Rio de Janeiro Reports

[quote=bubba boy; 1129569]a brazilian account is a major pain in the ass with high fees etc. if you wire money from your home account the central bank takes about 5% fee off the fx rate. everything just costs money when dealing with the inefficient brazilian economy.

the best way to use a large amount of cash each day is to bring your limit in in cash, which is r$10, 000. then bring as many atm cards as you require. my citibank card allows 2 x r$1000 withdrawals per day at the citibank atm's. my hsbc card also allows this but strangely only at the citibank atm, hence i can get r$4000 per day. if i required more than that i would just get another card. most people will need to call their bank to up their limit that they can withdraw per day ie, standard amount with citibank was r$1000, after i called them they upped the limit to r$2000, but it must be in 2 separate tranrep001ions. [/quote]i do the same as bubba boy. but i also make photo copies of all the cards i bring and record the dates, time and place i use them. keep receipts when possible, in case some waiter has their own card reader. with rio being an international city, european and south american credit card thieves are looking for fraud opportunities.

[QUOTE=Poucolouco; 1129632]Wire transfers cost $60 from US to Brasi at HSBC regardless of the amount being transferred. HSBC uses the daily Tourismo cambio rate at the time you make your withdrawal.

[url]http://economia.uol.com.br/cotacoes/[/url]

You might also inquire at HSBC in your home country about opening a Premier Account which would allow higher cash withdrawls in foreign countries without a foreign bank account. [/QUOTE]Wire transfers cost $30 from US to Brasi at HSBC regardless of the amount being transferred.

Can you fall in love with your termas girl?

Does anyone know of a fellow monger that hit it off with their Termas girl and had a long term relationshp that worked?

Is this at all possible? Or is this a pipe dream? What are your experiences?

[QUOTE=Hungrystud101; 1129753]Can you fall in love with your termas girl?

Does anyone know of a fellow monger that hit it off with their Termas girl and had a long term relationshp that worked?

Is this at all possible? Or is this a pipe dream? What are your experiences? [/QUOTE]My vast sample of 2 says this always ends in separation, divorce, and the monger paying far more than he would have otherwise.

[QUOTE=Eric Cartman;1129758]My vast sample of 2 says this always ends in separation, divorce, and the monger paying far more than he would have otherwise.[/QUOTE]Small sample size but probably correct. Probably best just to rent one.

[QUOTE=Ipanema Carioca;1129413]I have a CPF. But why would one want to have a Brazilian bank account, when those of us who know Brazil know that their method of doing business is less to be desired. Lastly, when I asked Brazilians about opening a Brazilian account they laughed and said that Brazilian banks are less than 5th rate to gringo banks.[/QUOTE]Because your Brazilian company is paying you in R$ and you want to keep it in a bank instead of in a suitacase where the street working girl from Balcony could steal it?

Because your Brazilian company is paying you in R$ and it's a shit ton of R$ that you don't want to take to a cambio every month and risk packing more than USD$10K in your suitcase to take back to the USA each month to deposit in your US account, if you could actually find the time to fly back to the USA each month?

I'm just sayin. Some of us live here and work here and need local accounts.

GK, you need to clear out some space in your PM, maybe delete the older PM's. I got the following message.

The following errors occurred with your submission.

* Genghis Khan has exceeded their stored private messages quota and cannot accept further messages until they clear some space.

Eric Cartman. I think the limit into and out of Brazil is R$10, 000 and not US$10, 000. Pretty sure on this, but hey I have been wrong before!

[QUOTE=Bubba Boy; 1129849]GK, you need to clear out some space in your PM, maybe delete the older PM's. I got the following message.

The following errors occurred with your submission.

* Genghis Khan has exceeded their stored private messages quota and cannot accept further messages until they clear some space.

Eric Cartman. I think the limit into and out of Brazil is R$10, 000 and not US$10, 000. Pretty sure on this, but hey I have been wrong before! [/QUOTE]Sorry, wrong again. .

[url]http://www.receita.fazenda.gov.br/principal/ingles/faq.htm[/url]

10. Goods to be declared.

The traveler should direct himself to the places indicated as "Goods to Declare" when bringing:

Cash, traveler's checks when totaling more than ten thousand Reais or the equivalent in another foreign currency, in order to fill out the appropriated form. There is no limit and no customs duty to the amount of cash to be brought to Brazil as long it is declared to Customs upon arrival;

[QUOTE=Poucolouco; 1129892]Sorry, wrong again. .

