency bills, due to the many potential problems, as you mentioned above.
I now use mostly ATM debit cards, and the best one seems to be the Charles Schwab debit card. They even reimburse you the fees. I still carry a small amount of currencies for emergency.[/QUOTE]Agreed. My bank charges $3 for an external transfer, e. G. , from bank to Schwab account, takes 3 days. Schwab transfer in, from my bank to Schwab, is FREE, and takes 4 days to clear. No brainer. Schwab usually catches the ATM fees for reimbursement at the end of the month. Still, best to keep those receipts, and as suggested earlier here by someone, take a picture of each on your phone in case those small slips get misplaced. If Schwab hasn't caught the fees, submit, and be reimbursed. Best deal going, but believe it is restricted to US.
As stated, carry one or two backup ATM bank cards just in case anything goes south (see below).
I'm so old I remember AMEX traveler's checks fondly. But cash? I do carry some but, as you say, spending some time in my wallet, they end up creased and that can cause problems. I've used the Charles Schwab card for a number of years, in a number of countries, without a problem.
Well one. In China, I didn't realize that the decreasing number on the ATM, counting down, was a timeout timer, and since I was trying to figure out why the ATM was not taking my PIN, it reached zero. ATM ate my card. Saturday, 17:00, September 30, with the [B]MAJOR[/B] holiday starting the next day. Had train tickets and hotel reservations in another city, leaving that night on an overnight train. At that time of year, train tickets and hotel reservations, if you don't have, you won't get. Went into the bank, ready to close, my PRC companion explained the problem. Manager called. Explained that policy was not to open the ATM until it was scheduled to be restocked with cash. But [S]...[/S] she made an exception, excused herself, came back 10 minutes later with my card. Showed her my passport, card returned. Never used that banks' ATM's again, but I do owe that manager a debt of gratitude. Carry a backup (I always did, even if it has non-reimbursable fees), and if you ever see a counter counting down on an ATM, hit the return card before it reaches zero.