General Info

[QUOTE=FunLuvr;2878684]Your Schwab account acts much different than mine. The transaction shows in my account quickly.[/QUOTE]The money is subtracted from your account immediately. What might confuse some people is that sometimes the transaction doesn't show up in the history buffer immediately, but your "balance available" will be subtracted instantaneously. No way Schwab will allow us to "double dip".

[QUOTE=FunLuvr;2878684]I don't remember if the fee showed separately. I do remember the refund was at the end of the month or the end of my statement period, not sure which one.[/QUOTE]The refund is given to you at the end of the month.

The refund fee is given in a separate lump sum. That irritates me. Since it's given in a lump sum, you don't know which ATM charges, and the amount. Takes too much work for me if I want to calculate.

[QUOTE=GreenBud;2878749]The money is subtracted from your account immediately. What might confuse some people is that sometimes the transaction doesn't show up in the history buffer immediately, but your "balance available" will be subtracted instantaneously.[/QUOTE]Yes, that's true.

[QUOTE=FunLuvr;2878684]Your Schwab account acts much different than mine. The transaction shows in my account quickly. After making a withdrawal, it shows in my account by the time I get back to my apartment. Until Friday, I hadn't made a withdrawal that charged a fee for years. I don't remember if the fee showed separately. I do remember the refund was at the end of the month or the end of my statement period, not sure which one.

I've had a Schwab checking account tied to a brokerage account for probably ten years. I don't keep any money in the brokerage account.[/QUOTE]FunLuvr you were absolutely correct bro. My apologies for doubting you. It is in fact true that Davivienda is now charging a hidden fee of 15 mil without asking us to decline or accept it. I did some digging around and found this showing the transaction amount to and ATM fee (see the attached screen shots). One is from November without any fee and one of from December showing the fee.

Cargo de ATM $3.72 (15 mil COP) as of December 2023.

I had an interview with a passport bro about the current batch of guys who are going to Colombia.

[URL]https://youtu.be/XKRfTFY39-0?si=zHMKj1cAclEGDuiT[/URL]

[QUOTE=DoomBringer321;2880902]I had an interview with a passport bro about the current batch of guys who are going to Colombia.

[URL]https://youtu.be/XKRfTFY39-0?si=zHMKj1cAclEGDuiT[/URL][/QUOTE]Great interview Doom. So the passport bros know that they are a problem. That is good. Recognizing the problem is the first step to correcting it.

I have an Ecuador question for you bro. Are the street girls working in Salinas / La dieciocho are they mainly ecuatoriana women or are they Venezolanas?

-Gabacho.

The ATMs of Davivienda are having a (reported and known) problem with international cards. Anyone know of a good alternative, meaning either high withdrawal limit or low charges?

[QUOTE=JustTK;2886452]The ATMs of Davivienda are having a (reported and known) problem with international cards. Anyone know of a good alternative, meaning either high withdrawal limit or low charges?[/QUOTE]I remember bsngo cheto mentioned that he uses Servibanca and it also has a 2 million COP withdrawal limit. Not sure what the fee is though.

How long is this problem expected to last?

Hello.

I remember last time I travel to Colombia 2022, I had someone at airport ask me about filling out a form before arriving in Colombia. I don't know if that still the case.

[QUOTE=Butch145;2886494]Hello.

I remember last time I travel to Colombia 2022, I had someone at airport ask me about filling out a form before arriving in Colombia. I don't know if that still the case.[/QUOTE]Search Colombia checkmig. It's free so don't fall for a scam service site that has you pay a fee, just use the government site. Once completed it's in their computer system and likely it'll never be mentioned again. Same process when you leave Colombia.

[QUOTE=JustTK;2886452]The ATMs of Davivienda are having a (reported and known) problem with international cards. Anyone know of a good alternative, meaning either high withdrawal limit or low charges?[/QUOTE]I just made a withdrawal at Davivienda this morning and it worked fine.

All of the above and some cubanas!

[QUOTE=Gabacho;2880915]Great interview Doom. So the passport bros know that they are a problem. That is good. Recognizing the problem is the first step to correcting it.

I have an Ecuador question for you bro. Are the street girls working in Salinas / La dieciocho are they mainly ecuatoriana women or are they Venezolanas?

-Gabacho.[/QUOTE]

Hi,

I'm I've been living in Medellin for the past 4 months and my spanish is decent. I came here looking for a girlfriend. Yet the only girls that I match with on dating sites are working girls and I joined salsa clubs, roller skating clubs and went to language exchanges yet it seems like in Medellin many (not all) local normal non working girls look down on dating foreigner guys, but when I first went to Medellin in 2017, so many local girls wanted to know who I was, where I was coming from and had so many questions about why I am in Colombia.

Where in Colombia can I go where I can meet a normal girl and have a relationship with her. My friend says Santa Marta or Cali would be where I can get the attention I got in medellin in 2017. What do you guys think?

[QUOTE=LionBacker;2886916] I've been living in Medellin for the past 4 months and my spanish is decent. I came here looking for a girlfriend. Yet the only girls that I match with on dating sites are working girls [/QUOTE]I have the same experience.

[QUOTE=LionBacker;2886916]Where in Colombia can I go where I can meet a normal girl and have a relationship with her.[/QUOTE]Bogota, Cali, and Barranquilla for me.

[QUOTE=Gabacho;2886688]I just made a withdrawal at Davivienda this morning and it worked fine.[/QUOTE]Yeah I just ried today following your comment and it looks like issue over. Thanks for the servibanco suggestion too.

[QUOTE=LionBacker;2886916]Hi,

I'm I've been living in Medellin for the past 4 months and my spanish is decent. I came here looking for a girlfriend. Yet the only girls that I match with on dating sites are working girls and I joined salsa clubs, roller skating clubs and went to language exchanges yet it seems like in Medellin many (not all) local normal non working girls look down on dating foreigner guys, but when I first went to Medellin in 2017, so many local girls wanted to know who I was, where I was coming from and had so many questions about why I am in Colombia.

Where in Colombia can I go where I can meet a normal girl and have a relationship with her. My friend says Santa Marta or Cali would be where I can get the attention I got in medellin in 2017. What do you guys think?[/QUOTE]I made a post a while back about this. Most attractive girls in Medellin are hookers and the ones that aren't don't want to be seen with an American because her peers will think she is a ho. Good luck finding a regular girl in Colombia. The place is one big brothel like Rio. A hooker there told me 80% of girls there are hookers. Pretty soon with marriage rates collapsing in America all attractive girls here will be hos.