[url]http://www.receita.fazenda.gov.br/principal/ingles/faq.htm[/url]

10. Goods to be declared.

The traveler should direct himself to the places indicated as "Goods to Declare" when bringing:

Cash, traveler's checks when totaling more than ten thousand Reais or the equivalent in another foreign currency, in order to fill out the appropriated form. There is no limit and no customs duty to the amount of cash to be brought to Brazil as long it is declared to Customs upon arrival; [/QUOTE]I meant to say the limit without declaring it is R$10, 000.

[QUOTE=Bubba Boy;1129904]I meant to say the limit without declaring it is R$10, 000.[/QUOTE]Pretty obvious to most people and it is right on the form. Must be a slow day at the senior center.

[QUOTE=Bubba Boy;1129904]I meant to say the limit without declaring it is R$10, 000.[/QUOTE]With ATM's, this hardly is an issue anymore except in rare (or special) circumstances, most of which would involve flying under the radar where the last thing you'd want to do is start making declarations.

[QUOTE=Exec Talent;1129916]Pretty obvious to most people and it is right on the form. Must be a slow day at the senior center.[/QUOTE][url]Http://www.dailymotion.com/video/xengzl_cee-lo-green-fuck-you_music[/url]

That is funny. I use my Brazilian bank accounts for LOW payments. If I need R$ 100 of cash.

Because the foreign banks charge too high a fee, I always take out R$ 1000 at a time.

If you have 3 bank cards with US$ 1000 limit a day, that gives you an easy 3 times R$ 1000 per day, and if that is not enough you take out another R$ 600 per card until you reach US$ 1000 on each card. That is not enough?

Banco do Brasil allows you R$ 1000 per withdrawal. They don't allow you a second withdrawal with the same card, so you go to Bradesco, or Banco 24 hours, Citibank or HSBC. Bradesco allows only R$ 800.

I try to ALWAYs take money only out of Banco do Brasil (o nly the ATMs with the Visa / Master Card sticker). Banco do Brasil has 24 hour security guards, this is why cloing there is very rare. HSBC seems to get a lot of cloning.

[QUOTE=Genghis Khan; 1129563]The reason would be that at least when I travel to SP most girls require cash payment and my budget usually is higher than I consider comfortable bringing as cash. Additionally the limit pr day at the ATMs are too low.

If I could wire money from home to my brazilian account before I leave home, I could withdraw cash from the cashiers counter instead and avoid the ATM limit.

GK[/QUOTE]Oh, and I fill my Brazilian bank account with ATM withdrawals. Ideally you have an account at the bank where you do the withdrawal so you don't have to haul money anywhere, just pull it out of the ATM, put it in an envelope, and deposit it in the same ATM.

[QUOTE=Hungrystud101; 1129743]Note* Excuse me as I had posted this in the Sao Paulo thread by mistake.

Can you fall in love with your Rio SP?[/QUOTE]In Rio you have the chance to meet Girls with real endearing personality. Moreover if you are travelling to Rio, you are yourself in the best state of mind : relaxed, in a very enjoyable atmosphere. You find many things ideal, better than your daily round : climate, sea and maybe girls.

And what is really surprising with some Rio girls is their generosity. In termas or elsewhere, you can meet nice girls, who are not trying to protect themselves at any cost. I have been surprised that some are really open and ready to share emotions with you even if it is for a limited time, in a termas for instance. If there is a good fit, she will make the time spent with you enjoyable for both. And then there can be a seduction game. And you may fall in love.

But you need to remember the context and that many of these girls may wait something from a relationship with you : to get out for a moment of their daily condition or better to have the chance to stop their job.

Your feelings in a daily relationship can be very different from the ones you had in a particular context.

However that's for this, that I found Rio unique.

Rule # 1- Don't ever fall in love with a GP.

Rule # 2- Don't ever forget rule # 1.

Rule # 3- If you ever forget rule #1 or #2, then make sure to have a friend sucker punch you in the balls.

P. S. Remember its a job for them, and its a fantasy made reality for the clients. Perspective gentlemen! Enjoy life and don't complicate things more than they have to be!