The best ATM card you are ever going to want
[QUOTE=MichaelSamuel;1830732]So I did a little survey of ATMs on my recent trip and wanted to share the info. I was trying to locate two things. 1. An ATM that would dispense more than 20 k THB so that I could minimize fees, and 2. A lower fee than normal. If anyone gets any other information I would certainly be interested. I like the convenience of the ATMS, but 200 THB and 20 k limit is at the point that even if I didn't get the best exchange rate and brought cash I would still be ahead.[/QUOTE]Michael,
Check out the Charles Schwab High Yield Investor Checking Account. I set up such an account last year with very little capital - $250. Presently I have $65 in my account. I now fund the checking account a few weeks before every trip with what I think I might need while on the road and more money can be easily transferred into the account at any time if needed.
There are no ATM fees anywhere or rather all ATM charges are refunded at the end of the month. I repeat there are no net ATM or bank charges for withdrawing cash at any ATM in Thailand, Indonesia, the PI, or Macau ect ect. My usual hunting grounds. The maximum per day withdrawal from my account is $900 which is more than adequate for my needs. Also there is no minimum number of withdrawals per day so if necessary I can use different ATM machines to achieve my goal.
The only requirement is that a new customer opens up a Schwab Investment account at the same time the High Yield Checking Account is opened, but there is no minimum amount required for either the Schwab Investment account or the Schwab Checking (ATM card) account. I put an initial $100 into my Investment account just for the hell of it and have left it there. It earns a small amount of interest. Someday I may put more capital into the investment account because I like doing business with this company.